Spelling suggestions: "subject:"jirapa"" "subject:"kirapa""
1 |
Rethinking the design and implementation of financial services for poverty reduction: A case of Northern GhanaNaab, Gilbert Z. January 2019 (has links)
The thesis empirically examines how microfinance products are designed and
implemented, and the implications for clients’ households and sources of
livelihood. The study argues that the design of products and implementation
that reflect the livelihood needs and poverty context of clients is one of the
effective ways to reduce poverty. It investigates the microfinance operations of
three financial institutions: Sinapi Aba Trust (SAT), St Joseph’s Cooperative
Credit Union (CCU) and Sonzele Rural Bank (SRB) in Jirapa, a municipality in
Northern Ghana. The study deployed a mixed-methods approach to collect data
from six rural and urban communities. Data was sought from secondary
sources, 20 interviews, 10 focus group discussions and 120 questionnaires.
The research adopted the Sustainable Livelihoods and the Making Markets
Work for the Poor approaches as a guide in the framework of analysis. The
study, using qualitative and quantitative analytical tools found that product
designs of SAT and SRB did not reflect the needs and poverty context of the
majority of their clients. Clients of SAT and SRB were found to be less involved
in the product design processes, suggesting a top-down institutional approach
that seldom incorporated the needs of the poor. The method of group formation
has a substantial implication on members’ poverty outcomes. Groups involving
only females had a significant and positive relationship with members’
household and business outcomes, while members of male-only groups had a
negative relationship with their household outcomes. The thesis concludes that
accessible interest on loans and incentives to encourage savings would make
microfinance markets work more sustainably for the rural poor. The findings
challenge a reconsideration of the design of microfinance products to integrate
financial technology as an efficient approach to deliver financial services,
especially in rural areas.
|
2 |
Extending health services to rural residents in Jirapa District : analyses of national health insurance enrolment and access to health care servicesDomapielle, Maximillian K. January 2015 (has links)
This thesis sheds light on differences in health insurance enrolment determinants and uptake barriers between urban and rural areas in the Jirapa district of Ghana. The National Health Insurance Scheme in Ghana has made significant progress in terms of enrolment, which has had a commensurate increase in utilization of health care services. However, there are challenges that pose a threat to the scheme’s transition to universal coverage; enrolment in the scheme has not progressed according to plan, and there are many barriers known to impede uptake of health care. Interestingly, these barriers vary in relation to locality, and rural residents appear to carry a disproportionate portion of the burden. A mixed method approach was employed to collect and analyse the data. On the basis of the primary qualitative and quantitative results, the thesis argues that the costs of enrolling and accessing health care is disproportionately higher for rural residents than it is their urban counterparts. It also highlights that the distribution of service benefits both in terms of the NHIS and health care in the Jirapa district favours urban residents. Lastly, the thesis found that whereas rural residents prefer health care provision to be social in nature, urban residents were more interested in the technical quality aspects of care. These findings suggest that rural residents are not benefitting from, or may not be accessing health services to the extent as their urban counterparts. Affordability, long distance to health facilities, availability and acceptability barriers were found to influence the resultant pro-urban distribution of the overall health care benefit.
|
3 |
Extending health services to rural residents in Jirapa District. Analyses of national health insurance enrolment and access to health care servicesDomapielle, Maximillian K. January 2015 (has links)
This thesis sheds light on differences in health insurance enrolment determinants and uptake barriers between urban and rural areas in the Jirapa district of Ghana. The National Health Insurance Scheme in Ghana has made significant progress in terms of enrolment, which has had a commensurate increase in utilization of health care services. However, there are challenges that pose a threat to the scheme’s transition to universal coverage; enrolment in the scheme has not progressed according to plan, and there are many barriers known to impede uptake of health care. Interestingly, these barriers vary in relation to locality, and rural residents appear to carry a disproportionate portion of the burden.
A mixed method approach was employed to collect and analyse the data. On the basis of the primary qualitative and quantitative results, the thesis argues that the costs of enrolling and accessing health care is disproportionately higher for rural residents than it is their urban counterparts. It also highlights that the distribution of service benefits both in terms of the NHIS and health care in the Jirapa district favours urban residents. Lastly, the thesis found that whereas rural residents prefer health care provision to be social in nature, urban residents were more interested in the technical quality aspects of care.
These findings suggest that rural residents are not benefitting from, or may not be accessing health services to the extent as their urban counterparts. Affordability, long distance to health facilities, availability and acceptability barriers were found to influence the resultant pro-urban distribution of the overall health care benefit. / Ghana Education Trust Fund (GETFund)
|
Page generated in 0.0337 seconds