The topic of social security systems and pension reforms are discussed a lot recently. Pension reform in Slovakia started in 2004. After parametric reform in mandatory state pay-as-you-go pillar a mandatory funded pillar was set up and changes in voluntary private funded pillar were approved. The goal of this diploma thesis is to describe and analyse impacts of these changes in pension system.

The diploma thesis in the first part deals with an overview of basic pension schemes, their typology and distribution. Further, this section deals with the reasons for the reform of the pension system and demographic developments and general trends in pension protection system. The second part deals with analyse the so-called "small" and "large" pension reform, then analysis of the current pension system in Czech Republic for each column of the pension system in particular. At the end thesis represents a model calculation of the expected cash income at retirement age from three columns of the pension system based on specified parameters adaptable to a wide range of subjects which can be calculated for each pillar in particular. Thesis concludes that participation in second column of pension system is advantageous for those, who have salary above average or for people, who have restricted access to save on retirement.

The Master Thesis focuses on the description of two selected European pension systems, comparing primarily the structure and funding of Czech and Swiss pension models, the performance of pension funds and the conditions under which senior citizens are entitled to old age pension. The Thesis also arouses the question wheather the steps to reform the Czech pension system could be inspired by a foreign system and wheather the Swiss model would set a suitable example.

Reforming pensions is necessary, because the current demographic trends are mainly characterized by aging population. Significant demographic changes are going to lead to great implications for output growth. To maintain the financial stability of pension system, reforms are necessary. The first part of this thesis deal with changes in the present Czech population and the demographic forecasts for next fifty years. The second part is devoted to analyzing the setting of the pension system. The third part describes the upcoming reform which proposes to introduce a combined pension system. The last part of my thesis is devoted to the possible benefits, risks, and fiscal capacity of implementing the combined pension system.

The theme of my diploma thesis is a comparison of the Czech pension system with pension systems of chosen European Union countries. I focus also on planned changes and a further development in the Czech pension system and in chosen states. For the comparison I chose four states ? the Slovak Republic, Poland, Germany and the Great Britain. I chose the Slovak Republic, Poland and Germany because these are states with the pension systems similar to the Czech Republic. On the contrary I selected the Great Britain because its system is very different. The aim of this thesis was to compare pension systems in chosen European Union countries: the Czech Republic, the Slovak Republic, Poland, Germany and the Great Britain and to map their further development. The thesis was processed theoretically and it is focused only on the pension that secures a man in the retirement age. The introduction outlines a demographic development, which is one of the factors why there are changes in individual systems. Furthermore, in this thesis there are characterized pension systems of the chosen states. There are mentioned conditions for a participation in the pension schemes, types of retirement pensions and conditions for an entitlement to a pension payment. To outline the development of individual systems, I tried, in the second part of the thesis, to briefly describe pension reforms and current changes that occurred. In all countries a necessary condition for an entitlement to pension payments is to pay a social security insurance that is why I compared amounts of the insurances in individual states, which I further took into account in a discussion. I always compared the Czech Republic with the other states in the discussion. I focused on the comparison of the retirement age, years of the insurance required for the entitlement for the retirement pension, current changes and especially an opt-out system in the Czech Republic which is planned for the next year. I tried to compare the conditions that were during the implementation of this system established in other states and which are planned in this country. I believe that the thesis can be used by a professional and lay public for a better orientation in the legislation of pension systems of the chosen states.

Nowadays, what has become a subject of frequent discussions is the demographic trend of rapidly aging population, which significantly influences current pension system. Goal of this dissertation, besides description of relevant legislative development in Czech Republic and Poland, is to introduce theoretically possible parameters of regulation before and after pension reform (2013) assuming that rules for retirement at a particular age are valid. This dissertation works with following parameters: retirement age, replacement ratio and pension insurance tariff. Based on these parameters, three different projections have been created and described theoretically possible regulations of specific parameters of pension system while using following indicators: rate of economic dependency, ratio expenses on pension system : GDP and pension insurance tariff. Powered by TCPDF (www.tcpdf.org)

We use the labor force ad hoc module "transition from work into retirement" to analyze the link between individual as well as pension system characteristics and planned retirement age within the European Union. We find that timing of retirement is correlated between partners who are, already at the stage of retirement planning. In richer countries of the EU15, standard retirement age seems to have a larger effect on planned retirement age than in poorer EU15 states or in new EU member states. The effect of pension wealth is largest in the new EU member states and smallest in rich EU15 countries. Furthermore, industry and occupation effects differ by country type. (authors' abstract)

This thesis deals with problematics of pension schemes.First part contains characteristics of pensions schemes, influence of demographic faktors on this product and short overview about development in Czech Republic. I expose reasons why is need to reform pension system. In the final part, there is described the proposed pension reform.

My diploma thesis deals with problems of pension insurance, which is characterized by strong income redistribution and low pension equivalence. The aim of my thesis is complex analysis of contemporary state of Czech pension system from the point of view of solidarity and equivalence principle application and to propose solution reinforcing equivalence principle. In the theoretical part of the theses I first define terms solidarity and equivalence, then introduce types of pension plans, possibilities of their financing and describe current pension system. Analytical part points to excessive solidarity of Czech pension system. Analysis covers both mandatory basic pension insurance (reduction limits, non-contributory periods), and additional pension insurance with state contributions. Analysis contains comparison with selected states. Thesis conclusion leads in proposal of adequate problem solution. Study employs methods of systemic analysis, comparison, and synthesis.

The thesis deals with the pension system evolution in France. Its main objective is to provide the detailed description concerning the development of the French social security system especially focused on the social security for elderly people. The contemporary pension system is the result of the long evolution lasting for centuries. Despite the fact that it is also based on obligatory participation, a lot of differences can be found by comparison to the other European countries. The system in France consists of several independent systems that are governed by different rules. This plurality finds its principal origin in the Napoleonic era when the first pension schemes for some specific professions have been settled. The variability of pension benefits for different groups of insured persons was the main cause why the concept of one uniform scheme for social insurance has failed after WW2. The first decades after establishing the universal (but not uniform) social security system were characterized by the economic growth and by the exceptionally favourable demographic situation. The difficulties appeared in 70s when the slowdown of the economic growth had a negative impact on labour market. Governments seemed to be preparing the deep system reform to solve the social system revenue decline...