by Lau Yuk-Kin, Yuen Ching-Ping. / Thesis (M.B.A.)--Chinese University of Hong Kong, 1989. / Bibliography: leaves 75-76.

published_or_final_version / Real Estate and Construction / Master / Master of Science in Real Estate and Construction

published_or_final_version / Real Estate and Construction / Doctoral / Doctor of Philosophy

published_or_final_version / Real Estate and Construction / Master / Master of Science in Real Estate and Construction

published_or_final_version / Real Estate and Construction / Doctoral / Doctor of Philosophy

by Ng Pui-wah, Gary. / Thesis (M.B.A.)--Chinese University of Hong Kong, 1991. / Bibliography: leaf 76. / ABSTRACT --- p.i / Chapter I. --- INTRODUCTION --- p.1 / Chapter ´Ø --- Objectives / Chapter ´Ø --- Application of Demand Forecast / Chapter ´Ø --- Organisation of Paper / Chapter II. --- THE RESIDENTIAL PROPERTY MARKET --- p.4 / Chapter ´Ø --- An Overview of the Hong Kong Property Market / Chapter ´Ø --- The Small-to-medium Sized Residential Property Market / Chapter III. --- THE HOME MORTGAGE MARKET IN HONG KONG --- p.15 / Chapter ´Ø --- Definitions / Chapter ´Ø --- Typical types of Mortgage Payments / Chapter ´Ø --- Source of Fund / Chapter ´Ø --- Market Structure 一 A Commercial Bank Perspective / Chapter IV. --- THEORETICAL FRAMEWORK --- p.26 / Chapter ´Ø --- Consumer Demand Theory / Chapter ´Ø --- Economic Model / Chapter ´Ø --- The Dependant Variable / Chapter ´Ø --- The Independent Variables / Chapter V. --- DATA COLLECTION AND ANALYSIS --- p.37 / Chapter VI. --- CONCLUSIONS --- p.65 / Chapter ´Ø --- Income and Substitution Effect / Chapter ´Ø --- Elasticity of Demand / Chapter ´Ø --- Commercial Bank Prospect / Chapter ´Ø --- Other Application / Chapter ´Ø --- Limitations / BIBLIOGRAPHY --- p.76 / APPENDICES --- p.78 / Chapter 1. --- List of Professionals Interviewed / Chapter 2. --- Data on Independant Variables / Chapter 3. --- Regression Results Using December Data / Chapter 4. --- Regression Results Using June Data / Chapter 5. --- Regression Results Using both December & June Data / Chapter 6. --- Regression Results Using Nominal Interest Rate

published_or_final_version / Urban Design / Master / Master of Urban Design

by Thomas Ming-tak Chan. / Thesis (M.B.A.)--Chinese University of Hong Kong, 1991. / Bibliography: leaf 40. / ABSTRACT --- p.ii / TABLE OF CONTENTS --- p.iv / ACKNOWLEDGEMENTS --- p.vi / Chapter / Chapter I. --- INTRODUCTION --- p.1 / Chapter II. --- METHODOLOGY --- p.4 / Chapter III. --- DEVELOPMENT OF THE SECURITISATION PROGRAMME --- p.7 / Assumed Objectives --- p.7 / Basic Description of the Securitisation Process --- p.7 / Proposed Terms and Conditions --- p.8 / Chapter IV. --- ELABORATION ON THE MECHANISM OF THE PROGRAMME --- p.11 / The Issuer --- p.11 / "The Originator, Amount and Currency" --- p.12 / The Facility and the Availability of Various Tranches --- p.13 / Interest Margin --- p.15 / Fees --- p.17 / Credit Enhancement --- p.18 / Over-collateralisation --- p.18 / Creation of a Spread Account --- p.19 / Insurance Credit --- p.20 / Arrangement of a Subordinated Loan --- p.20 / Source of Interest Payment and Principal Repayment --- p.21 / Chapter V. --- COST CONSIDERATION --- p.23 / Chapter VI. --- CONCLUSION --- p.27 / APPENDIX --- p.33 / BIBLIOGRAPHY --- p.40

by Cheng Lok-Man. / Thesis (M.B.A.)--Chinese University of Hong Kong, 1999. / Includes bibliographical references (leaf 106). / ABSTRACT / TABLE OF CONTENTS / LIST OF ILLUSTRATIONS / LIST OF TABLES / Chapter / Chapter I. --- INTRODUCTION / Chapter 1. --- Introduction --- p.1 / Chapter 2. --- Methodology --- p.2 / Chapter 3. --- Source of Information --- p.3 / Chapter 4. --- Structure of the paper --- p.4 / Chapter II. --- THE EMERGENCE OF NEW VEHICLE ~HONG KONG MORTGAGE CORPORATION / Chapter 1. --- History --- p.6 / Chapter 1. --- Reasons for the Property Boom (1990-1994) --- p.6 / Chapter a. --- Diminishing Real Interest Rate --- p.6 / Chapter b. --- Demand- Supply Mechanism --- p.6 / Chapter c. --- Chinese Economy and Psychological Effect --- p.6 / Chapter 2. --- Loan mix of the Banking Sector --- p.7 / Chapter 3. --- Mortgage War --- p.7 / Chapter 2. --- Framework of HKMC --- p.8 / Chapter 3. --- Mechanism of HKMC --- p.9 / Chapter 4. --- Phenomenon of the Mortgage Market in Hong Kong --- p.10 / Chapter III. --- MORTGAGE CORPORATION: THE WHOLE PICTURE / Chapter 1. --- Benefits of Hong Kong Mortgage Corporation --- p.13 / Chapter 1. --- Contribution to Home Financing --- p.13 / Chapter 2. --- Banking Stability --- p.14 / Chapter 3. --- Monetary Stability --- p.15 / Chapter 4. --- Development of Debt Market --- p.16 / Chapter 2. --- "Mortgage market in United States, Canada & Hong Kong" --- p.16 / Chapter 1. --- Hong Kong --- p.17 / Chapter 2. --- United States --- p.17 / Chapter 3. --- Canada --- p.18 / Chapter 3. --- Limitation of Hong Kong Mortgage Corporation --- p.19 / Chapter 1. --- Banks are not urgent to sell the mortgages --- p.19 / Chapter a. --- The Attitudes of Local Banks --- p.20 / Chapter b. --- The Attitudes of Foreign Banks --- p.21 / Chapter 2. --- Limit Capital Base --- p.22 / Chapter 3. --- The Issue of Fixed Rate Mortgages --- p.22 / Chapter 4. --- Practical Problems of Mortgage Corporation --- p.23 / Chapter 1. --- Differential Attitudes of HKMC & Banking Sector --- p.23 / Chapter 2. --- Unclear Attitudes of the Parties that related to HKMC: Are they helpers or the enemies? --- p.25 / Chapter a. --- Investors --- p.25 / Chapter b. --- Credit Rating Agency --- p.26 / Chapter c. --- Insurance Companies --- p.26 / Chapter 3. --- Over Optimistic of Risk Management --- p.27 / Chapter a. --- Risk arising from Operation --- p.27 / Chapter 1. --- Credit Risk --- p.27 / Chapter 2. --- Interest Rate Risk --- p.28 / Chapter 3. --- Prepayment Risk --- p.29 / Chapter 4. --- Operational Risk --- p.30 / Chapter b. --- Risks arising from issuing of Mortgages Backed Securities --- p.30 / Chapter 1. --- Delivery Risk --- p.31 / Chapter 2. --- Interest Rate Risk --- p.32 / Chapter 3. --- Issue in the pricing of mortgage backed securities --- p.32 / Chapter IV. --- PERFORMANCE OF THE MORTGAGE MARKET AND HKMC AFTER SET UP / Chapter 1. --- Pilot Scheme of Fixed Rate Mortgage in Hong Kong --- p.33 / Chapter 2. --- Relaxation and Simplification of mortgage loan criteria --- p.35 / Chapter 1. --- Simplification of the purchase of mortgage loans --- p.35 / Chapter 2. --- Relaxation of the criteria of the mortgage loans accepted by HKMC --- p.36 / Chapter 3. --- Debt Issuance Activities --- p.37 / Chapter 1. --- Note Issuance Programme (NIP) --- p.37 / Chapter 2. --- Debt Issuance Programme (DIP) --- p.38 / Chapter 4. --- Forward Commitment Facility --- p.39 / Chapter 5. --- Mortgage Guarantee Scheme --- p.40 / Chapter 6. --- Board of Director --- p.43 / Chapter 7. --- Performance of mortgage market --- p.44 / Chapter V. --- THE REACTION TOWARDS THE POWERFUL VEHICLE / Chapter 1. --- Banking Sector --- p.46 / Chapter 2. --- Home Buyers --- p.46 / Chapter 3. --- Property Developers --- p.49 / Chapter 4. --- Insurance Companies --- p.50 / Chapter 5. --- Hong Kong Monetary Authority and Hong Kong Mortgage Corporation --- p.50 / Chapter VI. --- RECOMMENDATION & CONCLUSION / Chapter 1. --- Recommendation --- p.53 / Chapter 1. --- "Setting of the Fixed Adjustable Rate of Mortgage (""FARM"")" --- p.53 / Chapter 2. --- Ways of Promoting the Debt Securities --- p.54 / Chapter 3. --- The Issue of Mortgage-Backed Securities (MBS) in the second stage of development --- p.55 / Chapter 4. --- Option in Debt Papers in US Dollars Denomination --- p.57 / Chapter 5. --- Clarification of the Top-up Loan Arrangement --- p.57 / Chapter 2. --- Conclusion --- p.58 / Chapter 3. --- Last Word --- p.59 / APPENDIX --- p.60 / BIBLIOGRAPHY --- p.106

by Cheung Hoi Yin. / Thesis (M.B.A.)--Chinese University of Hong Kong, 1999. / Includes bibliographical references (leaves 59-61). / ABSTRACT --- p.ii / TABLE OF CONTENTS --- p.iv / LIST OF ILLUSTRATIONS --- p.v / LIST OF TABLES --- p.vi / ACKNOWLEDGEMENT --- p.vii / Chapter / Chapter I. --- INTRODUCTION --- p.1 / Asia Economic Turmoil --- p.1 / Importance of Risk Management --- p.2 / Literature Review --- p.3 / Methodology --- p.8 / Data --- p.9 / Chapter II. --- CREDIT RISK --- p.12 / Introduction --- p.12 / What Is A Mortgage --- p.14 / Credit Risk of Residential Mortgage --- p.16 / Banking System in Hong Kong --- p.17 / Chapter III. --- BRIEF REVIEW OF OTHER RISKS IN BANKING … --- p.19 / Interest Rate Risk --- p.19 / Liquidity Risk --- p.20 / Capital Risk --- p.22 / Market Risk --- p.23 / Off-Balance Sheet Risk --- p.24 / Chapter IV. --- FINDINGS --- p.26 / Outstanding Mortgage Balance --- p.26 / Gross New Loans Made --- p.26 / Property Price Movement --- p.27 / Unemployment and Underemployment Rate --- p.30 / Delinquency Ratio --- p.31 / Loan-To-Valuation Ratio --- p.33 / Lending Policy of Authorized Institutions on Mortgage Lending --- p.33 / Chapter V. --- WILCOXON RANK TEST --- p.35 / Chapter VI. --- CONCLUSIONS & RECOMMENDATIONS --- p.38 / GRAPH & TABLE --- p.41 / Graph --- p.41 / Table --- p.53 / BIBLIOGRAPHY --- p.59