This paper is a follow-up study about working students¡¦ job stress, family stress, and time allocation based on Tsai(2004) and Shian(2001)¡¦s studies. Job stress, family stress, and time allocation are found differing among working students of different gender and family life cycles. We further study the interaction caused by these two independent variables. In this paper, we also set ¡§nationality¡¨ as another independent variable to compare the different characteristics between Taiwan and the USA. Several important findings as following: 1. Exercise time is a critical variable to discriminate high-stressed and low- stressed group. In the USA sample we also find gender and needs of taking time off from work to school are indicators, and marriage status in the Taiwan sample. 2. Job and family stress are influenced by the interaction between gender and nationality. American females have higher family stress than males. Taiwanese males have higher job and family stress than American males. 3. Time allocation is influenced by the interaction between gender and family life cycle, and the interaction between nationality and family life cycle. Before children growing up, females¡¦ time resource has been occupied by chore and baby-sitting, which decreases working and leisure time. Parents in Taiwan spend more time taking care of their 7~17 years old children than Americans do. After their children reaching age 7, Taiwanese working students stop working too long and exercise more. 4. Work time decreases exercise time and time for family in the Taiwan sample, on the contrary work tome doesn¡¦t correlate with family and exercise time in the USA sample, which suggests that Taiwanese working students may need to learn how to deal with job stress/overworking, and how to manage time resource better.