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Women and debt litigation in seventeenth-century Scotland : credit and credibility

Many scholars suggest that credit networks were fundamental to the operation of early modern towns. Unfortunately, the majority of this scholarship ignores the role of women in the debt and credit system. The legal position of early modern women and the nature of the available sources mean that womens experiences are generally not documented in any significant numbers. Historians are therefore forced to speculate on how women might have been involved in borrowing and lending and often end up writing as though the female experience of credit was identical to mens experience of the system. The records of the Baillie Court of Aberdeen, Scotland offer a glimpse at women engaging in debt and credit transactions in large numbers and pursuing transactions that went awry. This study looks at 671 debt cases brought before Aberdeens court system in two years in the late seventeenth-century and reveals that women participated in 46% of these cases. Similar studies, focusing mainly on England, have found female participation in debt and credit to hover closer to the 15% range. While there are some unique characteristics that might explain how Aberdeen would see more women becoming involved in the court system, there is little evidence that Aberdonian women were unusually active in the debt and credit system as a whole, in comparison to the rest of early modern Europe. Instead, Aberdeens court records reveal what was likely a very common, but undocumented, experience in the rest of the pre-industrial world. As a result of this unprecedented level of documentation, we see women involved who would otherwise be invisible to us. The Baillie Court shows married women involved in far greater numbers than either single women or widows, a fact which goes against the traditional image of single and widowed women as the only ones involved in the credit system through their roles as moneylenders. Instead, we find another level of women using debt and credit to secure goods for their households and participating in the economy of the town. We find that, although women were heavily involved in borrowing and lending, their experience of that system was significantly different than that of early modern men. The causes of debt and the amounts for which people would both sue and be sued were substantially different depending on ones gender and marital status. While the statistics that come out of this study are impressive, the human stories are even more enlightening. By examining individual cases, we can see how women negotiated the debt and credit and how they shaped that system to their own needs.

Identiferoai:union.ndltd.org:LACETR/oai:collectionscanada.gc.ca:SSU.etd-04282006-174628
Date01 May 2006
CreatorsSander, Karen
ContributorsStephanson, Raymond A., Smith, Lisa, Klaassen, Frank, Handy, Jim, DesBrisay, Gordon
PublisherUniversity of Saskatchewan
Source SetsLibrary and Archives Canada ETDs Repository / Centre d'archives des thèses électroniques de Bibliothèque et Archives Canada
LanguageEnglish
Detected LanguageEnglish
Typetext
Formatapplication/pdf
Sourcehttp://library.usask.ca/theses/available/etd-04282006-174628/
Rightsunrestricted, I hereby certify that, if appropriate, I have obtained and attached hereto a written permission statement from the owner(s) of each third party copyrighted matter to be included in my thesis, dissertation, or project report, allowing distribution as specified below. I certify that the version I submitted is the same as that approved by my advisory committee. I hereby grant to University of Saskatchewan or its agents the non-exclusive license to archive and make accessible, under the conditions specified below, my thesis, dissertation, or project report in whole or in part in all forms of media, now or hereafter known. I retain all other ownership rights to the copyright of the thesis, dissertation or project report. I also retain the right to use in future works (such as articles or books) all or part of this thesis, dissertation, or project report.

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