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外資進入與金融風暴對於亞洲各國本土銀行業績效表現之影響 / The Effects of Foreign Bank Penetration and Financial Crisis

本文研究外資進入與亞洲融風暴對於本土銀行業的影響,在所選取的樣本中,我們發現國際化會提升銀行的獲利但不見得改善營運的效率性與穩定性。實証結果也不支持亞洲金融風暴對於亞洲銀行業有顯著影響的假說。同時發現市場的集中程度對於銀行業的獲利有些微影響,主要是關於銀行的訂價能力。最後,就所選取的十一個亞洲國家中討論,本文顯示在樣本時間點內,外資進入本土市場設立分行對於本土的效率性與穩定性的影響並不顯著。 / This research examines the effect of foreign banks penetration and financial crisis on the banking sectors in Asian countries. We find that internationalization improves the profitability of banks in our sample countries, but not necessarily improve their operational efficiency and financial stability. Our empirical results do not support the hypothesis that Asia Financial Crisis has a significant impact on Asian banking sectors. We also show that, bank concentration has little effect on the profitability of banks, and it was related to the pricing ability of banks. Lastly, our research shows that there is insignificant effect of foreign bank penetration on the efficiency and stability over these eleven Asian countries during our sample period.

Identiferoai:union.ndltd.org:CHENGCHI/G0094357017
Creators劉信芝, Liu, Hsin Chih
Publisher國立政治大學
Source SetsNational Chengchi University Libraries
Language英文
Detected LanguageEnglish
Typetext
RightsCopyright © nccu library on behalf of the copyright holders

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