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Between 1984 and 1986 the legislatures of several southern states enacted changes to their banking laws that enabled banking companies in Southern Region states to acquire and be acquired by banking companies in other Southern Region states, as long as these companies qualified as “Southern.” The purpose of the compact was to allow some southern banking companies an opportunity to grow and gain financial strength before full interstate banking was permitted. This study shows that the compact was successful. In 1985 no southern banking companies were among the top ten banks in the country, but by 2005 four were. Furthermore, no major southern bank has been acquired by a U.S. banking company outside of the South, although several southern banking companies have bought banks in other regions. The southern economy and its banking industry have benefited, although the benefits have been unevenly spread among states.

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Most global and regional "greenhouse gas" budgets have neglected beaver ponds, but they have been found to be relatively high emitters of methane (CH$ sb4$) (Roulet et. al., 1992). Static chambers, bubble traps, benthic chambers. piezometers, and water column and sediment profiles were used to determine the dynamics of CH$ sb4$ production, oxidation, storage, and emissions from a northern boreal beaver pond, as part of the Boreal Forest Ecosystem-Atmosphere Study (BOREAS) from May 1 to September 15, 1994. Samples were analysed by gas chromatography, and isotopic analyses were performed by mass spectrometry. / The mean flux of CH$ sb4$ from the beaver pond (155 and 320 mg CH$ sb4$ m$ sp{-2}$ d$ sp{-1}$ for vegetated and open water sites, respectively) was greater than the flux from most other northern boreal wetlands (Bubier et. al., 1995). CH$ sb4$ availability was primarily controlled by sediment temperature, and CH$ sb4$ transport was controlled by windspeed (diffusion) and atmospheric pressure (bubbles). Bubbles comprised 20 to 52% of the net annual flux comprising the remainder. A large difference in bubble flux was observed between open water (15.7 g CH$ sb4$ m$ sp{-2}$ yr$ sp{-1}$) and vegetated sites (2.9 g CH$ sb4$ m$ sp{-2}$ yr$ sp{-1}$), and isotopic analyses indicate that this difference is due, in part, to a difference in CH$ sb4$ production pathways between sites. Greater oxidation also reduced the CH$ sb4$ flux from shallow, vegetated sites. / A preliminary CH$ sb4$ budget for the BOREAS northern study area indicates that beaver ponds contribute significantly (6% to 30%) to the regional CH$ sb4$ flux. The areal extent of beaver ponds needs to be determined for inclusion in regional and global CH$ sb4$ budgets.

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