• Refine Query
  • Source
  • Publication year
  • to
  • Language
  • 1
  • Tagged with
  • 1
  • 1
  • 1
  • 1
  • 1
  • 1
  • 1
  • 1
  • 1
  • 1
  • 1
  • 1
  • 1
  • 1
  • 1
  • About
  • The Global ETD Search service is a free service for researchers to find electronic theses and dissertations. This service is provided by the Networked Digital Library of Theses and Dissertations.
    Our metadata is collected from universities around the world. If you manage a university/consortium/country archive and want to be added, details can be found on the NDLTD website.
1

A an??lise do cr??dito de vendas para o com??rcio de cal??ados : um estudo de caso

Oliveira, Francisco de Assis 15 April 2003 (has links)
Made available in DSpace on 2015-12-03T18:33:03Z (GMT). No. of bitstreams: 1 Francisco_de_Assis_Oliveira.pdf: 466999 bytes, checksum: 7ee5c2aeb06ab684b567e72f798f59e6 (MD5) Previous issue date: 2003-04-15 / This thesis is intended to address the standards for Credit Granting and all the constraints involved and also to assess associated policies, contracts and lines of credit. An assessment of the risks to which a lender is exposed in his relationship with clients is called Credit Analysis. Lines of credit are mostly based on asset translation. It is then required to develop a case-study for a company's businesses focusing on a thorough analysis of its modus operandi. In a certain way, Credit Granting is a means to leverage sales mainly from the acquisition of non-durable goods in the retail market. Consumption increases are a drive to heat up Economy and bring about new job positions with benefits to the Society as a whole coming from more taxes collected that are converted into promoting more social welfare. It should be pointed out that the financial sector is one that mostly benefits from Credit Granting because of the high interest rates applied in credit operations to individual persons and bank individual clients based on their wages and to corporations based on their sales volume. For corporations, lines of credit help them increase their capacity to pay up their debts and are an integral part of their business guidelines. Credit granting shall then be the focus of this work and all associated market details shall also be addressed in this paper. This thesis aimed to identify the Credit Analysis process and how important it is for companies' negotiations. A case-study methodology was used in the survey to achieve the results shown herein. / Esta disserta????o tem como objetivo abordar as normas de concess??o de cr??dito, bem como, suas dificuldades em conced??-los, analisa ainda suas pol??ticas, contratos e linhas de cr??dito. An??lise de Cr??dito ?? uma avalia????o de risco em que o emprestador deseja assumir no relacionamento com seu cliente. Os cr??ditos s??o em grande parte baseados na convers??o de ativos. Avaliar criticamente o modus operandi da empresa pesquisada atrav??s do estudo de caso. A concess??o de cr??dito, de certa forma, ?? um meio de se alavancar as vendas; principalmente na aquisi????o de bens dur??veis no mercado varejista, com um maior n??mero de pessoas haver?? conseq??entemente um elevado consumo, fazendo com que haja um aquecimento da economia como a aquisi????o de novos empregos, beneficiando a sociedade e ao governo que arrecadar?? mais impostos para revert??-los em bem estar social para a popula????o. H?? de ressaltar-se tamb??m que o grande beneficiado na concess??o de cr??dito ?? o setor financeiro, no qual os juros s??o muito altos e suas opera????es diferenciadas por faixas salariais; no caso das pessoas f??sicas, de seus correntistas e do faturamento das empresas, para as pessoas jur??dicas. Para as empresas, cr??dito significa ter capacidade de pagamento de seus deveres, e a capta????o desse cr??dito, faz parte de algumas diretrizes empresariais internas. Desta forma, a concess??o do cr??dito para empresas de com??rcio de cal??ados ser?? o foco deste trabalho, que analisar?? como se d?? a concess??o do cr??dito e seus detalhes dentro do enfoque de mercado. Este estudo objetivou identificar o processo de an??lise de cr??dito e a sua import??ncia na negocia????o da organiza????o. A metodologia de pesquisa utilizada para alcan??ar este objetivo foi o estudo de caso.

Page generated in 0.1106 seconds