The main purpose of this diploma thesis is to identify determinants of the demand of life insurance in Czech Republic. They used annual time series data for the period 1993-2012. Dependent variables are the total premiums written and the number of life insurance policies in the trunk. The results show that the total of premiums has a positive effect size of gross wages and education levels, negative index age and number of children. Number of contracts affects the size of GDP positively and negatively the level of education.

The diploma thesis is focused on the optimization of the system of employees´ benefits in the foundation Dobrý Anděl. The first part of the thesis is aimed at a segmentation of employees´ benefits from different aspects, especially tax deductibility and non-deductibility of expenses for the employer and the payment liabilities to the employee. The second part of the thesis deals with the concrete proposal of the new system of benefits. This proposal is created based on the financial possibilities of employer and also on the expressed preferences in individual benefits of employees. Preferences of employees are determined on the basis of written survey. From these results is created a realistic proposal of the system of benefits for foundation Dobrý Anděl, which also consider the possibility of future expansion of the whole organization. The newly created system of benefits is financially viable for the foundation and also counts with the financial reserve, which is necessary for the non-profit organization, because all the funds for operating expenses are obtained from donations.

The aim of this theses is to create analysis of selected health insurance campenies and theirs comparison under the agreement of chosen criterions between 2010 and 2014. Partial aims - to find which offer (benefits) Czech health insurances provide for insured persons in comparison with Slovac ones. In the theoretical part of this theses is used the specialist literature which includes the topic of the health insurance , the insurance companies and things related to them. The first part of the analytical work is focused on the analysis of the Czech health insurances. In this part are individual health insurances analysed from the point of view of the number of insured persons, the accessibility of health insurances, the yearly cost of one insured person, the number of the insured persons that falling on one employee, the average expended cost for pharmaceuticals for each insured person, the average income from insurance for one insured person and the offering enlarging health care. In the second part of the analytical work are analysed Slovac health insurances from the same point of view. The last part of the analytical work is focused on the comparative analyses of six Czech and Slovac insurance companies. There are two fictitious families which want to use the benefits from six comparative health insurances. The both fictitious families will find out, which financial amount oh the benefit they could achieve, according to facts that are mentioned about them. Despite discovered differences between explored categories it is possible to say that Czech and Slovac health servicies are almost comparable to each other even 20 years after the division the Czechoslovakia.

The thesis analyzes the relevant methods of enforcement of debts to the social security contributions and evaluates the succes rate of individual procedures within the Czech social security administration. The first part of the work is focused on defining the theoretical background, as the basic concepts, including the basic layout of the social security. Furthermore, it presents the general procedure of enforcement of claims in the splitting of the administrative and judicial enforcement of the decision and the application of the claims in the other proceedings. In the analytical part are analyzed and compared different methods of enforcement, both in cooperation with court executors and tax execution, especially their impact on the development of receivables and collection of premiums in 2013 and 2014, and the effectiveness of various methods in practise. Based on the survey proposes some possible solutions leading to increased succes practices of individual methods of recovery and also to streamline, improve and speed up the work of employees who deal with debt recovery.

The topic of the thesis is analysis of number and structure development of insured people in Czech Republic. The first part of the thesis is defined by terms related to relevant topic. The second part of the thesis is focused on statistical analysis of selected indicators of development of structure and insured people from 2004 to 2014, done by methods of elementary characteristic of time series, trend functions and extrapolation of statistical analyzes. The last part of the thesis is based on values obtained by statistical analysis of single indicators and provides a complete overview of the number of people insured by selected insurance companies, on which basis an estimation of future trends of number of insured people is done.

No description available.

Lefká, I. The influence of macroeconomic indicators on the amount of written premiums in selected EU countries. Diploma thesis. Brno, 2013. The aim of this thesis is to identify macroeconomic variables that affect the amount of written premiums in selected EU countries - the Czech Republic, Germany, Austria and the Slovak Republic. For each country is developed an econometric model that explains the dependence of written premiums to GDP, inflation, unemployment rate and the average wage, following by an economic, statistical and econometric model verification. The data used was obtained from the Sigma statistics of reinsurance company Swiss Re, the European (re)insurance federation (Insurance Europe), the World Bank, the Statistical Office of the European Union (Eurostat), the United Nations Economic Commission for Europe (UNECE) and other expert sources.

The thesis deals with a valuation of solvency balance sheet according to rules set in directive Solvency II, which should have been implemented as of January 1st, and compares the solvency balance sheet with valuation of insurance companies balance sheet according to current Czech legislation and international financial reporting standards IFRS. The thesis defines the concept of insurance contracts both in Czech law and standard IFRS 4 and reporting of liabilities related to those contracts in balance sheet. The result of thesis is illustrated sample of solvency balance sheet including description of how prepare and evaluate it based on default balance sheet prepared according to Czech law.

Práce je zaměřena na analýzu faktorů ovlivňujících vývoj na světových pojistných trzích po roce 2000 s důrazem na změny, ke kterým v tomto sektoru došlo. Vývoj je sledován především z pohledu reálného růstu předepsaného pojistného a ziskovosti. Práce se zabývá zejména vlivem kapitálových trhů, trhu zajištění a podmínek ve škodovosti.

This thesis is focused on redistribution of wealth in the Czech Republic. It explains the role of public finance and state budget as the main instruments of redistribution. The thesis indicates the factors that affect the degree of redistribution in the Czech society. Key factors for redistribution are the tax system and social and health insurance. The purpose of this work is to confirm or disprove the hypothesis that in the Czech Republic there is no equal redistribution of household income. Verification of this hypothesis is made on the basis of data from household budget statistics that are published on the Czech Statistical Office web site.