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MEASURING COMMERCIAL BANK PERFORMANCE AND EFFICIENCY IN SUB-SAHARAN AFRICA

<p>This paper offers to measure efficiency of banks in Sub Saharan Africa and its determining input andout put factors on two fonts. At this purpose, we applied the first font; Data Envelopment Analysis(DEA) for assessing efficiency level. The actual and target level of inputs/outputs to foster efficiencyare shown in the results. Secondly, the banks ratio analysis measuring banks performance throughreturns volatility for each bank, asset utilization and provision for bad and doubtful debts over thestudy period are all used as tools for this analysis. Our results suggest that Sub Saharan AfricanBanks are about 98.35% efficient. We are aware that the level of efficiency could be subject to up anddown swing if environmental factors influencing banks efficiency where taken into consideration.Finally, our result (DEA) is more sensitive to loans, other liabilities, other non interest expense,securities and deposit.</p>

Identiferoai:union.ndltd.org:UPSALLA/oai:DiVA.org:his-3736
Date January 2009
CreatorsNGU, BRYAN, Mesfin, Tsegaye
PublisherUniversity of Skövde, School of Technology and Society, University of Skövde, School of Technology and Society
Source SetsDiVA Archive at Upsalla University
LanguageEnglish
Detected LanguageEnglish
TypeStudent thesis, text

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