Regardless of housing backlog and rapid urbanization created by population growth, the promotion of Self-Help Housing by authorities in charge of housing and policy documents1, there is a limited used of Self-Help Housing in South Africa. In pursuing the Self-Help Housing debate, this research argues that the failure to implement a widespread use of Self-Help Housing is not directly linked to weaknesses of Self-Help Housing. Instead, the difficult access to land for urban poor households, the ignorance from households of their right of having access to adequate shelter, the attitude of dependency evident in households, the paternalistic attitude from the government, the failure to constitute an active community and the failure to establish real priorities of poor people are the main causes of the limited use of Self-Help Housing in South Africa. Tembisa, one of the South Africa’s Townships, is used in this research for the purpose of illustrating the unsuccessful implementation of Self-Help Housing, adopted in South as People Housing Process (PHP).

This thesis explains important facts concerning financial products for solutions of housing need from three points of view, which influent each other -- from the point of view of client, bank and state. In the thesis, there is noted, what shall be understood under the solution of housing need, and what are the products which have been used for housing financing. Accent is put on possible use of different forms of state support and its influence on the state budget. The most of financial products for the solution of housing need have character of credit, therefore part of the thesis is touching credit risk and is clearing running of credit process.

Mpumalanga Provincial Department of Human Settlements in partnership with the National Department of Human Settlements has launched a new integrated system known as the Housing Needs Register (HNR) to manage potential housing beneficiaries. This study was aimed at refining the integrated system in terms of providing guidelines and processes in the allocation of affordable houses. A total of 88 878 records captured on the HNR were profiled, and the results show that in approximately 86% of the records, family factors and better economic circumstances were given as the main motivation towards a desire to own a house in a particular area of residence. These findings emphasized the importance of understanding beneficiaries’ needs with regard to housing. Providing guidelines in the application of this knowledge in a fair and consistent manner could assist in curtailing the spread of informal selling or demolishing of state subsidized houses and other forms of corruption. / Public Health / M.A. (Public Health)

Sheltering has been one of the basic rights of human beings during the history of civilization. As it is stated in the Article 25 of Universal Declaration of Human Rights, dated 1948, housing right is one of the basic human rights. Therefore, housing is always taken as one of the core issues for the life of individuals and states undertake this matter on behalf of its citizens. However, a full supply of proper housing to meet the housing need of particularly low income groups is still an unresolved issue in many countries. Therefore, states take different actions for the solution of the issue. In Turkey, TOKI has become the single authority in meeting the housing need of lower income households. Within this context, this thesis focuses on the adequate supply of housing in meeting housing need in provinces and searched for the housing provision of TOKI as a governmental agency and a significant housing provider. In order to show this, a case study was conducted on provinces in Turkey by comparing the total number of dwelling units and dwelling units provided by TOKI with newly formed households / in addition by calculating the number of dwelling units per 1000 households per year. The case study covered the populations and annual housing starts in the municipalities of 81 provinces. The hypothesis of the thesis that expects to find mismatch between housebuilding by TOKI, which produces housing on publicly owned land, and housing need is not fully confirmed in this study. It appears that TOKI has intensified producing housing in many eastern and south-eastern provinces where the number of authorized housing built has been less than the need.

Mpumalanga Provincial Department of Human Settlements in partnership with the National Department of Human Settlements has launched a new integrated system known as the Housing Needs Register (HNR) to manage potential housing beneficiaries. This study was aimed at refining the integrated system in terms of providing guidelines and processes in the allocation of affordable houses. A total of 88 878 records captured on the HNR were profiled, and the results show that in approximately 86% of the records, family factors and better economic circumstances were given as the main motivation towards a desire to own a house in a particular area of residence. These findings emphasized the importance of understanding beneficiaries’ needs with regard to housing. Providing guidelines in the application of this knowledge in a fair and consistent manner could assist in curtailing the spread of informal selling or demolishing of state subsidized houses and other forms of corruption. / Public Health / M.A. (Public Health)