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  • About
  • The Global ETD Search service is a free service for researchers to find electronic theses and dissertations. This service is provided by the Networked Digital Library of Theses and Dissertations.
    Our metadata is collected from universities around the world. If you manage a university/consortium/country archive and want to be added, details can be found on the NDLTD website.
1

A comparison of the financial situations and practices of remarried and first-married families

Linzey, Juanita Bird 11 June 2009 (has links)
This study was designed to compare the financial situation of both remarried and first-married families from a large randomly selected sample. An adaptation of Campbell, Converse, and Rogers' "Model of Life Satisfaction" was used as the theoretical basis for this investigation. Data were compared to assess differences in (a) personal characteristics; (b) objective attributes, the personal resources of homeowners hip, income, education, employment status, and occupation; (c) perceived attributes, financial attitudes and management behaviors of respondents; (d) evaluated attributes, an assessment of financial situation; and (e) satisfaction level with financial situation. The respondents were a sub-set from pre-collected data sets entitled Financial Attitudes and Practices of Virginia Citizens, Form A and Form B, (N=1098). Responses to items identical in both survey forms were merged to create a new data base which was used in this study. A sample of 173 remarried and 173 first-married respondents was used. Descriptive statistics were used to profile the two respondent groups. Independent t test and chi-square analyses were used to compare responses by marital status. Remarried and first-married respondents were similar in personal characteristics except in ethnicity and gender role philosophy with the remarrieds having a more egalitarian than traditional philosophy. The two groups were similar in objective attributes except in educational attainment. The remarried spouses were not as well educated as their counterparts. Financial management behavior and attitudes were similar for both groups except in the area of risk management and capital accumulation. Both groups reported a positive net worth and adequate income, however, remarrieds were less satisfied with their financial situation than first-marrieds. The results of this study demonstrated differences in the financial domain of remarried and first-married households and pointed to areas of concern for educators and family life specialists. / Master of Science

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