The theme of this thesis is financing of purchase of a flat in the contemporary conditions in the Czech Republic. The thesis is focuses mainly on an analysis of mortgage loans and building savings products. The thesis is also dedicated to comparison of the possible options of financing the own housing in the particular case in order to find the optimal solution and propose the final recommendations.

This diploma thesis discusses the possible ways of financing the comprehensive revitalization of the apartment house. This diploma thesis contains calculations of the savings, selection of the implementer and assessment of the debt financing.

This thesis deals with models of investment strategies in an environment of capital markets. Based on the research environment of financial markets, analysis of available financial products and the help of supporting information resources, there are developed and simulated three different investment strategies – risk dynamic strategy, medium balanced strategy and a stable conservative strategy. The output of work is an investment questionnaire, which is used to select appropriate investment strategies, and three models of investment strategies, including evaluation. Investment evaluation itself is performed by fuzzy logic.

This diploma thesis engages in evalution of benefits in financing of real estate. It deals with comparasion of offered forms in financing of loans, especially mortgage loans and their combinations with another products like building savings and unit trusts for needs of model clients. The outcome of a thesis is a proposal and recommendation of the most advantageous variant for financing of given real estate.

This thesis is focused on the evaluation of suitable alternatives for funding of own housing for specific model examples of clients and purposes. In the theoretical part there are defined the concepts associated with mortgages and building savings. The theoretical part is focused on the current trend in the market of mortgage financing in the Czech Republic. It also contains a prediction of further developments in the field of loan financing. In the practical part the theory is used for analyzing the offers of financial institutions and there is also selected an appropriate way of financing.

This diploma thesis deals with the financing options of housing in the Czech Republic with the focus on building society saving accounts and mortgage loans. At first, it explains the basic parameters of these products. Then, the second part is aimed at the possibilities of credit products offered on the market. Finally, the third part shows the representative example of a family and it suggests a possible way to finance their own housing on the basis of assessment of major advantages and disadvantages of credit types.

This thesis aims at using marketing research to determine customer satisfaction of university students with the third pillar of the pension system. The first section describes the objectives of the work, including the necessary methods. The following theoretical part deals with basic concepts of marketing, marketing research, as well as defining the customer and his satisfaction, including methods by which satisfaction is measured. In addition, there is a description of the general operation of pension systems and individual pillars. The practical part includes marketing research, evaluation of the collected data and own suggestions for improving this product.

The issue of energy saving building is a current topic of today. The increasing costs of operating buildings reduce economic efficiency of the organization operations. A large part of the operating cost is energy cost. An effective tool for improving the energy performance of buildings is an EPC method. The implementation of energy projects through EPC is offered by Energy Services Company. This thesis evaluates the economic efficiency of the project implemented by the EPC and analyses its risk factors. The subject of EPC project is modernisation of an energy sector of a hospital building. The economic efficiency of the project is interpreted on the basis of economic indicators Net Present Value, Internal Rate of Return and Profitability Index. There was also performed Monte Carlo simulation supported by Oracle Crystal Ball software within the analysis of risk factors for the project.

The aim of this thesis is the first part to gather theoretical and methodological knowledge about sources of funding in their own home and family planning personal finances. In the second part are then used to build the knowledge model situations three types of funding for each property separately. Produced models are primarily based on a comparison of the total financial cost and burden on the family budget. Consequently, the aim of using these evaluation and based on other findings in the final stage to propose recommendations that option purchase their own property will be best for the family.

This thesis deals with the influence of balcony glazing to preheat ventilation air. In the first part there are described the ways of passive use of sun radiation and types of ventilation of flats. THESEUS-FE 4.0 is used as a simulation program, for which heat transfer is described. The second part contains description of flat and selected case simulation, followed by a geometric model and description of boundary conditions. Finnaly is done evaluation of case simulations not only in therms of savings in ventilation, but also for heat loss as a whole.