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網路企業自律機制對消費者信任影響之研究:隱私保護及交易安全認知觀點潘兆娟, Pan,JJ,joujuan Unknown Date (has links)
本研究之目的在於探究何謂完整之網路企業自律機制?目前廣為採用之信賴標章、規範承諾、網路評分等網路企業自律機制,何者能夠得到消費者信任?網路企業如何透過不同的自律機制,使得消費者認知其交易安全與資訊隱私已被保護?網路消費者如何經由認知其交易安全及資訊隱私已被保護,進而產生其對於網路企業之信任?信賴標章、規範承諾、網路評比等網路企業之自律機制,何者較能夠得到網路消費者的信任?
過去研究極少著墨於網路自律機制對於消費者信任之影響,本研究除了希望對於缺乏資源及品牌聲譽之網路企業有所啟發外,也探討網路企業在既有的法律、管理及技術之環境架構下,應如何取得消費者信心,並以文獻探討、問卷分析及個案討論與分析等方法來驗證網路自律機制對於消費者信任之影響。
在文獻探討上,本研究針對國內外學者對保護資訊隱私及交易安全之制度及作法、企業自律機制之規範及作法、消費者信心等相關研究加以歸納,並輔以國內外個案研究,一方面摘要學者對以上議題的研究成果與看法,一方面彙整相關文獻,進而發展出本研究相關之研究假設。並從文獻彙整摘要中,提出研究架構及假設,並就各構面及假設之變數賦予操作型定義,選定適宜之統計方法予以檢測,且根據前測問卷之結果,於全省各地進行717份之問卷調查及回收作業。回收之問卷均透過檢查、編碼、整理,並進行樣本特徵、信度與效度分析,進一步驗證及解釋各研究假設。
除了定量分析外,本研究亦由十個與問卷相關的個案中,研究該些網路企業之營運模式、產品、服務及交易流程,了解其自律機制與消費者保護之作法,進而與統計分析相關的資料做交叉分析,並對應先前之研究假設,以進一步分析網路企業自律機制、消費者保護構面與消費者信任之間的關係。
本研究結果包含三部份,分別為自律機制(信賴標章、承諾規範、網路評比)與消費者保護(資訊隱私保護認知、交易安全保護認知)之關係、消費者保護與消費者信任之關係、自律機制與消費者信任之關係;最後提出五項管理意涵,包括網路企業得到消費者信任之重要因素及關鍵因素、網路企業如何建立專屬的自律機制及消費者保護機制、進而發展值得信賴的網路購物環境。 / The objective of this article is to study on what a complete self-regulatory mechanism of an internet business is, The article also explore if the existing online self-regulatory mechanisms including trustmarks, commitments and rankings are able to get trust of consumers, in order to let consumers recognize their personal data and security of online transactions being protected, thus consumers are able to trust the internet business they deal with? Which of the above existing self-regulatory mechanisms is more capable to get trust of consumers?
Even though limited literatures focus on the impact of online self-regulatory mechanisms to trust of consumers, by methodology of literature reviews, quantitative research and case studies, this article not only contributes to internet businesses with limited resources and brand awareness, but also contributed to those internet businesses, under a framework of regulations, management and technology, willing to get trust of consumers. There are also hypotheses to testify relationships between online self-regulatory mechanisms, consumer protection (of personal data and security for online transactions) and trust of consumers.
After reviews on literatures of various self-regulatory mechanisms, internet data privacy, transactional security, consumer protection, trust of consumers, this article proposes a research framework including 3 main hypotheses, 3 independent variables, 2 intermediary variables, 1 dependent variables and their operational model. To testify the hypotheses, this article collected 717 samples of survey around the island and 10 case studies. Utilizing multiple regressions and related statistics analyses, most of the hypotheses are supported. Comparing with 3 dimensions of transactional process, self-regulatory mechanisms and consumer protection, 10 cases are found similar to the testing result of hypotheses, but also remained spaces of improvement.
At last, this article concludes with 5 managerial implications, including key successful factors and critical factors to get trust of online consumers, how to build a proprietary self-regulatory and a consumer protection mechanisms, thus to set up a complete trustworthy online shopping environment.
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