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Determinants of household savings in South Africa07 June 2012 (has links)
M.Comm. / Household savings is an important instrument for any economy and is also a crucial determinant of welfare in developing countries. This study investigates the determinants of household savings in South Africa and the factors that influences the current declines experienced in household savings. Household variables such as household income, expenditure, debt, as well as interest rates were analysed using trends to reveal their specific effect to the overall household savings. The Permanent Income Hypothesis emphasises the notion that people save because they expect a decline in their future income, meaning that savings should be a good predictor of a decline in income. Cointegration analysis on South African Reserve Bank data from 1990Q1 to 2009Q3 was conducted and results revealed that with all variables included, household income is the main determinant of household savings in South Africa. Impulse response functions, variance decomposition functions, as well as the granger-causality test were performed and results showed that household income remains the main determinant of household savings.
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Risiko und sicherheit der bausparkassen ...Weber, Eduard, January 1900 (has links)
Inaug.-diss.--Frankfurt a.M. "Vorliegende dissertation ist als broschüre im verlag von A. Bonz)--erben in Stuttgart erschienen." / "Literaturverzeichnis": p. 183-189.
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Die wohnungsbaufinanzierung durch öffentlichrechtliche pfandbriefinstitute ...Richter, Walter, January 1931 (has links)
Inaug.-diss.--Frankfurt am Main. / Lebenslauf. "Literaturverzeichnis": p. 143-146.
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Das bausparkassenwesen in Deutschland entwicklung und probleme ...Penkuhn, Hilda, January 1934 (has links)
Inaug.-diss --Tübingen. / Lebenslauf. "Literaturverzeichnis": p. 91-93.
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Savings, Investments and Growth RatesLU, CHAO, YUAN, BO, WANG, MANHENG January 2013 (has links)
Aims: In this article, we will apply the multinational view to explore the relationships between saving, investment and economic growth. We will explore the dynamic relationship among these three factors from the empirical perspective. We are going to compare the mutual influence among these three factors and try to figure out the dynamic correlation. And find out the factors that influence economic growth the most in the short run and long run respectively. Method: For the research purpose and the contents, our article applies several methods such as literature research, quantitative research, comprehensive analysis and logical induction and comparison research. We separate two parts to analysis. In the first part we will use the stepwise regression method to prove our five assumptions and through path analysis to calculate path coefficient. In order to guarantee the stability of these data, these indexes apply the average value of 214 countries from 2000 to 2011. In the second part, we will use a Cobb-Douglas production model to figure out the long run economic growth behavior, we will introduce the concept of total factor productivity. And use the data of a sample space of 35 in the interval of 1975 to 2009. Limitations: Firstly, the paper didn’t investigate datum on further step, or has deeper proceeding of default datum, the data quality might occur to important influence to the conclusion, it did need to take cautious attitudes. Secondly, the paper acquires relative simple control variables, where default datum of control variable might induce strong influence on the conclusion, thus a deeper analyses need take many various factors into considerations, in order to analyze net effects of two variables. Thirdly, it clarifies from the degree of fitting, the paper using relative simple model, and does affect quality of the process, to get deeper analyze then needs more precious model for further analyze. Conclusion: This paper provided evidence to show economic growth is positive related to saving and investment and is negative to income level. Saving rate is positive related to income level and positive related to investment level, saving rate has indirect effect on economic growth, and saving rate has indirect effect on economic growth via investment rate. And there is a close relationship between investment and economic growth. Solow residual indicates that we will have to rely on the technology progress to increase efficiency in the long run.
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An analysis of the United States Air Force Energy Saving Performance ContractsPresident, Wai 12 1900 (has links)
Approved for public release; distribution is unlimited. / This publication is a work of the U.S. Government as defined in Title 17, United States Code, Section 101. As such, it is in the public domain, and under the provisions of Title 17, United States Code, Section 105, it may not be copyrighted. / MBA Professional Report / The purpose of this paper is to explore the use of Enerrgy Saving Performance Contracts (ESPC) within the Department of Defense, focusing on the United States Air Force's utility and energy acquisition. The significant value of the ESPC is its alternative financing mechanism that authorizes Federal facilities regionalization without upfront investments. The paper focuses on Dyess Air Force Base's ESPC, as Dyess's benchmarking ESPC was selected for the Presidential Award recognition for Leadership in Federal Energy Management. The six major contracting processes within the three main management levels encompass many of the best-preactice characteristics. The interviews referenced herein with the service end-users, both the regional and local contracting officers, allow the reader to further understand how the Integrated Product Team's significant efforts resulted in a successful ESPC.
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Den naturliga ordningen : makt och intressen i de svenska sparbankerna 1882-1968 /Sjölander, Anders, January 2003 (has links)
Diss. Uppsala : Univ., 2003.
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Bausparkassenbedingungen und AGB-Kontrolle /Herzog, Georg. January 2006 (has links) (PDF)
Univ., Diss.--Hamburg, 2005. / Literaturverz. S. 297 - 314.
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Savings, health and labor supplyPrieto Toledo, Ana Lorena. January 1900 (has links)
Thesis (Ph.D.)--Boston University, 2006. / Adviser: Kevin Lang. Includes bibliographical references.
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Risiko und sicherheit der bausparkassen ...Weber, Eduard, January 1900 (has links)
Inaug.-diss.--Frankfurt a.M. "Vorliegende dissertation ist als broschüre im verlag von A. Bonz)--erben in Stuttgart erschienen." / "Literaturverzeichnis": p. 183-189.
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