This study seeks to investigate the challenges facing informal sector micro-enterprises in Newlands West, using the case study of female owned home-based dress making enterprises in the South West of Durban. The investigation, which aims at establishing the historical background to these micro-enterprises, their main activities and their viability, and the challenges they are facing, will be conducted in the context of the broader debate both in South Africa (SA) and globally about the informal sector, to which micro-enterprises would arguably belong. This study also aims to contribute towards research and future policy developments in the field of home-based enterprises. Many of these workers have set-up home-based micro-enterprises as a means of creating employment in order to sustain their livelihoods. The purpose of this study is thus to highlight the potential of these micro-enterprises to create employment and alleviate poverty. The qualitative research method is used in this study. In-depth, semi-structured interviews using purposive sampling were conducted with ten owner-managers. Data was analysed using the constant comparative method of analysis. The conclusion drawn from this study was that these micro-enterprises received hardly any support from the local municipality or provincial government to grow their businesses. The study also found that there is potential for these owner-managers, with appropriate state support, to grow their businesses, make greater profits and create jobs. Some of the recommendations offered in this study include: a system of mentorship should be established to assist informal micro-enterprise owners improve their business acumen. They should be given enterprise support as none of the dressmakers underwent any form of business training. There should be development of the following skills: Financial management, production management, technical training, marketing and sales and understanding the regulatory environment. / Thesis (M.A.)-University of KwaZulu-Natal, Durban, 2007.

This dissertation analyses the role of financial services in an attempt to understand how they might reduce the vulnerability to income risk for women street traders in Durban, South Africa. The street traders are exposed to income risks such as unpredictable markets, high levels of crime and lack of possibilities for business development. The stated hypothesis for this dissertation is that 'good' financial services may help poor individuals and households to better handle income risks and thereby lower the vulnerability to risks and reduce poverty. The access to financial services for the street traders in South Africa is rather limited and commercial banks are only willing to facilitate clients that have collaterals with an economic value. There are thus alternative financial institutions, such as microfinance organisations, that use social collateral like, for example, group-lending and frequent repayment schemes. This dissertation will discuss the use and impact of fmancial services on poverty reduction with a particular focus on a microfinance organisation and savings. The dissertation will consist of a literature review, a theoretical framework and an analysis of the findings from a case study. The literature review discusses the relation between risks, vulnerability, poverty and financial services in order to provide an introduction to the problem behind the stated hypothesis. The theoretical framework describes the cost of an imperfect market, why formal financial institutions fail the poor, solutions to the problem used by informal and microfinance institutions and the impact financial services have on poverty. The case study is based on a qualitative method through focus group discussions and individual in-depth interviews with clients in a microfinance organisation. To analyse the differences in saving behaviour and business related issues, the clients are divided into two groups with regards to how long they have been using financial services. One group consists of 'old' clients that have access and use the credit and deposit facilities accessible, and one group of 'new' clients that have just started and still have no access to the services. The findings show that 'old' clients have a higher level of income and more advanced businesses according to skill/capital intensity. Risk related to income and expenditures that the street traders mentioned are sensitive to the state of the economy, unbeneficial stock, weather conditions, seasonal trends, business agreements, crime and trade permits. Regarding savings, the street traders used a wide range of saving alternatives such as insurance schemes, bank accounts, money collectors, rotating credit and saving clubs and cash savings. There were thus a lack of 'good' saving opportunities and even the deposit schemes offered by the microfinance organisation was not used due to lack oftrust and accessibility. Both the 'old' and the 'new' clients were thus aware ofthe need of savings in order to protect themselves for future income and expenditure risks. The main conclusion is that the use of financial services through the microfinance organisation and other institutions may have helped the 'old' clients to develop their businesses and reach a higher income level. There is thus a lack of 'good' financial options for the street traders and their position is still very vulnerable. / Thesis (M.Dev. Studies)-University of Natal,Durban, 2003.

Since China's introduction of economic reform and adoption of market-oriented programs, more and more people are going into business. China registered an average annual GDP growth of over 8% in the past ten years. Moreover, during the past ten years (1995-2005), the number of women-owned businesses in China has increased significantly, and these businesses are just as successful as those owned by men. With an increasing number of them participating, women have become a major force in China's economic development, even in Shaanxi. The need for a better understanding of this emerging economy and of women entrepreneurs in small firm motivated the researcher to undertake this study. Moreover, this study was guided by the following research objectives: Primary objectives • Determine the motivations underpinning entry of women into small business in Shaanxi • Examine the barriers and challenges that female entrepreneurs face and how can these be addressed • Examine the contribution of female entrepreneurs to the regional development of the province with regard to employment • Consider the determinants of the employment growth of women-owned business as in Shaanxi • Examine the determinants of the performance of female entrepreneurs in Shaanxi • Make suggestions regarding further research on entrepreneurship development in Shaanxi province, China • Examine whether source of funding is associated with the education of the entrepreneurs. Secondary objectives • Examine whether perceptions of support for women entrepreneurs vary with marital status and education. • Examine whether perceptions of support for women entrepreneurs vary with training and networks. • Examine whether belonging to a business network is related to the marital status and education of the women entrepreneurs. According to surveyed entrepreneurs, the quest for personal development (pull) and a feeling of not "fit in" with the organisation (push) are two main factors which motivated women to go into business as self-employed persons. The main barriers to them start-up in business are availability of funds and family support. Problems still exist, but women entrepreneurs made a great contribution to Shaanxi's provincial economic development, especially in terms of employment creation opportunities. The regression analysis shows that education and experience of the entrepreneurs contribute significantly to employment growth. Moreover, efficient business networks, availability of funding with training opportunities and the support from government are seemingly rather weak in Shaanxi, China. Results of the hypotheses tests indicate that training, networks, business location, family member employees and prior working experience of the women entrepreneurs contribute significantly to better performance in business. / Thesis (M.Comm.)-University of KwaZulu-Natal, Pietermaritzburg, 2008.

Despite work-life balance being an area of interest to many researchers, there is little reference to any effects related specifically to elder care. Current demographics indicate that the proportion of elderly in the community is increasing, and with greater workforce participation (particularly among women workers) the availability of family caregivers is less guaranteed. Women are more likely to be responsible for elder care, and as they seek to manage their work and life, are also more likely to seek workplace flexibility, sometimes through self-employment. The effect that elder care may be having on the work-life balance of self-employed women is the focus of this research project. Using work-family border theory as a lens, this research documented the effect that elder care had on the lives of a group of self-employed women who also had elder care responsibilities. Eight women from the Wellington region participated in this research, which was carried out from a broadly phenomenological perspective. Each participant shared information, using a case study approach, about their business and elder care responsibilities. The results of this research indicate the profound effect of emotions in the elder care situation, and also the effect of expectations from others whose influences affected the ability of the participants to achieve work-life balance.

In the academic literature resource dependent communities have been characterized as principally economic spaces that evolved relative to their socio-economic dependence on a single resource-based industry. Subsequently, as industry restructuring and closure has effected community transition, research emphasis has shifted to the emergence of alternative economic futures for these places. Currently, economic and social renewal in resource dependent communities is typified by sets of locally based strategies that rely on the participation of all community members. However, as recent research positions local actors as catalysts for socio-economic development, very little research has been dedicated to exploring the multiple roles and contributions women make to their households and broader community. By extension, the organization of women's economic lives, particularly in terms of self-employment, has been absent from the discourses surrounding community transition and resilience. In response, my research is rooted in place-based change as a means of highlighting how self-employed women have made use of place-based resources to structure their livelihood strategies. Using personal observation and semi-structured, open-ended interviews with 13 women in Gold River, BC, the purpose of my research was to demonstrate how self-employed women simultaneously shape and are shaped by place. In turn, I demonstrate that women pursue self-employment as a means of fulfilling their requirements for paid work, personal fulfillment, and the flexibility to maintain household and community responsibilities. In the process, self-employed women have made unique contributions to community well-being and to the evolution of place-based identity.

The research seeks to explore why women in Zimbabwe still face hindrances in accessing micro finance services and what can be done to meet their needs in a more holistic and effective way. Women play a crucial role in the economic development of their families and communities but are faced with certain obstacles that hinder them from performing their role effectively. Such hindrances as poverty, unemployment, low household income and societal discrimination. UNIFEM (1992) confirms that the majority of the world‟s poor have a predominantly female face and argues that women earn only 10 percent of world‟s income and own less than 10 percent of the world‟s property. African women have been characterised by the lack of empowerment caused by societal perceptions and negative cultural practice. In many cases of women rights violation it has been noted that this has been exacerbated by the over reliance on the male counterpart. Development practitioners have noted that micro finance as one of the strategies needed for women empowerment. Despite the concept having been practiced for at least 15 years now, women still face challenges in accessing micro finance services. There is need for Micro Finance Institutions to recognise the position of women in relation to men as actors in society.

The topic of this study is “An exploration of the reasons surrounding Indian businesswomen’s involvement in home-based businesses in Shallcross, Durban”. The objective of this study was to investigate some of the reasons why Indian women choose to venture into small business. This study also explored some of the history of the Indian people of Natal (now known as KwaZulu-Natal) and briefly touched on the past and present lives of Indian women in South Africa. The informants used in this study were Indian women who owned small home-based businesses. They all reside in Shallcross where they operate their businesses from their homes. Shallcross is situated in Durban, in the province of KwaZulu-Natal. Their businesses consisted of various types like hair salons, catering and gift shops. All interviews with the informants were informal in nature. Informal, unstructured yet indepth interviews and life histories were used in the study to collect data. Life histories were summarized to highlight the aims and results of the study. The literature reviewed for this study focused on issues on female entrepreneurship in South Africa. The most part of the literature review paid special attention to the changing role of Indian women, the nature of small businesses and their importance in South Africa’s developing economy, female motives for entrepreneurship and the future of female entrepreneurship. The literature review process has revealed a gap in the literature regarding Indian women involved in small business, but the literature also provided greater clarity and understanding of women entrepreneurship from both historically and contemporary perspectives. / Thesis (M.Soc.Sci.)-University of KwaZulu-Natal, Durban, 2008.

In recent years, craft fairs, shows and markets where crafters sell their handmade goods such as pottery, jewelry, handmade clothes and needlework have grown in popularity across the United States. A common intent among individuals in this community echo political statements made by the turn of the century Arts and Crafts movement, while there are political aspects of the community that can also be seen as an extension of the third wave feminist do-it-yourself (DIY) ethic of the late 1990s. This newly enlarged community of crafters that congregates in person also has a strong online presence. Etsy.com plays a large role in this community. The introduction of websites such as Etsy.com to the communities they serve has widespread impacts. The aim of this study is to analyze how Etsy.com impacts the lives of women who use the website to earn income. Following ethnographic traditions, the researcher interviewed five community members. The focus was on thick description of the DIY community and thematization of interview narratives. To meet participant observation criteria, the researcher also volunteered at the Independent Publishing Resource Center (IPRC) in Portland, Oregon for 4 months. Additionally, the researcher conducted a textual analysis of blogs, websites, artwork, and other sources of data collected from the online hand crafting community. The study presents and discusses the themes that emerged from the data, including women's work, feminism and technology, the crafters' political statements, the crafters as owners of legitimate businesses, and Etsy.com's impact on local economy. The results paint a picture of the community (both on and offline) and how Etsy.com helps to shape this. The researcher then discusses how to assess the impacts tools such as community websites will have on the communities they serve.

Thesis (MBA (Business Management))--Stellenbosch University, 2008. / ENGLISH ABSTRACT: The study presents an empirical investigation into the association between motivation and performance of women entrepreneurs in the Western Cape Province of South Africa. Motivations behind women starting their own businesses are defined. It assesses the performance of women entrepreneurs and their contribution to the economic growth (turnover, size of business, number of people employed) of the country. By applying statistical evaluation methods (frequency analysis) this research adds to existing knowledge in this field, by defining the association between the intention of starting a business and the performance of their businesses. Analysis shows that the women's motives for starting their businesses are generally positive. However, there are still a high number of women whose motives are influenced by negative factors (such as loss of income sources). Also, the overall performance of their businesses is still low in terms of revenues generated and the number of people that they employ on a full-time basis. Networking levels are high, indicating a desire to succeed. An association between motivation and performance has been established. However, findings have indicated no significant association between the type of motivation (positive or negative) and performance. The present study concludes with recommendations to enable women to improve the performance of their businesses. Findings have indicated a higher level of positive factors of motivation, in comparison with negative factors of motivation; which implies that there are other factors which could be hindering them from improving the economic performance of their businesses. / AFRIKAANSE OPSOMMING: Hierdie studie bied 'n empiriese ondersoek van die verband tussen die motivering en die werkverrigting van vroue entrepreneurs in die Wes Kaap provinsie van Suid-Afrika. Die dryfveer van vroue entrepreneurs word omskryf. Verder assesseer die studie die werkverrigting van vroue entrepreneurs en hulle bydrae tot die ekonomiese groei (arbeidsomset, grootte van die besigheid, getal personeel) van die land. Deur die aanwending van statistiese evaluasiemetodes (frekwensie analise) dra die studie by tot die bestaande kennis in hierdiee studieveld, en word gedoen deur die definieering van die verband tussen die besluit om 'n besigheid te begin en die uiteindelike prestasie van hulle besighede. Analise toon dat die vroue se motiewe vir die begin van hulle besighede gewoonlik positief is. Daar is egter ook nog 'n groot aantal vroue wie se motiewe beinvloed word deur negatiewe faktore (soos verlies van inkomstebronne). Die algehele prestasie van hulle besighede is ook nog swak in terme van inkomste gegenereer en die getal werknemers wat op 'n voltydse basis in diens geneem word. Netwerkvlakke is hoog, wat 'n aanduiding is van die wil om te slaag. 'n Assosiasie tussen motivering en prestasie is vasgestel. Daar is egter gevind dat geen beduidende assosiasie bestaan tussen die tipe motivering (positief of negatief) en prestasie of werkverrigting nie. Die studie sluit af met voorstelle vir die verbetering van prestasie vir vroue aan die hoof van besighede. Bevindinge toon dat in vergelyking met negatiewe motiverende faktore, daar 'n hoer vlak van positiewe faktore is, wat impliseer dat daar ander faktore bestaan wat die ekonomiese prestasie van hulle besighede kan verhinder.

Not available / text