New liquidity rules introduced under the Basel III framework define the Net Stable Funding Ratio (NSFR) that requires banks to possess an adequate long-term liquidity. The NSFR will enter into force on January 1, 2018 and banks are concerned that this regulation will lower their profitability. In this thesis the Basel III liquidity rules are analysed. The research seeks to define characteristics and triggers of the NSFR, using a sample of 500 EU banks. We find that smaller banks (by asset size) are more likely to fulfil the NSFR requirements, so are the banks with higher non-interest share of income and lower capital ratio, among other characteristics. Further, the NSFR's impact on the banks' performance is assessed. It is found that a higher NSFR negatively impacts the return on average equity, although it does not seem to translate into lower returns on average assets nor net interest margin. JEL Classification E58, G21, G28, G32 Keywords NSFR, Basel III, liquidity, banks, EU, profitability, capital rules, regulation Author's e-mail 45724231@fsv.cuni.cz Supervisor's e-mail boril.sopov@gmail.com

Práce charakterizuje nemocnici IN Boskovice a.s., informace o struktuře společnosti a ekonomických výsledcích v letech 2003 - 2005. Dále je definována finanční analýza, její účel a postup zpracování. Jednotlivé metody jsou podrobněji vysvětleny. Teoretické postupy jsou aplikovány na konkrétní data společnosti IN Boskovice a.s. a výsledky srovnány s ostaními subjekty odvětví. Práce tak hodnotí finanční situaci nemocnice IN Boskovice a.s. a důvody ukončení její existence.

This work deals with the debt of municipalities. The debt of municipalities is in the Czech Republic regulated and also monitored. Monitoring of the municipal debt is carried out by the Ministry of Finance, which uses system of information and monitoring indicators (SIMU). Evaluation, criticism and modification of the SIMU is the main output of this work. A new modified SIMU was created according to the evaluation of this system, and then it has been tested on Kutná Hora. The debt is also considered from the perspective of the size of the municipalities. The hypothesis of an influence of the municipality size (the size category according to CNB) on the amount of the municipal debt per capita in the period 2006 to 2010 was verified by statistical method called ANOVA. At the same time it was confirmed in three surveyed periods that although the large municipalities have a greater total value of the debt, in per capita are more indebted smaller communities.

Diploma thesis analyses state aid to financial sector provided by central banks and governments in USA and EU during recent financial crisis. In the deepest stage of the crisis central banks provided great amounts of liquidity in order to keep financial institutions afloat. Then, governments provided guarantees for debts which hepled financial institutions to finance themselves at lower costs. Capital injections and asset guarantees were also provided. In aggregate, the government measures had impact on reducing risk premiums but did not support stock prices. BoE and Fed implemented quantitative easing. Its only impact was decrease of yields of government bonds. All measures failed to restore robust growth of credit to real economy. There is a strong effect of the crisis and provided mesures on the increase of government debts.

Šťavíková, V. Investment portfolio and its creation. Diploma thesis. Brno, 2015 This diploma thesis focuses on creation of an investment portfolio using the Markowitz theory. The matters of building a portfolio and portfolio management are described in the first part of the thesis. Subsequently, the operation of the Prague Stock Exchange with a particular focus on the stock market is interpreted whereas the characteristics of considered shares is not omitted. This thesis further focuses on specifying the investment criteria. The next part contains the application of the portfolio theory itself where there are demonstrated the findings of the portfolio theory via assembled collections of financial assets.

This work deals with the evaluation of the financial state of the selected company in years 2007 and 2012. Theoretical part deals with core of financial state, related terms and methods, which are used for the financial state rewiev. Practical part contains the finantial state rewiev of the selected company by the chosen elementary methods of financial analysis. The conclusion contains summarisation of the achieved results and suggestions for financial state improvement of the selected company.

The thesis is focused on financial analysis of the chosen company, which is Jaroměřická mlékárna, a. s. The financial situation of this company will be evaluated during period 2005 - 2014. In the theoretical part is described the characteristic of financial analysis, its users, data sources for financial analysis and its partial methods. This part is followed by the practical part, in which the company first is introduced. Following by using absolute indicators with help of horizontal and vertical analysis of financial statements and analysis of relevant ratios. Based on the results of mentioned indicators will be evaluated financial statement of the company and suggested possible recommendation for its future development.

The thesis is focused on economic situation of the chosen business during the years 2007 to 2015. This selected company to provides printing and advertising services. In the methodical part are describes the main methods of the financial analysis which helps with understanding this issue and extending outcomes from the basic accounting documents. The main part consists in application of those methods on the individual company situation. Results are detected by indicators of financial analysis it means indicators of horizontal and vertical analysis, differential indicators, profitability, liquidity, activity and indicators of financial ratios. The interdependence of some indicators that changes return on equity are shown by pyramid of ratio. For the general approach are also used creditworthy and bankruptcy models. According to the obtained results are identified problem areas in the economic activity selected company. In conclusion are proposed optimization solutions to remove economic problems.

It is not easy to be succesful and remain on the market full of competition nowadays. Companies have to constantly adapt to different changes but they also have to continuously develop and improve in order to compete with others. They need to know themselves and also their competitors in order to achieve this improvement. Therefore an economic analysis was compiled to examine and identify economic performance of the company. To perform this analysis, it is essential to understand the related concepts, to have knowledge of the methods and mainly to be experienced in financial statements. All above mentioned is defined in the theoretical part of this thesis. In the practical part, there is the analysis applied in practice in order to achieve goals of this thesis. One of the goals is to summaries economic situation of cooperative compared to main competitor in industry. The above analysis are illustrated with graphs and notes. The Agricultural Cooperative Velká Chyška was selected for the analysis, becouse of it is main activity in agriculture. Analyzed period is in ten years range from 2005 till 2014. The cooperative was reporting satisfactory results in this period, with exception of the downturn in 2009 which was caused mainly by the fall of milk prices to a minimum-this was a result of global economic crisis and poor weather conditions. The good condition of the cooperative can be demonstrated on financial statement analysis, financial ratios, IN05 index and best position in comparison to a competitors and industry. The results show that the Agricultural Cooperative Velká Chyška is able to economically use their financial funds and property.

This diploma thesis deals with the evaluation and comparison of the management of the chosen agriculture companies in the period 2010-2014 based on the methods of financial analysis. The first part of the thesis explains the influence of the Common Agricultural Policy on the agriculture of the Czech republic and descibes various methods of financial analysis. The second part contains financial analysis of selected companies and then evaluates and compares their financial situation based on the results of the analysis. The last part provides comparison of those two companies with the average results of a wide selection of other czech companies in the same branch.