Submitted by Setor de Tratamento da Informa??o - BC/PUCRS (tede2@pucrs.br) on 2016-01-29T16:54:27Z No. of bitstreams: 1 DIS_ROCHELE_JULIANE_LIMA_FIRMEZA_PARCIAL.pdf: 239051 bytes, checksum: 1bf5a8c868f0a7ae0399f3ecad93adcc (MD5) / Made available in DSpace on 2016-01-29T16:54:27Z (GMT). No. of bitstreams: 1 DIS_ROCHELE_JULIANE_LIMA_FIRMEZA_PARCIAL.pdf: 239051 bytes, checksum: 1bf5a8c868f0a7ae0399f3ecad93adcc (MD5) Previous issue date: 2015-07-31 / This work aims to study consumer?s overindebtedness. The study addresses the concept of overindebtedness, highlighting the need for the presence of good faith on the assumption of debt, and the causes of this phenomenon, with a special look at the irresponsible concession of credit without the verification of the borrower's repayment capacity. It has been made a brief foray into the foreign law to check the different systems in place, as the prevention and treatment of overindebtedness. The effects of overindebtedness were highlighted, since they affect the dignity of the human being, for not protecting the person?s existential minimum, injuring, thus, fundamental rights and excluding the debtor's planry to exercise oh their citizenship and the consumer market. Finally, an examination of the Project of Law 283/2012, has been made, under analysis in the Senate, which aims to regulate such matter in Brazil. / O presente trabalho tem como objetivo estudar o superendividamento do consumidor. O estudo aborda o conceito de superendividamento, ressaltando a necessidade da presen?a de boa-f? na assun??o das d?vidas, e as causas do fen?meno, com olhar especial para a concess?o irrespons?vel de cr?dito, sem a aferi??o da capacidade de reembolso do tomador. ? feita uma breve incurs?o no direito estrangeiro, para se verificar os diferentes sistemas em vigor, quanto ? preven??o e ao tratamento do superendividamento. S?o ressaltados os efeitos do superendividamento, que atinge a dignidade da pessoa humana, por n?o resguardar o m?nimo existencial, ferindo, assim, direitos fundamentais, e excluindo o devedor do pleno exerc?cio da sua cidadania e do mercado de consumo. Por fim, fez-se um exame do Projeto de Lei 283/2012, em tramita??o no Senado, que pretende a regular a mat?ria no Brasil.