Thesis (Ph. D.)--University of Wisconsin--Madison, 1982. / Typescript. Vita. eContent provider-neutral record in process. Description based on print version record. Includes bibliographical references (leaves 113-118).

Thesis (M.Com. (Marketing Management))--University of Pretoria, 2003. / Includes bibliographical references (leaves 185-191). Available on the Internet via the World Wide Web.

Financial management planning styles were investigated with original data collected from 180 unmarried, elderly women with a home economics college background and living alone. Deacon and Firebaugh's (1975, 1988) household management systems theory, continuity theory from gerontology, and the construct of anticipatory socialization from sociology framed the study. Three planning styles named by Buehler and Hogan (1986) as Resource-centered (morphogenic), Goal-centered (morphostatic), and Constrained (random) were identified in the pre- and post-age 60 households. Measures of planning styles were adapted from an original instrument developed by Beard and Firebaugh (1978). Resource-centered planning was characterized as creating, increasing, or substituting resources while maintaining goals; Goal-centered as deleting, modifying, or prioritizing goals while accepting current resources; and Constrained planning as getting by day-by-day. Goal-centered measures were the most descriptive and Constrained measures the least descriptive. Planning style adopted in middle age was significantly related to style in retirement. Resource-centered planning was subject to collapse into Constrained planning. Resource-centered planning was correlated with age (inversely) and pension income; Goal-centered planning with handling finances pre-age 60 and satisfaction with financial management in retirement. Constrained planning was related to lower pre- and post-age 60 income, low level or no participation in planning retirement income and greater likelihood of dissatisfaction with financial practices in retirement. A rehearsal was related to financial management tasks rather than simulation of living alone. Among Constrained planners, the formerly-married were negatively affected by financial experience before age 60 and positively by preparedness and participation in planning retirement income compared to never-married. Many (43 percent) lived alone less than a year before retirement. More had money left over after expenses in retirement (61 percent) than pre-retirement (30 percent). Retirement income had been planned alone or with advice (43 percent), with husband (41 percent), by husband alone (4.5 percent) or not at all (8.5 percent). Eighty percent had anticipated living alone in their later years. Financial planning styles in retirement appear to reflect a pre-retirement rehearsal of family paradigms, financial practices, and planning style. / Graduation date: 1995

No description available.

The problem for this study consists of determining what a wife should know about family finances in order to share the burden of family living with her husband and for protection against the probability she may be left with all the responsibilities and decisions.

The study investigated the informal savings approach as an income-generating and poverty alleviation tool for women. The focus of the study is specifically in the Nelson Mandela Bay Municipality. The purpose of the study was to explore the reasons behind the involvement of women, in particular, to the use of informal savings as a tool for income generation and poverty alleviation. South Africa is characterised by inequitable growth and development, a high degree of poverty, increasing demands and limited resources. It is because of this backdrop that many women in poor communities, both rural and urban, devised brilliant plans to overcome this setback. Women, particularly African women, have for a long time been side-lined in economic decision making activities, both in their homes and elsewhere. For the purposes of this study, a mixed method research approach was employed, meaning that the study will follow both the qualitative and quantitative approaches. The respondents are a mixture of both literate and illiterate persons, and because of that, the researcher had to use both English and the home language of the respondents to explain the contents of the questionnaires and obtain the relevant information. The study identified the reasons that stokvels, which were believed to be popular in the past, and still are, because Black people in South Africa did not have access to formal financial institutions, remain popular long after the demise of apartheid. It is in the interest of the citizens of Nelson Mandela Bay Municipality to archive the financial activities of its inhabitants as this valuable information will be needed by future generations. This can be done by creating a website or adding a link to the existing ones where the information is readily available for the users. For future research purposes, stokvels in various parts of the Municipality and South Africa as a whole need to be studied in order to identify and compare to the available literature the general success factors.