Darbe išnagrinėti du paskolų grąžinimo metodai: paskolos grąžinimas amortizaciniu metodu ir fondo kaupimo metodu. Formulės išvestos rekurentiškai, sudaryti paskolos grąžinimo planai, nurodyta kaip susidaryti paskolos grąžinimo planus programa Microsoft Excel. / Two methods of returning the loan were being explored: the sinking - fund method and the amortization method. The formulas of constructing the schedules were being deduced recurrently. At the end of two sectors were indicated how to construct loan schedules in simple way by using the Microsoft Excel program.