This qualitative study uses interviews to examine factors explaining why 20 elderly individuals from a variety of occupations and still living in the community independently did or did not exercise. Within the limits of this qualitative study, the reasons elderly participants gave for avoiding exercise included fear of injury, joint pain, poor health, complications from various degenerative diseases, and a lack of enjoyment of exercise. The reasons for exercising included necessity due to post-heart attack motivation, work-site exercise program or equipment availability, opportunity to habituate work-related tasks, spouse support, history of exercise experience, ability to exercise without injury, enjoyment of family outings, and an appreciation of the enjoyment of exercise.