Inaug.-diss.--Zürich. / "Literatur": p. [115]-122.

Thèse--Université de Montpellier. / "Bibliographie": p. 271-273.

LL.M. (Banking Law) / During the last ten years technology evolved to such an extent that it was inevitable that banks would have to adapt their traditional understanding and methods of banking. This led to banks introducing various products and services such as internet banking, mobile banking and emoney. The advantages of these products are being able to access your bank account on the go, within minutes, without having to go into the bank and having face-to-face interaction. These products are automated and computerised. This decreases the bank’s need for human capital and therefore the banks offer these services at lower charges than normal banking as we are accustomed to. Prima facie these new products seem like the ultimate banking experience, being able to effect payment to a creditor outside of banking hours from the comfort of your home with the push of a button and even at lower rates. This ease of use without face-to-face interaction, however, inevitably led to fraudsters entering the arena with easier methods at their disposal to defraud unsuspecting victims through various trojan horses and man-in-the-mirror techniques which do not require the fraudsters to alter the victim’s identity document in order to present it to the bank’s teller to withdraw the victim’s money. These attacks are highly advanced and the victim will normally not even know that an attack has been launched on his account. With these new methods of committing fraud, the legislature had to implement certain standards the banks have to adhere to in order to protect sufficiently the bank’s customer against these attacks and to avoid the customer suffering losses.

Inaug-diss.--Würzberg.

Inaug-diss.--Würzberg.

Inaug.-diss.--Halle. / Lebenslauf. Includes bibliographical references.

Thesis (M.A.)--City University of Hong Kong, 2005. / "Dissertation in part fulfillment of Master of art in arbitration and dispute resolution" Title from title screen (viewed on Mar. 27, 2006) Includes bibliographical references.

This thesis is an analysis of the bank insolvency process in Canada. The phenomenon of bank bailouts is examined and three possible rationale for bailouts are put forth. The conclusion is reached that bank bailouts can be justified on the basis of these rationale, and, therefore, that bank insolvency legislation should recognize the bailout process and provide an adequate and appropriate framework for this process. Three recent bank failures, Canadian Commercial Bank, Northland Bank and the Bank of British Columbia, are discussed, with particular emphasis on the different bailout tools used by the government in each case. These case studies are used as a framework within which to assess current Canadian bank insolvency legislation. The conclusion is reached that the legislative framework is inadequate to deal effectively with bank insolvency. By examining the American approach to bank insolvency and two recent Canadian studies on the subject, a model for reform is proposed. The model contemplates a more highly-structured legislative framework, with broad powers granted to the deposit insurer to implement a bailout in circumstances which justify this form of government intervention. Finally, this model is used as a basis on which to evaluate recent financial sector reform initiatives made by the federal government. / Law, Peter A. Allard School of / Graduate

The global economy is undergoing radical changes due to the significant proliferation of virtual currencies as well as other crypto assets. The international community is still grappling with this phenomenon and very few countries have started to regulate virtual currencies and related activities. South Africa is among the countries which has not yet drafted regulations to regulate and supervise the use of virtual currencies and related activities. There is however, a need to regulate these activities in South Africa because of the growing interest among consumers to invest and participate in this market, the effect they will have on the country’s financial sector and they present substantial risks to the financial stability of the country. This paper will have a general discussion about various aspects of virtual currencies and the risks that they present to the economy. It will briefly discuss international approaches to regulating virtual currencies before going into a detailed discussion and comparison on the regulatory approaches adopted by the United States of America and the People’s Republic of China. South regulatory response to virtual currencies and related activities will be discussed and following that discussion a regulatory framework for regulating virtual currencies in South Africa will proposed. The paper will conclude with a summary of what was discussed and a proposal for the way forward. / Mini Dissertation (LLM)--University of Pretoria, 2020. / Emmanuel Phasha Jeanette Phasha / Mercantile Law / LLM / Unrestricted

The Code of Banking Practice of South Africa should be used to put a duty on banks to assist their clients in the event of chargebacks. This text takes a pragmatic look at the code, the contracts between clients and banks, and tests a few cases against the paid vs delivered concept behind SAMOS. / Mini-dissertation (LLM)--University of Pretoria, 2016. / Mercantile Law / LLM / Unrestricted