This thesis focuses on alternative ways of house financing in the Czech Republic. The attention is basically concentrated on mortgages and loans provided by the building society, including bridging loans and bridging different combinations of mortgage loans. Individual variations of financing options for housing are analyzed and then compared with each other.

This thesis is engaged in questions of investment live insurance and its practical aplication for selected group of 50 clients of Partners For Life Planning, Corp. The scope of the thesis is the optimization of a sum insured setting by a death insurance, permanent accidental disability, serious illness and disability for people in various life situations. It includes insurance company offer in scope of investment life insurance, their comparision for engaged criteria and discussion of results. And than it confronts these results with a group of 50 life insured people.

The main of the master’s thesis is to determine current opportunities of investment life insurance in the Czech Republic. In the theoretical part of the thesis, the basic concepts of life insurance and investment life insurance are specified. In the practical part, the statistical analysis of insurance market development in the Czech Republic is presented. The work further provides the comparison of investment life insurance products of selected insurance institutions. The comparison is made on the basis of selected parameters and model examples. Conclusions and recommendations of this study could help to everybody participated in pension system and with a focus on modern form of life insurance.

This thesis object with functioning of present retirement system in the Czech republic and in selected countries. There are described differences of financing and differences of pillars on which are this systems built. Further are in this thesis answered reasons for reforming of this systems. The goal of this thesis is design expert system used to serve to financial advisers for suitable saving product selection according to client requests.

The aim of Master’s thesis is the issue of a life insurance as a tool for stimulation of employees. It includes the current situation analysis of employees insurance in the selected company. It also includes selection and compare of insurance products and proposals or recommendations for their selection to employees of chosen company.