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應收帳款融資的新商業模式 / New Business Models for Invoice Finance

摘要
一個國家的經濟發展相當倚賴中小企業,根據研究顯示,中小企業為國家就業市場貢獻許多,但近年來,國際局勢的不穩定連帶影響台灣市場,前些年發生的金融危機導致銀行貸款條件更加嚴苛,造成許多的中小企業融資困難而紛紛倒閉,本文將探討現階段中小企業融資方面的現況以及痛點,透過與最近新興的金融科技結合,希望能夠改善中小企業目前融資方面的問題。
關鍵字:應收帳款融資、金融科技 / Abstract
A country's economic development relies heavily on Small and medium enterprises (SMEs). According to the research, small and medium-sized enterprises have contributed much to the national job market. However, in recent years, the instability of the international situation has affected the Taiwan market, and the financial crisis in previous years has led to more stringent bank loan conditions This paper will discuss the current situation of the financing of small and medium-sized enterprises and pain points, through the combination with the recent emerging financial technology, hoping to improve the current financing problems of SMEs.

Keywords:Invoice Finance ,Financial Technology

Identiferoai:union.ndltd.org:CHENGCHI/G0104932035
Creators黃崇信
Publisher國立政治大學
Source SetsNational Chengchi University Libraries
Language中文
Detected LanguageEnglish
Typetext
RightsCopyright © nccu library on behalf of the copyright holders

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