Vid värdering av bostäder används ortsprismetoden. Det innebär att värderaren jämfört tidigare försäljningar i området. Vid en värdering kan klienten försöka påverka värderingen genom klientinflytande. Klientinflytande betyder att klienten försöker ändra värderingen för egen vinning. Syftet med denna uppsats är att få en ökad förståelse för om klientinflytande förekommer i samband med bankvärdering i Sverige och på vilket sätt det yttrar sig. Uppsatsen syfte besvaras genom en kvalitativ metod med hjälp av en semistrukturerad intervju. Data har samlats in med hjälp av åtta respondenter. Respondenterna är registrerade fastighetsmäklare i Karlstad kommun från olika mäklarföretag och är i denna undersökning anonyma. Efter intervjuer och sammanställning av data kunde slutsatser dras. En slutsats är att klientinflytande förekommer och att klienten försöker påverka värderingen genom att påverka valet av jämförelseobjekt. Det gick även att dra en delvis slutsats om att det är vid värderingens platsbesök hos klienten som klientinflytande förekommer. Ytterligare en slutsats är att påverkansmekanismerna expertmakt och informationsmakt är förekommande i Sverige. / When valuing homes, a method that can be used is comparing sales method, meaning that the valuer compares previous sales in the area. In a valuation, the client can try to influence the valuation through client influence. Client influence means that the customer tries to change the valuation for their own gain. The purpose of this paper is to gain an increased understanding of whether client influence occurs in correlation with bank valuation in Sweden and in what way it occurs. The purpose of the essay is answered through a qualitative method with the help of a semi-structured interview. The data were collected with the help of eight respondents. The respondents are registered real estate agents in Karlstad municipality from various real estate companies and are anonymous in this survey. After the interviews and compilation of the data, some conclusions could be drawn. One conclusion is that client influence is something that occurs in Sweden and that the client tries to influence the valuation by influencing thechoice of comparison sales. It was also possible to draw a partial conclusion that it is during the valuation's site visit to the client that client influence occurs. Another conclusion is that mechanisms of influence like expert power and information power is something that occurs in Sweden.

My diploma thesis deals with fundamental analysis of a significant bank in Czech Republic. Fundamental analysis is focused on factors that influence the value of particular stock. The main target of fundamental analysis is to find intrinsic value which reflects the actual state and perspectives of a company. The main goal of this paper was to come with the complex valuation approach to banks and apply this approach to Komercni banka, a.s. The next goal was to deal with the specifics of the bank valuation and with the valuation during the financial crisis. I used following methods for valuation. The most recommended one is the value estimation by income approach - Discounted Cashflow Valuation, Dividend Discount Models. For usage of this method is necessary to make financial and strategic analysis of the company. The next method I used is the application of market multiples, such as Price-to-Earnings or Market-to-Book Value ratios. The last method in this paper is based on financial statements. The book value of equity is more reliable for financial institutions than for nonfinancial companies. Diploma thesis gives the complex view of the bank valuation and includes all important steps leading to high-quality valuation.

This master thesis is about commercial bank valuation. The goal of the thesis is to explain the specifics of bank business and commonly used valuation methods. Selected method is then applied on a chosen bank. For this purpose, ČSOB a.s. was chosen.

The diploma thesis deals with the bank valuation and this theme is viewed on in terms of standard as well as brand new approach. In its first part, the thesis focuses on understanding of the difference between the valuation of non-financial companies and banks in particular. The following section describes the above mentioned basic method which is represented by the dividend discount model and it also analyzes some partial problems associated with it. The core of this thesis represents the Sonntag model,that solves the evaluation by closing of counter-positions arising from the individual business cases -- namely taking of deposits and lending. Another part of this thesis is devoted to the issue of the discount rate, respectively the discounted value. Here I concentrate on the evaluation of applicability of the CAPM model in domestic conditions and compare it with the certainty equivalent concept based on the Black-Scholes theory of option valuation. Finally, the thesis presents a practical example -- i.e. valuation of Banco Popolare ČR (nowadays Equa Bank), application and comparison of the both mentioned models and formulation of the final recommendations for appraisers

The main goal of the thesis is to find market value for the company Komerční banka, a.s. on the date 31st December 2010. At the beginning of the work is described the specifics of banking institutions. The valuation consists of financial analysis, strategic analysis and creating the financial scheme. For the final valuation there is used the method called DCF Equity that discounts all the cash flows that flow to the company's owners. As an additional method was used Bond Pricing Model, market capitalization and market comparison.

The aim of this thesis is valuation of selected commercial bank. The first part of thesis is focused on specifics of commercial banks in comparison with non-financial companies. The second part analyses methods of valuation of commercial banks. Third part deals with valuation of Raiffeisenbank a. s. It consists of financial and strategic analysis, financial plan and finally the valuation of the bank.

The aim of this thesis is the valuation of Komerční banka, a.s. The specifics of the valuation of banks are described in the first part of this thesis. The second part is devoted to a description of the valuation methods. Komerční banka, a.s. is valued in the third practical part. The first is a brief description of Komerční banka a.s., followed by financial and strategic analysis. The financial plan is compiled on the basis of the analyses. In the final part the valuation by selected methods is done and the final value is determined.