No description available.

none

In order to be a liberal and global economic environment, Taiwan government has been undergoing restructuring on its finane and banking policies since 1991. Subsequently, 16 new banks were established gradually and brought a tremendously competition among banks and other financial institution in Taiwan. According to the statistic of the CBC, loan making is the main business focused among banks. And due to the decreased margin between deposit interest rates and loan rates and the competition among banking institutions, the methods of assessing credit report for loan application is becoming critical. This research is to study a bank in southern Taiwan on the influence of the ¡§Small and Medium Business Credit Guarantee Fund¡¨ mechanism by adapting the statistic method of Logistic Regression. 60 cases were studied, 20 of them, the borrowers were failure to pay as required; 40 cases are in a regu;ar payment bases. The credit rating table of loan-receiving businesses in an effort to determine significant variables affecting loan quality. The study shows that : (1) The longer the term of the loan, the more likely the bank is to encounter overdue payments. In other words, the longer the relationship customer established with bank, the higher risk occurred. (2) The higher the loan rate, the more likely default will occur, which indicates that the bank¡¦s appraisal of the creditor¡¦s risk is a strong affecting loan quality. (3) The higher score of the financial health and industry characteristics, the less likelihood the creditor would fail to make on-time payments. (4) Unit executives are responsible for approving loans; the overdue payment rate was significantly higher when loans are approved by personnel above the level of unit executive. Furthermore, the study also indicate that the assessment items currently using by banks for loan application, these items include corporate capital, loan period, guarantors, repayment style, collateral. Due to current excessively overloaning, the conclusions of this study could be the considerations for bank staff to learn how to stimulate banker¡¦s loan risk management, these findings may serve as an important reference for credit policies and loan business.

The software industry and the information service providers in Taiwan are facing global competition but generally falling behind the international level for their software development ability due to short of capable manpower and lack of software engineering concept. Moreover, the domestic output value of software is relatively low and the domestic market is also too small; companies are struggling for the market and making profit has become difficult. To solve this issue the Software Engineering Institute (SEI) has developed several combinations of the Capability Maturity Model Integrated (CMMI) in recent years. In this study, theories of implementing CMMI in the software industry are discussed. Taking risk management for a software project as example, we have established the structure and guides of process tailoring for projects of various scales. On the process of risk management, we firstly defined the tailoring aspects according to the CMMI Level 3 implement process, and then interviewed the case study company for their eight plans to analyze and induce the possible tailoring guides. Our findings are as follows. 1. Establishing the risk management strategy (1) Making a risk plan, including activities such as risk definition, analysis, reduction, treatment and monitoring. (2) Providing implement methods, judgment rules, execution thresholds, treatment process, or tools for those activities. (3) Producing necessary output, such as data, records, and documents. (4) Setting up timeframe for risk monitoring or re-evaluation, at least once a month. 2. Establishing the tailoring guides for the process (1) Adjustment and change are allowed, depending on the project property. (2) Feedback is necessary for design and implementation. (3) Concrete and practical methods are necessary; the system is not fully reliable. The research model and structure of this study can be further applied to the newly developed SEI models or other large-scale international standards in the future as a reference for the software organizations to improve their software process.

None

There are many papers or theses researched the similar topic which always focused on individual project management skills or risk management technique. Have you ever thought if a IT service provider try to process multiple projects, how the top manager team should monitor and supervise? How can they get this project done effectively and efficiently? How can they make the business more adaptive, responsive, and thus more profitable in a rapidly changing, multiproject environment? The advantages which can easily present why enterprise project management function its capability and show up its importance. This thesis proposed the point of view from the project management office, and try to draft a series of flexible processes to speed up and eliminate internal works of an enterprise, to raise customer satisfaction, to maintain the proper risk level; even though the controlling process had simplified, the risks still can be managed. In this research, which focused on risk assessing process in enterprise project management, reference lots of issues, books, magazines¡Ketc., by literature review and existing assessing flow in I company, find out the risks of multiprojects, go through generalized and analysis methodology to conduct a lot of different processes which should be properly used in each type of projects. Following results could be come out from this research, 1st, to realize what are the risk factors of enterprise project management(EPM). 2nd, to provide a referenced check list and process to which business wants to implement EPM. 3rd, to offer flexible risk assessing models speeding up processes and raise customer satisfaction. We could find 80% Type A projects could shorten process working days from original 31 days to 9~11 days; and 86% Type B projects, from 31days to 4~6days; total 81.37% sampling projects will get benefits.

The Industrial Revolution which began at the end of the 18th century opened a new chapter in human history. Since the steam engine was invented by Watt, technology advances and innovations have taken place continuously. This has brought unprecedented prosperity to mankind. However, highly developed technology has led to environmental pollution and an damage the natural ecology and human life. The issue is only now attracting attention. In the face of undeniable environmental damage, every large petrochemistry company has realized that the trend toward greater environmental responsibility cannot be ignored and needs to be seriously considered. Due to global complications, however, there are different priorities and strategies among countries in th way their enterprises approach environmental protection issues. This research paper is focused on the continuity of green management from multi-national oil corporations down to the joint-venture subsidiaries. Two JV subsidiaries and three parent companies are included in this study. This research is based on a non-quantitative study, by means of face-to-face interviews and information collection, in an attempt to understand the policy details and implementation of green management continuity from parent companies to their subsidiaries. This research tackles the following issues: (1) How the multi-national oil corporations extend and control the green management of their subsidiaries (2) Differences among the multinational oil corporations regarding green management (3) Comparing multinational oil corporations, how local oil companies control the green management of their subsidiaries (4) Where Petrochemical industry corporations manage environmental protection and safety within the same department, what is the degree of interaction between these two functions The search has revealed: (1) In terms of influence on environmental protection implementation, the local environmental regulation are obviously more influential than the direction handed down by the parent companies of multi-national corporations. (2) In terms of influence on environmental protection implementation, the influence of local neighborhood consciousness is also greater than that exercised by the parent companies of multi-national corporations. (3) In term of green management control and coordination with subsidiaries, multi-national corporations are made adept than local companies. (4) Multi-national corporations handle environmental protection issues based on risk management (5) Multi-national corporations emphasis safety before environmental protection issues.

none

Thesis Abstract Banks have done factoring for 10 years and have always viewed the operation as a self-compensatory and low-risk sort-term loan. Hoever, banks have suffered great credit losses in cases such as Procomp, Ya-Hsin and Everskill in recent years, which have made banks adopt a more careful approach when dealing this kind of business. By collecting rules of factoring of some banks and making references to international practices, this research attemps to recognize alarming signs and builds a better warning system in the hope of reducing or avoiding potential Credit losses. This warning system does audits from different approaches such as 3 major transaction subjects of factoring, 4 risk aspects, and 6 operation processes. It also uses analytical double-checking mechanism to audit the accuracy and rationality of each transaction from both the seller and the buyer, thus greatly reduces risks by detecting fake transaction at earliest possible time. Key Words: Factoring, Dispute, Fake deal, Risk Management.

No description available.