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Financial literacy training and financial inclusion in LesothoMolefe, Mamolikaliko Itumeleng January 2017 (has links)
A research report submitted to the Faculty of Management, University of the Witwatersrand, in 25% fulfilment of the requirements for the degree of Masters of Management (in the field of Public and Development Management), 2016 / Financial inclusion has taken centre stage in the development agenda in the 21st century. This was widely noticed after the global economic
meltdown in 2008 where multinational companies faced bankruptcy and
many people were negatively impacted.
Financial inclusion is defined as being the state in which all people have
access to appropriate and desired financial products and services. It is
believed to be a key component of the financial sector and has been
hailed by its proponents to be a positive driver of economic growth and
poverty reduction.
Financial inclusion is anchored on one pivotal concept which is financial
literacy, or the ability of individuals to use knowledge and skills gained
from financial education for betterment of their lives.
The significance of financial inclusion has been acknowledged by many
countries and Lesotho is no exception. The Support to Financial Inclusion
in Lesotho (SUFIL) project was implemented with the aim of improving
financial inclusion in Lesotho. This research was undertaken to ascertain
the extent to which the SUFIL has achieved its aims and objectives.
Overall, while there are some areas that require review or improvement,
the project has had a positive impact in improving financial inclusion in
Lesotho. / XL2018
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