published_or_final_version / Housing Management / Master / Master of Housing Management

No abstract available. / Thesis (M.Housing)-University of Natal, 2003.

Typescript. / Thesis (Ph. D.)--University of Hawaii at Manoa, 1980. / Bibliography: leaves [95]-100. / Microfiche. / viii, 100 leaves, bound maps 29 cm

Thesis (M. Hous. M.)--University of Hong Kong, 1995. / "December 1994." Includes bibliographical references (leaves 108-112).

Thesis (M.Sc.)--University of Hong Kong, 2001. / Includes bibliographical references (leaves 110-114) Also available in print.

The study of the Walmer Links Finance Linked Individual Subsidy (FLISP) is the response to the housing backlogs that have been experienced by the Port Elizabeth area. The ownership programme is the first of its kind in the area and has been met with scepticism, revolt and acceptance as the neighbouring township of Walmer and the nearby suburbs had mixed feelings about the project. The overall feeling and experience of the new FLISP owners far exceeds the scepticism around the project. The project also brought racial integration and improved the quality of life for the poor. It also seems as though the success of the project will be the determinant factor of whether it can rolled out to other provinces as an approach to development and poverty alleviation.

Housing embodies much more than just a physical commodity. In addition to being an investment, it is our shelter, right to privacy, connection to community, and access to recreation and necessities. Homeownership has long been hailed by social and housing advocates as an economic stabilizer for low to moderate-income neighborhoods. For low and moderate-income residents (households earning 50-100% of the median income), homeownership is possible in two forms: affordable market-rate housing created by the filtering down of houses until affordable to low and moderate-income households, or through subsidized homeownership programs which develop new housing and offer financial assistance for low and moderate-income households. The purpose of this study was to detem1ine which of these two options, market-rate or subsidized, offer higher quality affordable housing to low and moderate-level income households. Through field observation and GIS analysis, the study compared the structural, block, neighborhood amenity, crime, and proximity to CBD characteristics of affordable market-rate and subsidized houses in Portland's Albina Community. The study samples were approximately 100 houses per sample; market-rate houses consisted of houses that sold during 2000 for $125,000 or less, and subsidized houses were selected from housing created by three local non-profit development agencies. General characteristics of the two samples revealed subsidized houses were larger and more affordable per square foot than the market-rate houses in Albina. Descriptive statistics showed little overall difference between the two samples in structural, block, neighborhood amenity, and crime characteristics. However, distribution of the two samples varied widely, and consequently subsidized houses were 1 to 2 miles closer to the CBD than market-rate houses. While quality between the two types of affordable housing is currently comparable, the study suggests these trends may soon be threatened by future maintenance needs and neighborhood upgrading.

The primary objective of this research was to assess the equity and efficiency of in-kind income transfers. The analytical framework employed incorporated key concepts of the utility interdependence paradigm from economic welfare theory. This paradigm views income transfers as social goods and suggests that social as well as private benefits may be derived from the redistribution of income. This study attempted to assess some of the empirical implications of the utility interdependence argument through the investigation of the low-income housing and Food Stamp programs in Multnomah County, Oregon for FY 1973. Data were drawn from agency files, published statistics and documents, interviews with program administrators, and a survey of the records of 498 Non-Public Assistance Food stamp households. The private and social benefits and costs of the programs were estimated. The program participation rates and the socio-economic characteristics of recipient households were ascertained. Particular attention was devoted to an evaluaLion of the efficacy of in-kind transfers in inducing substitution effects or producing social benefits through the alteration of the consumption patterns of the target population. In addition to an economic analysis of in-kind transfers, the political environment of welfare legislation was detailed. The results of this research suggest that in-kind income transfers are an inefficient and inequitable method of redistributing income. All programs investigated were characterized by high administrative costs. The administrative share of the public program budget ranged from 20% in the Food Stamp Program to over 50% in Public Housing. All programs were found to be inequitable in that households with similar socio-economic characteristics did not receive similar benefits. Housing programs discriminate among the equally needy by restricting supply. In the Food Stamp Program, a complex income determination formula, which is used to calculate program benefits, results in a considerable variation in the subsidies provided to households of equivalent size and income. The low-income housing and Food Stamp programs were also found to be ineffective in producing those social benefits which are specifically related to changes in the consumption patterns of the target population as a whole. While housing programs were found to induce substitution effects by furnishing large subsidies to a small number of households, only 5% of the eligible received benefits. Programs which leave the vast majority of the poorly housed untouched were judged unlikely to significantly diminish the external diseconomies presumed to be associated with the housing expenditure patterns of the entire population of eligible. In contrast, the Food stamp Program provides less generous subsidies to all eligible applicants. Food stamp subsidies were found to be insufficient to generate substitution effects; the food consumption patterns demanded of recipient households were not different from the food expenditure patterns of comparable households with income entirely in cash. While the distribution of benefits in the housing and Food stamp programs strongly favors the poor, large numbers of non-poor are officially eligible for assistance. It was estimated that 37% of the households in the country were eligible for low-income housing and approximately 46% were eligible for food stamps. While the tight supply of housing transfers limits the growth of program participation, an enormous expansion of participation in the open-ended Food Stamp Program is possible. The economic analysis of in-kind transfer programs emphasized their deficiencies as redistributive mechanisms. However, the political potency of in-kind programs was found to be considerable. Policy-makers appear to be responsive to pressures to perpetuate and expand established programs, rather than to empirically validate the assumptions on which they are based. In view of the political popularity of in-kind transfers and the public antipathy to transfers of cash, it is probable that transfers in-kind will command an increasing share of the welfare budget.

published_or_final_version / Housing Management / Master / Master of Housing Management

published_or_final_version / Urban Planning / Master / Master of Science in Urban Planning