In this study, “Women and Cooperatives”, the researcher was interested in finding out whether women cooperatives contributed towards development of women and poverty reduction in Sarah Baartman District Municipality between 2004 and 2014. The study was conducted with three cooperatives situated in Makana Local Municipality, Sarah Baartman District Municipality and Eastern Cape Province. The cooperatives studied focused on sewing, poultry and agriculture. The study was explorative in nature as it was aimed at assessing the effectiveness of women cooperatives in empowering women, the effectiveness of women cooperatives in reducing poverty and to make recommendations regarding what can be done to address the challenges identified in the study. The qualitative research method was applied when conducting this study. Eight respondents from each cooperative were willing to take part and this led to a total of twenty-four respondents who participated. The questions asked were based on the interview schedule developed by the researcher. The results of the study and the recommendations indicated that more commitment from the government is required and the following key aspects should be taken into account when considering a development program: Infrastructure, Availability of funding, Access to resources, Skills development, Provision of basic services.

This study assesses the effects of an agribusiness collapse, on the contracted growers and their surrounding communities in Lusaka Province, Zambia. In 2004, Agriflora Limited, a Trans-Zambezi Industries Limited (TZI) agribusiness in Lusaka Zambia was sold off. Agriflora Limited was one ofthe largest fresh vegetable exporters in Africa. It had contracted almost 500 small-scale farmers with 1-4 hectares of land within 50 km radius of Lusaka to grow vegetables for export. Makeni Cooperative Society was one of the targeted groups of growers. It grew baby corn, mangetout peas, and sugar snap and fine beans for export. The case study relied on both primary and secondary data. I undertook two months of ethnographic fieldwork utilising observations, in-depth interviews and informal discussions with some community members in Makeni. I also reviewed the literature on contract farming schemes (documenting both the negative and positive effects for growers) in developing countries. The case study showed that the impact of the collapse of Agriflora on the growers has been severe indeed; there has been a significant reduction in production with only a few farmers producing for export. Those that are producing are limited to one crop, baby corn. The effect on the local labour market (farm workers) has been quite drastic with a drop in employment. A new agribusiness company, York Farm, was sourced by the government for the contract growers of Makeni. York Farm has signed a procurement contract under which only sale and purchase conditions are specified. This means that, services such as extension services are no longer provided. It was also found that despite the price for baby corn at York Farm being better than what Agriflora used to offer the farmers, farmers are not producing peas which have a higher turnover than baby corn because York farm does not buy peas from the farmers. However, the farmers are hopeful that they will soon start producing peas after they pass the Eurep gap requirements. Furthermore, the farmers are still interested in contract farming as they are convinced that it can lead to higher farm incomes. While the neoliberal critique of the pre- Structural Adjustment agricultural policies was based on the need to improve rural farming income and productivity, my study shows that the contract farmers are not the "traditional" peasant farmers but retired civil servants or former public sector employees who lost their jobs during the contraction of the sector. In conclusion, my field work revealed that the collapse of Agriflora has had negative effects on the growers of MCS in terms a significant decrease in crop production, decline in farmer income, lack of technical assistance such as extension services, transportation problems (to take produce to the new market-York Farm) and reduced contraction in employment opportunities for farm workers.

Incidences of cooperation in agricultural activity are widespread phenomena in low-income third world communities. Two forms of cooperative labour groupings are identified in Shixini, Transkei . These are the work party and the ploughing company. It is argued that different organisational principles operate in the different cooperative forms. Work parties are based on principles of neighbourhood whi Ie ploughing companies are organised around kinship relationships. Factors which determine the principle of organisation are social values; the wider South African economic system; ecology; reciprocity; the constitution and structure of the household; economic differentiation; and labour demand and supply. The dissertation is divided into five chapters. The first is an overview of the Shixini social, economic and political systems. This chapter discusses the influence of the wider South African politico-economic system on agricultural production; the Shixini!Transkei political context; kinship and its relation to social organisation; and the likely effects of an agricultural 'betterment' scheme on the area. The second chapter is an overview of agricultural production in Shixini. It is found that the most significant determinants of agricultural production is the structure and constitution of the household and the way in which stock is distributed in the community. The third and fourth chapters describe and analyse Xhosa work parties and ploughing companies . Argument is lead as to the reasons for the specific organisational principles operating in each case. The penultimate chapter is an analysis of sacred and secular ritual. It is argued that both ritual forms reveal cooperative principles of organisation. Secular ritual dramatises the organisation of work parties while sacred ritual dramatises kinship relationships and so, the organisation of ploughing companies. / KMBT_363

Despite the efforts by government to support and direct resources and institutions to address high levels of poverty through co-operative programmes, the Eastern Cape Province remains one of the poorest provinces in the country. Even in the relatively more prosperous Cacadu District in the western portion of the Province, the socio- economic landscape is punctuated by pockets of acute poverty. In order to support government policies to promote co-operatives as a means to address past exclusions from the agricultural sector, as well as to promote socio-economic development in one of its poorest local municipalities, the Cacadu District Municipality has been implementing a support and mentoring programme to agricultural co-operatives in the Ikwezi Local Municipality. Furthermore, Ikwezi was selected because it has the highest concentration of co-operatives in the region supported by the District Municipality and by other Sector Departments from the National and Provincial Governments. The relationships between the support that is provided by Cacadu District Municipality to co-operatives and the extent to which supported co-operatives harness these advantages to grow and sustain their enterprises, forms the cornerstone of this research. As such, the hypothesis that will be tested reads as follows: The government support provided by Cacadu District Municipality to co-operatives in its area of jurisdiction has resulted in the growth and sustainability of the co-operative enterprises. The literature review considers the significant role that co-operatives play in local economic development. It provides a historical overview of co-operatives, as well as the policy framework on co-operatives in South Africa. The role of Cacadu District Municipality with regards to co-operatives and local economic development is reviewed, as well as its co- operative support and mentorship programme. An overview of the socio-economic profile of the Ikwezi Local Municipality and the agricultural co-operatives in the area concludes the literature review. The research approach is based on a mixed method between the qualitative and quantitative research families, with a bias towards the qualitative approach. The study placed more emphasis on the data gathered from individual co-operative businesses and the personal experiences of individuals involved in the co-operative sector. This approach requires qualitative techniques such as interviews and observations. The internet was used as a source for the gathering of relevant data related to the stated research objectives. Other relevant information is gathered through documents reviewed and case studies. The study used questionnaires to interview a sample of agricultural co-operatives in Ikwezi. The collected data was analysed and presented according to a set of themes that formed the basis for the analysis. The analysis provided insights into the background and history of the selected co-operatives, the challenges that they face to survive and the support that they require from government and other potential support structures. The analysis furthermore focussed on the perception of the members of the co-operatives of the impact – whether positive or negative – of the Cacadu co-operatives support and, in particular, it’s mentorship programme. The findings revealed that there was overwhelming support from the co-operative members for the intervention and mentorship provided by the Cacadu District Municipality. It became clear that accessing agricultural land and providing funding and inputs to emerging farmers and co-operatives is not enough. There needs to be a building and nurturing of an entrepreneurial spirit and business mentality accompanied by appropriate training and capacity building interventions for the co- operatives to become successful enterprises. This study reveals that this is possible given all the resources at the disposal of the state. In conclusion, the hypothesis that the support provided by Cacadu District Municipality to co-operatives in its area of jurisdiction has resulted in the growth and sustainability of the co-operative enterprises, was found to be valid.

The study investigated the informal savings approach as an income-generating and poverty alleviation tool for women. The focus of the study is specifically in the Nelson Mandela Bay Municipality. The purpose of the study was to explore the reasons behind the involvement of women, in particular, to the use of informal savings as a tool for income generation and poverty alleviation. South Africa is characterised by inequitable growth and development, a high degree of poverty, increasing demands and limited resources. It is because of this backdrop that many women in poor communities, both rural and urban, devised brilliant plans to overcome this setback. Women, particularly African women, have for a long time been side-lined in economic decision making activities, both in their homes and elsewhere. For the purposes of this study, a mixed method research approach was employed, meaning that the study will follow both the qualitative and quantitative approaches. The respondents are a mixture of both literate and illiterate persons, and because of that, the researcher had to use both English and the home language of the respondents to explain the contents of the questionnaires and obtain the relevant information. The study identified the reasons that stokvels, which were believed to be popular in the past, and still are, because Black people in South Africa did not have access to formal financial institutions, remain popular long after the demise of apartheid. It is in the interest of the citizens of Nelson Mandela Bay Municipality to archive the financial activities of its inhabitants as this valuable information will be needed by future generations. This can be done by creating a website or adding a link to the existing ones where the information is readily available for the users. For future research purposes, stokvels in various parts of the Municipality and South Africa as a whole need to be studied in order to identify and compare to the available literature the general success factors.

The cooperative enterprise has seemed, to many contemporary 'green' theorists, to be a socially sustainable economic alternative to conventional corporate capitalism, based on the ideas of grassroots participation, democracy, egalitarianism, community, social equity and empowerment. I argue, however, that there has been no attempt in 'green' thought to analyze gender relations within the cooperative enterprise. Instead, 'green' theorists view the cooperative as a homogeneous social entity with a shared subjectivity; and assume that the cooperative's 'sustainable' attributes - decentralized, democratic, and equitable principles - will ensure gender equity and empowerment through social sustainability. Reviewing 'green' theories of cooperatives and social sustainability, this thesis challenges 'green' interpretations of participation and social sustainability that ignore members' gendered identities, relations, and interests, particularly in resource-dependent communities. 'Green' definitions of participation have tended to narrowly focus on access to the cooperative without paying attention to cooperative member dynamics. By focusing attention on the nuances of participation and the implications for equity and empowerment, this thesis explores the complexities and contradictions of gender and participation as they apply to a mixed-gender community resource cooperative on Malcolm Island, British Columbia. Using a labour-knowledge-authority framework, the case study of the Malcolm Island Community Resource Cooperative (MICRC) illustrates that while the cooperative may be socially sustainable according to 'green' community and social economic ideals, actual participation in the cooperative enterprise is more complex, contradictory, and gendered than 'green' thought has typically assumed. / Arts, Faculty of / Geography, Department of / Graduate

This study investigates the use of the consumer buying club concept in the savings and loan industry. The major purposes of the study were to determine the effectiveness of savings and loan clubs as promotional tools and to reveal some broader marketing implications of the savings and loan club concept. The study's findings provided support for the following hypotheses: I. If savings and loan clubs were independent business operations in the channels of distribution for the goods and services they offer members, these clubs, based upon the marketing functions they perform, would be classified as two or more different types of distinct marketing institutions. II. Rather than being temporary promotional tools, savings and loan clubs are permanent organizational units of some savings and loan associations. III. Savings and loan clubs offer access to a large market for manufacturers and middlemen of certain goods and services. Primary data on the operations and activities of savings and loan clubs were collected in semi-structured interviews with executives of ten clubs that are believed to represent every type of club program existing in the fall of 1973. A mail survey of selected regulatory authorities provided information about the present and future regulatory environment in which clubs operate. Analyses of the data suggest that there are qualitative and quantitative differences in club programs based upon the geographic scope of a club's operation and the size of the sponsoring savings and loan association; however, the club concept appears to be an effective and relatively inexpensive promotional tool when matters of club objectives and design are carefully considered. The regulatory environment for club operations may be described as a passive one, and the findings indicate that this environment will not change in the near future. Savings and loan clubs are consumer-oriented and service-oriented promotional tools indicative of a recent marketing awareness in the savings and loan industry. Clubs both require and facilitate the planning of marketing strategies and objectives, including the use of market segmentation and product differentiation. The study's findings suggest the club concept is growing in popularity in the savings and loan industry, and the use of clubs as promotional tools will continue to grow in the future. Savings and loan clubs function as facilitating agencies in the marketing process by arranging for members to receive special discounts from established sellers of a wide variety of consumer goods and services. Some clubs function as merchant middlemen, either as retail stores or as mail order retail establishments, based upon their practices of buying merchandise to be sold to club members at cost. Savings and loan clubs are not profit-making organizations, with the exception of franchising activities by some national clubs. A functional analysis of club operations suggests that these clubs may be more effective than American consumer cooperatives have been. The savings and loan club market is a large and growing one offering manufacturers and middlemen, particularly retailers, access to an affluent market. The findings indicate that merchandise offers, involving buying and re-selling items to members, is an unpopular and unsuccessful type of club benefit. For this reason, manufacturers and wholesale middlemen derive indirect benefit from the club market through increased sales that established retailers may obtain by participating in a club's discount program.

Thesis (MDF)--Stellenbosch University, 2015. / ENGLISH ABSTRACT: This study is on the impact of cooperative societies on capital formation using a case study of selected cooperatives in Kwazulu Natal province of South Africa. The study is a novel empirical investigation in that focuses on impact of cooperative societies financing on members and how that may translate into significant increase in household incomes. The study assess and evaluates the roles played by cooperative societies’ financing and loans services on members’ economic condition particular their business expansion, profitability and later on improvements in household incomes. Using focus group discussion and questionnaire, the study uncovers the activities of cooperative societies located in both urban and rural communities within KZN Province. The study provides some evidence on the importance of leaving conditions after member access to cheap and affordable loans and provides some insights into the development of rural businesses, how complex they are, and how they require more input than just the financing received through cooperative loans as a final end. It also breaks new ground in informal cooperative operations, community improvement and rural finance research by providing a peculiarity between standard of living and quality of life variables in measuring and determining the economic condition of rural livelihoods and the production of circle of New Institutional Economics theory that the role of cooperatives to the members involve financial capital, physical capital and social capital which are interrelated. This serves to properly distinguish and appropriately identify the roles of cooperative societies in rural finance to increase in household income, ownership of assets and acquisition of enterprise assets. However, the study reveals that access to funds and participation in the cooperative does not lead to enterprise profitability, thus less capital accumulation while rural financial needs are more accessible from cooperatives than other sources. From its findings, this study identified and discussed potential areas for the improvement of cooperative societies that could be of benefit to any urban and rural finance providers and the cooperative members.

M.Tech. Business Administration. Business School. / he greatest challenge that the City of Tshwane is facing lies in achieving the target growth rate set by ASGISA (Accelerated Shared and Growth Initiative), the latter being a national initiative, by enabling communities to become active participants within the growing economy. One of the enablers that were identified by the Municipality was co-operatives. The successful implementation of the co-operative model within the City of Tshwane will depend on the correct guidance provided by the Municipality to the co-operatives as opposed to dictating the terms of business to the members. These findings will be based in best practice models as found world-wide. The primary objective of this dissertation is to research the legal impact of the Co-operatives Act of 2005 on the City of Tshwane Metropolitan Municipality's Co-operative Strategy as a vehicle for local economic development.

Thesis (Ph. D.)--University of Missouri-Columbia, 2002. / Typescript. Vita. Includes bibliographical references (leaves 327-346). Also available on the Internet.