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Mergers in the savings and loan industry /Howard, Robert Lee, January 1978 (has links)
Thesis (Ph. D.)--Ohio State University, 1978. / Includes vita. Includes bibliographical references (leaves 221-227). Available online via OhioLINK's ETD Center.
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Investigation and simulation of hot water use and production in farm dairiesNorman, Alice Jane January 1988 (has links)
The dairy farming sector of European Agriculture is currently under considerable economic pressure so the aim of each farmer should be to produce saleable milk, at the lowest cost. One important area of concern is the expenditure on hot water for hygiene, as to be acceptable to the buyer the milk must have a low level of contaminants. Clean milk is produced from clean, healthy udders by means of equipment which is adequately and appropriately cleaned. To facilitate this hygienic milk production most dairies are eguipped with heaters to provide water at 40°C (for cleaning udders) and 80- 100°C (for plant cleaning). The practice of udder washing is a subjective process as it depends on the operator's judgement of a 'clean' udder and his view of necessity. In England and Wales there are two only accepted methods of plant cleaning, circulation cleaning and Acidified Boiling Water (A. B. W.). Prior to the. audit described it was expected that water and electricity consumption for plant cleaning would be predictable. To date there has been little information on the volume and temperature of water used on commercial dairy farms and the electricty consumed to produce this hot water. It is therefore difficult for farmers to make informed judgement on methods of reducing their electricity costs. Thirteen farms in South Devon have been monitored, to establish current practice: farmers were questioned about their water use; electricity and water consumption were metered for two years; and cleaning practices were observed. This survey has revealed that many non-standard cleaning methods are used on dairy farms, making the prediction of water and electricity consumption difficult. The management of equipment has been revealed as the most important aspect in determining the energy used. A computer model has been produced to simulate water heating in the farm dairy, which can be used to advise farmers as to the energy cost of their cleaning practices. This model has .been successfully used on several of the farms surveyed, on one farm its use resulted in energy savings in excess of 400 kWh per month.
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Adaptability of delay eyelid conditioning requires forebrain input to the cerebellumHouck, Brenda Diane 03 February 2012 (has links)
The cerebellum is a region of the brain responsible for an organism’s ability to perform precise, coordinated movements. An abundance of research has characterized the anatomy of the cerebellum, and provides the foundation of current theories regarding the circuitry that supports motor learning. Delay eyelid conditioning is a form of motor learning. It is the learned association of a neutral stimulus and the reflexive response of an eyelid closure resulting in a well-timed eyelid closure in anticipation of the reflexive response. Two aspects of this learning are: different-conditioned stimulus savings and savings of timing. Different-CS savings is a rapid re-learning to a new, different neutral stimulus that occurs more quickly than learning to the original stimulus. Savings of timing is a phenomenon in which the timing of a response is preserved from a prior training experience. This dissertation presents evidence that forebrain input to the cerebellum is required for these aspects of delay eyelid conditioning. We trained animals with electrical stimulation as our neutral stimulus and thereby engaged a specific input pathway to the cerebellum, limiting forebrain inputs. In Chapter 2 we implement this technique and eliminate different-CS savings. These data suggest that forebrain input mediates this phenomenon. We then proceeded to investigate if the prefrontal cortex (PFC) is the forebrain region involved in supporting this aspect of delay eyelid conditioning. We administered electrolytic lesions to the PFC of animals and found their ability to express different-CS savings was impaired. Evidence from these two chapters suggests the PFC provides input to the cerebellum necessary for different-CS savings. Finally, in Chapter 4 we examine savings of timing. We again limit forebrain input to the cerebellum and implement electrical stimulation as our neutral training stimulus. With stimulation as the neutral stimulus, animals do not exhibit savings of timing. The data suggest that a forebrain region is necessary to sustain this phenomenon as well. This dissertation provides two lines of evidence strongly supporting forebrain involvement in these modifications of delay eyelid conditioning - savings and savings of timing. These results convey the importance of accommodating forebrain-cerebellum interactions when developing theories of cerebellar function. / text
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Der Gläubiger im Konkurse der Bausparkasse /Dürwald, Josef. January 1933 (has links)
Thesis (doctoral)--Universität Köln.
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The Bank for Savings in the City of New York in the Ante-Bellum years 1819-1861.Olmstead, Alan Lester, January 1966 (has links)
Thesis (M.S.)--University of Wisconsin--Madison, 1966. / eContent provider-neutral record in process. Description based on print version record. Includes bibliographical references.
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Vývoj informační strategie pro Městský úřad BlanskoSouš, David January 2011 (has links)
No description available.
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Financování bydlení v ČR a na Slovensku / Financing housing in the Czech Republic and SlovakiaSečányová, Alexandra January 2020 (has links)
My Diploma Thesis is focused on the various means of financing of own housing in the Slovak and Czech Republic. The definition of the legislation and methods are characterized including those necessary for the accommodation funding via building savings, mortgage, state development and housing funds and lastly, the newlywed funds. Followed-up it is necessary to define the environment, which the estates are located at, technical condition of building for the newly-wedded couple. For the paper is vital the similarity of properties for truly comparison. In conclusion the major results of the most favorable housing products when purchasing an property are aligned for both countries.
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Savings, investment and economic growth in NamibiaNamoloh, Julius Nyerere 03 September 2018 (has links)
This study examined the interaction between saving, investment and economic growth in Namibia. The relationship between these variables is central to Namibia’s guiding macroeconomic framework. However, empirical evidence has shown that the relationship between saving, investment and economic growth depends on the country context. This makes it important to understand the policy implications of the interaction between these variables in Namibia. The specific objectives of the study were to investigate the causal relationship between saving and investment and the impact of the saving-investment relationship on economic growth in Namibia. The diagnostic testing using the Johansen cointegration test revealed a long-run relationship between the study variables with one cointegrating equation. The long run analysis was followed by Granger causality tests to understand short-run causal relationships between the variables. Impulse response functions and variance decompositions were also estimated to examine the interaction between the variables. The results from the Vector Error Correction Model showed that there was a positive long-run relationship between economic growth and investment, & savings and investment in Namibia. The Granger causality test revealed a causal relationship between saving and investment, consistent with the long-run analysis. The study implications are that a pro-saving policy can achieve increased investment. However, the long run relationship between investment and economic growth implies that investment should be made on a longer term for it to impact on economic growth. It is therefore recommended that Namibia implements policies to encourage long term investments. This can be achieved through waiving duty on capital goods and offering tax incentives to investors in strategic sectors of the economy.
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Sensitivity Study of a Truck ChassisTeo, Chee Kong 13 December 2002 (has links)
In response to an increasingly demand for fuel-economy, more weight reduction techniques have been proposed to create an optimum vehicle chassis. Material selection and design modification are two of the vital techniques being investigated. In addition, ample attention has been dedicated towards improving the overall strength of a vehicle chassis. Specifically, the overall objective of this study is to maximize weight savings in a truck chassis, while improving its strength characteristics.
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Valuation of savings and loan associations /Glasgo, Philip W. January 1980 (has links)
No description available.
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