<p>Bank- och butiksrån ökade betydligt under 2008 och bankerna vill därför minska kontanthanteringen. Utöver rånrisk skapar, enligt bankerna, kontanter onödiga kostnader såväl påverkar de miljön negativt.</p><p>Problematiken med kontanthantering inryms i hur bankerna skall kunna minska kontanthanteringen och utifall resterande delar av samhället (så som handeln och konsumenter) även vill minska den?</p><p>Uppsatsens syfte är att analysera bankernas argument för att minska kontanthanteringen utifrån projektet "Tryggare Kalmar" samt ställa dessa argument mot handelns och konsumentens argument för användning av olika betalningsalternativ.</p><p>Problematiken innebär ett snurrande ekorrhjul. Bankerna vill minska kontanthanteringen, handeln vill även minska haneringen men anser det vara omöjligt såsom nuläget ser ut och här håller konsumenterna med. Ny problematik dyker upp, vem skall börja med förändringen?</p>

Bank- och butiksrån ökade betydligt under 2008 och bankerna vill därför minska kontanthanteringen. Utöver rånrisk skapar, enligt bankerna, kontanter onödiga kostnader såväl påverkar de miljön negativt. Problematiken med kontanthantering inryms i hur bankerna skall kunna minska kontanthanteringen och utifall resterande delar av samhället (så som handeln och konsumenter) även vill minska den? Uppsatsens syfte är att analysera bankernas argument för att minska kontanthanteringen utifrån projektet "Tryggare Kalmar" samt ställa dessa argument mot handelns och konsumentens argument för användning av olika betalningsalternativ. Problematiken innebär ett snurrande ekorrhjul. Bankerna vill minska kontanthanteringen, handeln vill även minska haneringen men anser det vara omöjligt såsom nuläget ser ut och här håller konsumenterna med. Ny problematik dyker upp, vem skall börja med förändringen?

Humboldt-Univ., Diss.--Berlin, 2001. / Literaturverz. S. 249 - 258.

This study characterizes one of the most serious forms of organized crime in the Czech Republic, namely counterfeiting of means of payment, focusing on the issue of credit card fraud and skimming. It deals with various types of credit cards, legal and technical aspects of their protection, and economic aspects in terms of damage incurred and liability of caused damage. The thesis evaluates the risk of skimming in the Czech Republic, describes various methods of attack, and provides advice and recommendations related to the defence against this illegal activity.

<p>NMD 100 is a notes and media dispensing machine, manufactured by De La Rue Ltd, located in Flen, Sweden. The customers, mainly bank offices, have expressed a need for a more comprehensive description of errors occurring from time to time in their machines. In order to acquire a BSc-degree in Computer and Electronics Technology at the University of Linköping I have carried out a diploma work, regarding new computer programs to fulfil the customers’ wishes. The machine NMD 100 is connected to its PC through handshaking. From the PC, the personnel can give orders regarding desired actions to the NMD 100. In turn, the NMD will respond to the PC. Inside the NMD, the Note Stacker is equipped with a great number of sensors. They control that the bundle of notes, delivered to the ATM customer is correct, regarding the number of notes and denomination. Notes that in any way are not immaculate will be sent to the Reject Vault. </p><p>If internal errors or warnings occur in the NMD, a code consisting of 8 digits is sent to the PC. The location of the error or warning is defined by the last 4 digits. The scope of my work is to define and present this information. For this purpose the company uses the program language C++ and the tool Borland C++ Builder 6. In particular, the program NMDW-Test is used to send commands from the PC to the NMD. After having studied the above programs, I was able to write new programmes for error detection, interface and installation. After program testing, the company accepted the result of my work.</p>

This diploma thesis deals with the topic of the cash machines accessibility in the area of České Budějovice. The accessibility is created by using GIS tools and is made by different methods in the different concentration of the cash machines in the specific urban areas of the city. The thesis is divided into three main chapters. The chapters in the beginning concern with the introduction, literature summary and theoretic part of the thesis. The final results were based on the theoretic part. In the methodology there are highlighted data collection, the work with GPS and mainly making space accessibility by using GIS tools. There are also described using methods which the final maps are made by. In the last and the most important chapter are the final results description, obtained data, maps creating and the summary of the space accessibility. Then there is in this part the recapitulation of the concentration, description and follows a summary of the bank machines location according to the urban areas in České Budějovice.

NMD 100 is a notes and media dispensing machine, manufactured by De La Rue Ltd, located in Flen, Sweden. The customers, mainly bank offices, have expressed a need for a more comprehensive description of errors occurring from time to time in their machines. In order to acquire a BSc-degree in Computer and Electronics Technology at the University of Linköping I have carried out a diploma work, regarding new computer programs to fulfil the customers’ wishes. The machine NMD 100 is connected to its PC through handshaking. From the PC, the personnel can give orders regarding desired actions to the NMD 100. In turn, the NMD will respond to the PC. Inside the NMD, the Note Stacker is equipped with a great number of sensors. They control that the bundle of notes, delivered to the ATM customer is correct, regarding the number of notes and denomination. Notes that in any way are not immaculate will be sent to the Reject Vault. If internal errors or warnings occur in the NMD, a code consisting of 8 digits is sent to the PC. The location of the error or warning is defined by the last 4 digits. The scope of my work is to define and present this information. For this purpose the company uses the program language C++ and the tool Borland C++ Builder 6. In particular, the program NMDW-Test is used to send commands from the PC to the NMD. After having studied the above programs, I was able to write new programmes for error detection, interface and installation. After program testing, the company accepted the result of my work.

The work is about payment card systems. We’d like to describe infrastructure of credit cards, ATMs, POS terminals , focusing on the EMV standard. In theoretical part we will be introduced with the history and development of credit cards, ATMs and POS terminals. Then we focus on a detailed description of payments terminals and possibilities of payment via the Internet. The most extensive theoretical part deals width EMV standard. In practical part we will make our own program, which authenticates the user based on his credit card and it will allow the user to login in the system. Source codes of this application can be found on enclosed CD.

The objective of my thesis is to describe overall technological concept and organizational scheme od payment cards and outline trends and development in the near future. There has been a big effort for industry standardization (e.g. security standards). It describes also advantages and disadvantages of payment cards and means of authorization. The infomation mentioned here will be used in later part, in case studies. My 3-years working experience as a project manager at Wincor Nixdorf helped to further investigate these scenarios. This company is one of the market leaders and key players in banking and retail industry. Since the cost related issues are very importnant (especially in the time of crisis), I analysed and compared several scenarios of payment system installation in retail.

This master‘s thesis deals with the alternative chanels of distribution use in a retail banking at large and in Česká spořitelna in the concrete. The self-solution consists in the planning and the implementation of the pilot project by the alternative chanels of distribution use in the getting undergraduates as the bank clients.