Thesis advisor: Karen Arnold / Currently, there are nearly a million high-achieving, low-income students in the United States. In the nation's most selective institutions of higher education, students from low-income families have been persistently under-represented. Elite colleges, in particular, have only recently begun admitting low-income students in large numbers, a result of full need-based financial aid programs that began in the early 2000s as a way to attract a more socioeconomically diverse student body. This hermeneutic phenomenological study describes the lived experiences of these undergraduates and how they navigated a college environment historically reserved for wealthy students. Although participants initially expected to feel marginalized due to unfounded concerns of elitism, they formed friendships both within and across socioeconomic class divisions and described feeling integrated within the elite college. Participants developed self-protective narratives to compensate for their low-income backgrounds and employed strategies to make up for poor high-school preparation. Participants were grateful for the opportunity to attend an elite college and were proud and relatively forthcoming about their financial aid status because they considered it a reward for their intellectual ability. Three main conclusions derive from the findings of this research: Low-income students' tendency to make a distinction between socioeconomic and financial aid status; the notion of a new cultural capital hierarchy for high-achieving, low-income students within an elite college setting; and, a specific application of Bronfenbrenner's ecological developmental model for this niche population. The results of this study indicate that high-achieving, low-income students are flourishing in full need-based financial aid programs as a result of their own resilience and intellectual capital. Participants' experiences indicate that this population of undergraduates faces unique challenges and requires specific support services to equalize their opportunities vis-à-vis higher-income peers. From these findings, implications for colleges and universities and full need-based financial aid programs are discussed. / Thesis (PhD) — Boston College, 2011. / Submitted to: Boston College. Lynch School of Education. / Discipline: Educational Administration and Higher Education.

In this dissertation, I examined the experiences of QuestBridge Scholars attending three different elite universities that enroll more students from the top income quintile than from the lowest three income quintiles combined. The universities attended by participants in this study are among the few that are both need-blind and that fully meet students’ demonstrated financial need through grant and scholarship aid. Additionally, these universities have acceptance rates of no more than 10%. The QuestBridge organization’s mission is to match high-achieving, low-income students with elite institutions. Data from participants were collected through an audio and video recorded interview using a semi-structured protocol. Interviews were transcribed and then coded using an iterative open coding process to identify themes. The themes that emerged were: changing relationships with family and friends from before college, finding support while enrolled, the transition from family of origin to elite higher education, experiencing privilege, campus involvement, social belonging, navigating elite higher education, and academic adjustment and impostor phenomenon. These themes suggest that QuestBridge Scholars experience something akin to class culture shock when they enter the world of elite higher education. This study is significant because it focuses specifically on QuestBridge Scholars who have been successful at a highly selective subset of QuestBridge institutions with high income disparity, where success is defined by having reached second-semester junior status or having graduated. The focus on those who attend or attended highly selective institutions and who are succeeding suggests that these students might have insights that would smooth the path for others like them. This study may also have implications for practice for highly selective institutions that admit QuestBridge Scholars and other low-income students. Finally, in this study, I explored participants’ perceptions of socioeconomic class, with results suggesting that the transition from family of origin to elite higher education causes changes in self-perception and behavior.