Thesis (MTech (Business Administration))--Cape Peninsula University of Technology, 2016. / The study has been triggered by the increase in information breaches in organisations. Organisations may have policies and procedures, strategies and systems in place in order to mitigate the risk of information breaches; however, data breaches are still on the rise. Governments across the world have or are putting in place laws around data protection which organisations have to align their process, strategies and systems to. The continuous and rapid emergence of new technology is making it even easier for information breaches to occur. In particular, the focus of this study is aimed at the information management systems in a selected financial institution in South Africa. Based on the objectives, this study: explored the shortfalls of information security on a South African financial institution; investigated whether data remains separate while privacy is ensured; investigated responsiveness of business processes on information management; investigated the capability of systems on information management; investigated the strategies formulated for information management and finally, investigated projects and programmes aimed at addressing information management. Quantitative, as well as qualitative analysis, was employed whereby questionnaires were sent to employees who were employed at junior management positions. Semi- structured in-depth interviews were self-administered whereby the researcher interviewed senior management at the organisation. These senior managers from different value chains are responsible for implementing information management policies and strategy.

This dissertation was a study of the impact of financial innovation upon financial institutions and some of the collateral macroeconomics effects. Financial innovation has impacted the distribution of household assets throughout the Group of Seven (G-7) countries and indirectly negatively influenced the usage of traditional monetary aggregates as a reliable tool to forecast the growth in the domestic money supply between 1960 and 1990. The empirical results indicate that the adoption of financial innovations by large U.S. commercial banks has not influenced their return on equity and the return of assets between 1990 and 1994. The variability of the return on equity and return on assets is reduced by those banks that have incorporated financial innovations over time. The policy implications of these results indicate that sufficient market instruments exist to assist banks to control interest rate exposure caused by the volatility of interest rates and uncertain funding sources. Any intervention by regulatory authorities could be welfare-decreasing for banks and possibly increase the level of interest rates or reduce the supply of credit to prospective borrowers.

No description available.

No description available.

M.A. / Fraud and corruption as well as other forms of organizational wrongdoing has become a serious problem in South Africa. If employees become aware of the fact that a superior is involved in some form of wrongdoing they find themselves in a dilemma. If they report the transgression without being authorized to do so, they face the possibility of being victimized within the organization. The unauthorized disclosure of information about organizational wrongdoing by an employee has become known as whistleblowing. Whistleblowing could have positive consequences for the organization, as it provides the possibility that organizational misconduct could be exposed and dealt with. However, the unauthorized nature of the exposure often results in the organization focussing its attention on the messenger rather than the message. As a consequence the whistleblower is often ostracized until he or she leaves the organization voluntarily or is forced out, while the misconduct is ignored or even covered up in a misguided attempt to protect the organization’s reputation. The act of whistleblowing therefore often has a very detrimental effect on the individual whistleblower’s career, family relationships and self-image. Apart from the possible negative consequences faced by the individual when engaging in whistleblowing, the organization within which the whistleblowing occurs can also be negatively affected. Individual employees are their best form of detection when something is wrong within the organization. However, if the whistleblower is victimized and leaves the organization, it means that the organization loses a valuable employee and that the misconduct will continue. Furthermore, in future when employees become aware of some form of dishonesty they will tend to turn a blind eye rather than report the important information. Financial institutions and in particular banks, are particularly vulnerable to the possibility of fraud and corruption or other forms of misconduct occurring. Rather than focussing on the experiences of the whistleblower, this study investigated the views of managers at a commercial bank with regard to the nature and ways of managing whistleblowing in the organization. Senior managers were interviewed during the course of this study and three issues came to the fore. Firstly, the managers generally showed very little understanding with regard to the nature and implications of whistleblowing for the organization. Secondly, the organizational culture seems to concentrate mainly on creating an environment that is conducive to protecting the stakeholders’ interests than allowing reporting of wrongdoing to take place. Thirdly, there does not seem to be any effective mechanisms in place that could facilitate the disclosure of organizational misconduct in such a manner that it would result in a beneficial outcome for both the individual disclosing the information and the organization. The study concludes by making some recommendations with regard to ways in which a culture of ethics can be created in an organization. This would entail instituting mechanisms of confidential reporting, which would promote the authorized disclosure of organizational misconduct and therefore pre-empt the necessity of blowing the whistle. / Prof. J.M. Uys

by Chan Bo Ching. / Thesis (M.B.A.)--Chinese University of Hong Kong, 1995. / Includes bibliographical references (leaves 65). / ABSTRACT --- p.ii / TABLE OF CONTENTS --- p.iii / LIST OF ILLUSTRATIONS --- p.v / LIST OF TABLES --- p.vi / Chapter / Chapter I. --- INTRODUCTION --- p.1 / Chapter 1. --- Basic Functions of credit card --- p.1 / Chapter 2. --- Significance and objectives of the study --- p.1 / Chapter 3. --- History of credit card --- p.3 / Chapter 4. --- Operations of credit card --- p.6 / Chapter II. --- METHODOLOGY AND LITERATURE REVIEW --- p.10 / Chapter III. --- THE DEVELOPMENT OF CREDIT CARD MARKET IN HONG KONG --- p.13 / Chapter IV. --- ANALYSIS OF STRATEGIES OF CREDIT CARD BUSINESS --- p.21 / Chapter 1. --- Macroenvironmental Analysis --- p.21 / Chapter 2. --- SWOT Analysis for Hong Kong Credit Card Market --- p.24 / Chapter 3. --- Analysis of Competitive Strategy by Michael Porter's Model --- p.27 / Chapter 4. --- Overall Strategies of Hong Kong Credit Card Operations --- p.36 / Chapter V. --- EMPIRICAL STUDY --- p.44 / Chapter 1. --- Market Leader --- p.44 / Chapter 2. --- Market Challengers --- p.46 / Chapter 3. --- Market Followers --- p.48 / Chapter 4. --- Market New Comers --- p.49 / Chapter 5. --- Withdrawer from International Card Market --- p.49 / Chapter VI. --- CONCLUSION --- p.51 / APPENDIX --- p.55 / Chapter 1. --- International Card Issuing Organizations in Hong Kong --- p.55 / Chapter 2. --- Hong Kong Market Share Analysis --- p.56 / Chapter 3. --- Development of Card Business (Credit and Charge Card) In Hong Kong (Major Milestones) --- p.58 / Chapter 4. --- Table of Dates of Establishing Credit Card Services --- p.62 / Chapter 5. --- Demographic Characteristics of Hong Kong --- p.63 / Chapter 6. --- Competitive Analysis - Hong Kong Market --- p.64 / BIBLIOGRAPHY --- p.65

Thesis (Ph.D.)--Victoria University (Melbourne, Vic.), 2008.

Thesis (M.S.)--Ohio State University, 2008. / Title from first page of PDF file. Includes bibliographical references (p. 124-132).

Originally presented as the author's Thesis (doctoral)--Universität Osnabrück, 2007. / Includes bibliographical references (p. 543-598).

Thesis (Ph. D.)--Washington University, 2000. / Includes bibliographical references (leaves 436-453).