The entire banking systems in the western societies is based on the use of interest. The bank charges the borowers interest on its loans and pays its depositors interest on their deposits. On the other hand, the Middle Eastern banking system is an interest free system that prohibits the use of interest, either in receipt or in payment.

Indiana University-Purdue University Indianapolis (IUPUI) / This thesis investigates why twentieth-century philanthropists, such as Henry Ford, John and Abby Rockefeller, Henry du Pont, and Henry and Helen Flynt, developed American museums between 1925 and 1970. These individuals shared similar beliefs and ideological perspectives of American history, which shaped their museum-building efforts. Additionally, philanthropists had financial resources, social networks, and access to agents. The combination of these elements assisted in the establishment of their institutions. Over two generations, these museum builders established an American museum ideal through the implementation of their philanthropy. Philanthropists’ extensive financial resources, combined with philanthropic and museum-oriented ideas of the time, provided the impetus for the creation of new museums and collections. Furthermore, this work investigates Henry Ford as a case study of the philanthropic system used to establish these institutions. Ford’s agents mediated an exchange of artifacts and resources between Ford and average people, who were willing to give buildings, furnishings, and industrial machinery to the museum. This multi-directional system of philanthropy exemplifies the relationship between Ford as the philanthropist, his agents, and potential donors, to create his museums. Other philanthropists and institutions are referenced to further illustrate the museum building process and the role of philanthropy established at this time.

This paper presents a case study of developing foreign currency trading strategies for trading operations for a multi-million dollar company that sells analytical products and services to European countries. The analysis provides a general framework for managing currency risk exposures for U.S. Multinational companies.

This thesis examines the current state of nonprofit museum accountability in the United Kingdom and United States, assessing methods of achieving fiscal and ethical accountability, as well as the factors that have influenced museum codes and policies to that end. The recent development of museum accountability is couched in corporate culture, government influence, and public expectations, making it an interdisciplinary concern. Yet museum professionalisation, including codes of ethics, conflict of interest management, and agreed-upon standards, has received little attention from researchers. This study engages in empirical research to assess museums’ responses to recent regulations, their execution of governance accountability, and the application of internal controls and fiscal transparency measures. These subjects appraise ethical governance and board member duties, in addition to audit practices and best practice policies. Research reveals inadequacies in the museum accountability systems in both Britain and America. As case studies serve to demonstrate, opportunities remain for financial and ethical misconduct, which can damage the public trust in museums. This thesis is the first broad empirical study to explain museum accountability in Britain or America, collating data across the entire museum sector, creating an industry-wide national framework from the quantitative and qualitative findings. No research has reported on the implementation of best practice measures according to the private, public and third sectors, stakeholders, and by the museum industry itself. Ultimately, this thesis provides unique evidence previously lacking in both the UK and US museum sectors, making it possible to posit and assess specific museums against an accurate national accountability framework.