This study aims to unpack the pre-implementation phase of initiating a transition to smart budgeting. Previous studies have mainly focused on implementing artificial intelligence and developing budgeting practices, leaving a gap in the research. The research uses a single-case study methodology of the organization Saab AB and is based on interviews with seven respondents in total. In this study, we develop a process model that details the mechanisms and underlying processes by which organizations can guide their pre-implementation of smart budgeting. The findings provide a sequential process to pre-implement smart budgeting by combining components of AI adoption and budgeting, further highlighting the understandings, decisions, competencies, and assignments organizations should entertain. Thus, adding to the current understanding of Smart FinTech.