This thesis analyses the interbank payment systems in the Czech republic and Slovak republic. First chapter includes the definitions and basic characteristics of payment system and payment services. Both analysed countries are members of the European Union, next chapter so defines its payment systems and their legislation background, with the focus on TARGET2 system. Chapter 3 and 4 concentrate on characteristics of Czech and Slovak payment systems from different points of view. In Slovakia, there are two payment systems, large-value system TARGET2-SK and retail system SIPS. In Czech Republic operates only one payment system CERTIS for both types of transactions. The last and main part of thesis is devoted to detailed analysis of statistical data for these payment systems concerning the period from 2006 to 2011.

The diploma thesis deals with analysis of interbank payment systems in the Czech and in the Irish Republic. There are described basic types of payment systems that serve as background for analysis. Both observe countries are members of EU, so this work includes also brief characteristics of the law frame of EU and payment systems of EU. Farther there are characterized payment systems of both countries. In the Czech Republic operates just one interbank system of payment named CERTIS, while in Ireland operate three systems of payment. The first of them TARGET2-IE serves mainly for large value payments, while remaining two systems IRECC and IPCC serve for retail payments. Finally there is included comparison of payment systems by number of transactions and value of transactions.

The diploma thesis is focused on the analysis of the system of payment in the Czech Republic and in the whole European Union. The theoretical part defines system of payment generally, its organization, the telecommunication network SWIFT and also describes the electronic payments. The following chapter deals with the legislation of this area in our country. There have been made a lot of changes untill these days because of the strong effort to harmonize legal form of payment system with the regulations of European Union. The next part of this study is dedicated to individual payment system especially the CERTIS which is the unique but highly efficient system in the Czech Republic. The practical part obtained the comparison of the payment system which are using in the European Union. For better lucidity the systems are devided into the wholesale payments and the retail payments. The trends and the prognosis of the interbank payment system development are identified in the conclusion of this study.

This paper discusses the clearing process of interbank transfers in Czech Republic and Poland. It shows principals of payment systems functioning, the structure of each system's members, and step by step process of individual types of interbanking transfers. It finds and evaluates general system's differences and shows similarities with compliance to EU directives. Furtermore it shows the analysis of system's utilization based on the absolute value of transactions and adjusted this value by economical and demographical factors.

The dissertation deals with interbank payment systems with finality of settlement in Czech Republic and Slovakia. First chapter defines each payment system based on different criteria and deals with risks related to operation of payment systems. As both countries are members of European Union, same legal documents of European Union apply for both of them. These documents are described in the second chapter. A brief description of payment systems used in European Union is included in the third chapter. There is also described the development of payment flows in European payment systems TARGET, TARGET2 and EURO1. Forth chapter contains global analysis of Czech payment system CERTIS and Slovak payment systems EURO SIPS and TARGET2-SK from different perspectives. Very important part of this dissertation is fifth chapter, where payment systems are analyzed based on the comparison -- number of participants, number of process payments and volumes of these transactions.