<p> This qualitative phenomenological research study focused on women in senior and upper management positions and represents the personal and professional lived experiences of 10 Black women in leadership roles in banking industry in Northern California who overcame obstacles and barriers to advance in their careers. The researcher conducted face-to-face interviews then compiled the lived experiences of the study participants and identified themes to discover if there were cultural factors that prevented them from advancing in leadership in banking industry. Study findings determined four emergent themes as the perceived experiences of African American women in leadership roles in the banking industry. The themes were (a) bias, (b) unfair practices, (c) gender inequality, and (4) fair and ethical leadership. The study results might provide vital information to banking leaders on the abilities of minority women in leadership positions to encourage the leaders to promote minority women to higher management positions for which they are qualified and to provide abetter understanding of the pitfalls in career advancement Black women in the banking industry face.</p>

This disssertation investigates spillover effects in the South African SA banking sector using a number of different perspectives and methods. First, I used an adapted model developed by Claessens et al., (2001) and extended by Uiboupin (2005) to identify the effect of the foreign banks’ re-entry on the domestic banks’ performance after the apartheid regime change. The results show that the foreign banks’ entry has an effect on the before-tax profit of domestic banks and increases the competition in SA banking market. Then I further the investigation from an efficiency perspective using a cost efficiency model for the same bank panel. The results show that on average foreign banks are 28% more efficient that domestic banks. But the results show that over the period 2000-10 both categories of banks increased their efficiency level by around 10% and that the origin of the banks as well as their size were the main factors responsible for the efficiency gap. Then results from the implemention of a survey I designed, using an adapted version of Kraft (2002) for the foreign banks and branches, confirm that the entry of foreign banks contributed to the modernisation of the SA banking sector and to the introduction of new products and best practices, leading to the conclusion that spillover effects were localised in the limited segment of the SA wholesale banking. I analyse the impact of recent FDIs in SA banking sector, in terms of knowledge transfer and spillovers. The results show that the acquisition of ABSA (an SA big four) by Barclays (a British bank) generated increased efficiency. That was not the case for the Standard Bank (another of the SA big four), of which a 20% share was acquired by ICBC. The results show that these recent FDIs have no significant impact on competitiors’ behaviour and strategy.

Thesis (Ph. D.)--University of Washington, 2004. / Vita. Includes bibliographical references (leaves 119-126).

This study aims to investigate the effectiveness of using asset securitisation as risk management technique in banks. This study examines the direct impacts of asset securitisation on the riskiness of banks’ loan portfolios as well as the indirect impacts on the subsequent financial stability. This study also tests the changes in banks’ equity capital and liquidity as a result of using asset securitisation in order to understand their potential contributions to the examined bank risk behaviour. Furthermore, this study tests the impacts of adopting the Basel capital requirements on banks’ exposure to asset securitisation and the related bank risk behaviour. The study is informed by stakeholder theory. The use of stakeholder theory in the current study helps in addressing the causal connections between banks’ risk management practices and the achievement of banks’ performance objectives. Using stakeholder theory also helps understand the role of external regulatory structures in supporting risk management practices in banks. The empirical study is conducted by using a sample of 44 bank holding companies selected from 13 European countries during the period 2004-2014. The choice of the sample banks is based on the availability of securitisation data as well as the condition that all European banks should have placed at least one securitisation transaction during the period of the study. Moreover, seven linear regression models were developed to examine the study relationships and were estimated by using Fixed Effects panel data analysis. The use of panel data analysis in this study aims to capture the dynamics of bank risk behaviour and other bank-specific conditions that are associated with asset securitisation during the period of the study. The results found in the empirical analysis confirm that incorporating the use of asset securitisation with higher capital requirements is more likely to reduce originators’ credit risk-taking that arise from their lending activities. The findings reported in this study, however, do not support the regulatory capital arbitrage hypothesis of the securitisation products. Furthermore, this study confirms that European securitising banks continued to view asset securitisation as cost-efficient funding source, despite the decreasing number of transactions since the crisis. The findings in this study also show that European securitising banks did not effectively operate their securitisation proceeds in profitable investments during the period of the study. Based on the results found in the current study, we can suggest that introducing more risk-sensitive capital requirements is a key factor in the future development of the asset securitisation markets. This study contributes to the existing literature by emphasising the direct connections between asset securitisation and the riskiness of banks’ loan portfolios. This study also is one of the first studies to test asset securitisation effects on the absolute level of bank capital in order to provide a better understanding of the regulatory capital arbitrage hypothesis. The current study further extends the existing literature to test the role of the Basel capital requirements in controlling the use of asset securitisation in banks, taking into account the former regulatory frameworks and the full implementation years of the Basel (II) framework. Unlike previous studies, the employment of stakeholder theory in the current study has helped in expanding the perception of risk management in banks, from purely controlling device to a broad approach that aims to support bank’s existence and prosperity. Furthermore, this study is one of the first studies that had a broader look at the European securitisation market, during the years before and after the crisis and compared the empirical results of both sub-samples to validate the robustness of the study findings in terms of the financial crisis.

ABSTRACT FINANCIAL STRATEGIC PLANNING AND KNOWLEDGE MANAGEMENT: A COMPARATIVE CASE STUDY ON TURKISH BANKING SECTOR DURTAS BASPINAR, Canan Pelin M.Sc., Science and Technology Policy Studies Supervisor: Dr. Nusret G&uuml / &ccedil / l&uuml / September 2012, 103 pages It is not easy to set up a knowledge management system (KMS) in banking due to the size of large services, the variety of products, dealing with large information, serving under high cost pressure and highly competitive market conditions. This thesis proposes that strategic management is a knowledge processing outcome, and should be an integral part of the financial strategic planning (FSP), which is essential in the agility of financial organizations.. This thesis will explore a FSP model that is developed by merging and integrating the two models &ldquo / The new knowledge management&rdquo / (Firestone &amp / McElroy, 2003) and &ldquo / APQC Process Classification Framework&rdquo / (APQC, 2011). In light of the merged models a measurable indicator set is defined based on the literature and the researcher&rsquo / s personal experience. To validate the thesis, two case studies have been carried out by using qualitative and a participatory approach in one foreign owned and one jointly controlled bank in Turkey in order to validate the model. Since the case studies consist of specific information on the studied banks, the details are presented separately in a technical paper. The main findings of the case studies show that two different knowledge management (KM) approaches &ldquo / The new knowledge management&rdquo / and &ldquo / APQC Process Classification Framework&rdquo / can be combined in a unified model which can be used to increase agility in turbulent economic environments.

Zugl.: Mainz, Universiẗat, Diss., 2008/2009.

Main focus of the thesis lies in the corporate management decision support deploying and using IT / ICT. Specific technology described is Business Activity Monitoring. The contribution of the work lies primarily in two planes. The first plane is to create as far as the most comprehensive view of the BAM. The findings are collected from different directions and areas. The first direction of research is focused on the development of Business Intelligence and description of BAM as a trend of BI, including the stages of development and projections into the future. The second direction focuses primarily on a detailed circumscribe of BAM. Its definition, deployment assumptions, basic models, the way how business can benefit from BAM usage. The third guideline shows the classification of BAM surrounded by the other / similar technologies and business solutions -- BI and BSM, and the search key differences. The second level of the work is to support the AML implementation in a specific environment of banks using BAM. This is a practical demonstration of the possibility of using BAM in practice. Basic design solution lies in the analysis of risks arising from the law and the current state of the solution. By mapping of banking processes and searching for points of risk it is then possible to deploy these risks BAM tools for their management. Motion of support lies mainly in conceptual terms.

The main goal of this diploma thesis is to investigate the possibilities of the usage of Kanban system within a banking environment. To achieve this goal, the history, advantages, disadvantages and main areas of its usage are analyzed and described. Another goal of this thesis is to define the suitable terminology for Czech environment and to inspect the extent to which the concept of Kanban is compatible with the existing approaches and methodologies to project management. The market analysis of available software tools to support the concept of Kanban is performed (criteria definition, evaluation and final comparision). Based on all the previously described outputs a methodology to implement Kanban in banking environment is designed.This methodology is then used in the final chapter of the thesis -- the case study from an international bank, providing middle management with a step by step guide to successfuly implement Kanban system.