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  • About
  • The Global ETD Search service is a free service for researchers to find electronic theses and dissertations. This service is provided by the Networked Digital Library of Theses and Dissertations.
    Our metadata is collected from universities around the world. If you manage a university/consortium/country archive and want to be added, details can be found on the NDLTD website.
1

Die behuisingsvoorkeure van plaaswerkers in Stellenbosch

De Kock, Floris Johannes 03 1900 (has links)
Thesis (MA)--Stellenbosch University, 1998. / ENGLISH ABSTRACT: The purpose of the study is to explore the perceptions and preferences regarding house ownership on the part of farmworkers living in the Devon Valley/ Stellenbosch Kloof ("Devonkloof') area outside Stellenbosch. A study such as this is important for more than one reason: the institution of "tied housing" on South African farms, is probably the factor that contributes most to farmworkers' dependence on the farmer and the control that the latter exercises over the employee and his family. In the most recent period this vulnerability has increased as farmers, especially in the Western Cape, have started to adopt a more "businesslike" approach towards worker housing. When farmers refer to a "productive house", they point to an arrangement whereby it is expected from every able person in a household to make him- or herself available for farm work - especially during the harvest. In this way members of the farmworker community are denied the opportunity of permanent, better paid employment outside the farm. Women are the ones that are mainly affected by the scaling down of the benevolent side of paternalism. However, for the first time in South African history the opportunity now exists to break this dependence, or at least to reduce it. This possibility flows from the convergence of a variety of developments, the most important of which is the launching of the post-apartheid government's housing subsidy scheme for farmworkers. In essence, the latter boils down to an arrangement whereby farmworkers can apply to the Department of Land Affairs for an amount of R 15 000 when wanting to obtain land or a house. Another recent development which reduces farmworkers' dependence, is the concept legislation regarding security of tenure. lt lends protection against eviction especially to older farmworkers who have worked on the farm for ten years or more. That farmworkers are concerned about life after retirement and have an intense desire for secure housing, is not much of a secret. In order to effectively address this concern, financially viable housing alternatives need to be developed. For instance, provident fund/ pension scheme payments could be used in combination with state housing subsidies in order to obtain own title for workers. However, in order to be viable, it is equally important to take into account the perceptions and housing preferences of the workers themselves. To gauge these is the main objective of the study. For purposes of the study, the unit of analysis was defined as the head of the household (male or female) who lives on the farm, is engaged in a permanent contractual relation with the farmer and belongs to one of the Devonkloof provident funds. A random sample of 93 such farmworkers was drawn from a total population of 188 heads of households spread over 13 farms in the research area. Their perceptions and preferences regarding housing were explored during interviews conducted on the basis of a semi-structured questionaire. The interviews were held by the researcher himself and a number of final year Social Work students at the University of Stellenbosch. Data collected in this way, was analysed through the utilisation of the SPSS statistical package. The socio-economic profile of the workers involved in the study, confirms to a large extent the prevailing portrait of permanent farmworkers in the Western Cape: they are almost exclusively male and Afrikaans speaking. Their literacy level is relatively low and the majority earns a cash wage of R100-150 per week. Three-quarters have never left "their" farm for alternative work. Of those that have, many only did so to work for short stints on another farm. As a result, most of the workers involved know of no other existence than the (neo-)paternalist life world of the farm. The familiarity of the farm is one of the reasons why slightly more than 50% of wofkers indicated that they would prefer to live on the farm during their working lives. When thinking about life after retirement, housing in the (imaginary) agrivillage was the most popular choice. Although a large number of farmworkers are ignorant about the government's housing subsidy scheme, the majority is clear about one thing: they would like to own their own dwelling - whether on the farm or outside the "white gates", because the own house is the route to less vulnerability, more independence and security. / AFRIKAANSE OPSOMMING: Die doel van hierdie ondersoek is om die persepsies en voorkeure van plaaswerkers, woonagtig op plase in die Devonvallei/ Stellenboschkloof ("Devonkloor) area, met betrekking tot huiseienaarskap te ondersoek. 'n Ondersoek soos hierdie is vir meer as een rede belangrik: In Suid-Afrika is die instelling van "gekoppelde behuising" op plase waarskynlik die faktor wat die meeste bydra tot plaaswerkers se afhanklikheid van plaaseienaars en laasgenoemde se kontrole oor die werker en sy gesin. Hierdie kwesbaarheid van plaaswerkers is in die afgelope aantal jare versterk deurdat plaaseienaars, in veral die Wes-Kaap, 'n meer "besigheidsgeoriemteerde" houding rakende plaaswerkerbehuising ingeneem het. Daar word verwys na die "produktiewe huis" in die sin dat daar van alle geskikte inwoners van die huis verwag word om hulself beskikbaar te stel vir diens op die plaas, veral gedurende oestye. Hierdie mense (en veral vroue) word op hierdie manier die geleentheid van 'n permanente, beter betalende betrekking buite die plaas ontneem. Hierdeur word die "menslike" sy van paternalisme toenemend afgeskaal. Vir die eerste keer in Suid-Afrikaanse geskiedenis bestaan daar egter nou die geleentheid om hierdie afhanklikheid te verbreek of ten minste te verminder. Dit is die resultaat van 'n verskeidenheid van faktore waarvan die belangrikste die regering se nuwe subsidieskema vir plaaswerkers is. Laasgenoemde kom daarop neer dat plaaswerkers vir 'n bedrag van R 15 000 by die Departement van Grondsake aansoek kan doen ten einde 'n huis of grond te bekom. 'n Ander onlangse verwikkeling wat plaaswerkers se afhanklikheid verminder, is die konsepwetgewing rakende die sekerheid van besitreg. Dit gee veral vir ouer plaaswerkers sekuriteit van verblyf op die plaas waar hulle vir tien jaar of !anger gewerk het. Oat plaaswerkers bekommerd is oor hul heenkome by aftrede en graag oor woon-sekuriteit wil beskik, is nie 'n geheim nie. Om hierdie behoefte egter effektief aan te spreek, moet finansie~l haalbare behuisingsalternatiewe uitgewerk word. So sou voorsorg-/pensioenskema uitbetalings byvoorbeeld met die regering se huissubsidie gekombineer kon word om eie titel vir werkers te bekom. Ewe belangrik vir die leefbaarheid van so 'n projek is dat plaaswerkers se houdings en voorkeure ten opsigte van behuising in ag geneem word. Om dit te peil, is die primere doel·van hierdie studie. Die eenheid van analise in hierdie studie is die huishoof (manlik of vroulik) wat op die plaas woon, in 'n permanente kontraktuele verhduding staan met die plaaseienaar en terselftertyd lid is van een van die Devonkloof se voorsorgfondse. 'n Ewekansige steekproef van 93 sulke plaaswerkers is getrek uit 'n totale populasie van 188 huishoofde, versprei oor 13 plase in die navorsingsgebied. Hierdie werkers se persepsies en voorkeure met betrekking tot behuising is tydens onderhoude op die basis van 'n semigestruktureerde vraelys gepeil. Die onderhoude is deur die navorser self en 'n aantal finalejaar Maatskaplike werk studente aan die Universiteit van Stellenbosch gevoer. Die data wat op hierdie manier ingewin is, is deur middel van die SPSS statistiese pakket ontleed. Die sosio-ekonomiese profiel van die betrokke respondente wat in hierdie studie na vore kom, bevestig in 'n groot mate die bestaande beeld van permanente plaaswerkers in die Wes-Kaap: hulle is feitlik uitsluitlik manlik en Afrikaans. Hulle geletterdheidspeil is betreklik laag en hulle verdien meesal tussen R 1 00 - 150 kontant per week. Driekwart het nog nooit "hul" betrokke plaas verlaat vir ander werk nie en baie van die wat wel het, het bloot vir 'n wyle op 'n ander plaas gaan werk. Die meeste ken dus geen ander bestaan as die (neo-)paternalistiese leefwereld van die plaas nie. Die bekendheid van die plaasmilieu is een van die redes waarom net meer as 50% van werkers aangedui het dat hulle tydens hulle werkslewe graag op die plaas sou wou bly. By aftrede was die (denkbeeldige) landboudorpie of "agrivillage" die mees gewilde keuse. Alhoewel 'n groot aantal plaaswerkers onkundig is oor die post-apartheid regering se huissubsidieskema, bestaan daar in die meeste se bewussyn geen onduidelikheid oor een kwessie nie: hulle wil graag 'n woonplek besit, of dit nou op die plaas is of buite die "wit hekke"; want 'n eie huis is die pad na minder kwesbaarheid, meer onafhanklikheid en sekuriteit.
2

An investigation of the low cost housing process with specific reference to the Mbashe local municipality

Ngxubaza, Vuyokazi J January 2010 (has links)
Thesis (MTech (Public Management))--Cape Peninsula University of Technology, 2010 / When South Africa’s first democratic government was elected in 1994, the newly elected government committed itself to reduce the housing shortage in South Africa. By July 2001, approximately 1. 43 million as opposed to 3 million houses, were completed. In order to reduce the South African housing backlog, the government has established a number of Social Housing Institutions (SHI), but its social housing provision has still not lived up to its promises. While supply of social housing increased between 1994 and early 1998, it decreased between 1999 and 2004, whilst demand for social housing, continues to rise. Since existing government strategies have failed to meet the ever increasing social housing demand, there is a need to investigate the strategic elements and the efficiency of South Africa’s social housing provision. This thesis, therefore, determines strategies that the government should employ in order to close the gap between the supply and demand of social housing in South Africa. The thesis presents a comparative case study of social housing strategies and programmes in four countries namely: Brazil, Malaysia, China and England. The research identifies preconditions for successful housing programmes and strategies and concludes with policy recommendations. It proposes that public participation should be encouraged by all municipalities within South Africa. The research methodology which was used in this study is qualitative, where structured interviews were held with community members as well as with members of the municipality. The study reveals that there is no community participation in the housing process of the Mbashe local municipality. The findings of the research show that the municipality cannot be held accountable for non-participation of the community, as some community members do not want to work and learn. However, it is argued that local processes will not be effective if communities are not involved in development, in general.
3

An assessment of the role played by Polokwane Local Municipality in service delivery within Manthorwane Community of Limpopo Province

Mmola, Dinkgolang Matildah January 2012 (has links)
Thesis (M.DEV.) --University of Limpopo, 2012 / The main purpose of this study was to assess the role played by Polokwane Local Municipality in delivery of basic services such as water, sanitation, electricity , and housing in the village of Manthorwane, Limpopo Province. It was of critical importance for the researcher to investigate this area, as there was no study done before related to basic services delivery. The objectives of the study were ,to assess the extent to which the municipality is providing basic services, investigate the strength, weaknesses , examine the impact of the Municipality‘s role in the development of Manthorwane Village and recommending strategies for enhancing the level of basic service delivery. Qualitative and quantitative research methods were used because the study combines the use of instruments and methods for measurement and the way the researcher interacts with the people. Interviewees and questionnaires were used to understand the community’s feeling towards delivery of basic services. The researcher has gone through a detailed process of investigation, where it is found that there is no delivery of basic services (electricity, sanitation, housing). Only water has been provided in this village. The researcher also discovered that there are no valid reasons why the Polokwane Municipality has not delivered the services above. It is also revealed that there are no stakeholder’s participation and consultations meetings when the decisions for service delivery are taken. Evaluation and monitoring tools are not applied when implementing projects. There are some recommendations proposed to the municipality. The municipality could intensify their training process in a way in which the officials could be productive to the community. Transparency must always be practiced for the municipality to excel in their delivery services. Intergovernmental relationship is also encouraged. Awareness programs must be done effectively so that the community is aware of all activities done in their area.
4

The impact of Impucuko (modernisation) of rural homestead living spaces on the dwellers in a selected area of Umbumbulu, South of Durban

Mlambo, Hlengiwe January 2016 (has links)
Submitted in fulfilment of the Degree Master of Applied Arts in Interior Design, Durban University of Technology, 2016. / This study discusses the impact of modernisation of rural homestead living spaces on dwellers in a selected area of Umbumbulu, south of Durban Kwa-Zulu Natal South Africa. The study was conducted after a change was noticed within the rural homesteads built environment. Factors responsible for the changes in building/ dwelling shape, size, style, as well as the choice of materials (SSSM) used were discussed. The study further examined the impact of the listed changes within the social context of Umbumbulu’s rural dwellers, while addressing in-depth questions around the topic of modernisation, especially within the confines of rural homesteads and living spaces. A qualitative research approach was employed where an interpretative research paradigm was chosen as a theoretical framework for the study. Data consisted of seven semi structured interviews. The research design consisted of themes, the analysis, as well as the findings in relation to literature. The conclusion showed what the rural dwellers understand about modernisation in a rural context, as well as how it has impacted the changes in building/ dwelling shape, size, style, as well as in the choice of materials used. Three identifiable themes were discussed namely: 1. modernisation; 2. change in building shape, style, size and materials; and 3. positive living experience. Links were made between the themes which in turn indicate how modernisation has had an impact on rural homestead living spaces and dwellers. / M
5

Landscapes of dispossession : farm dwellers' experiences of relocation in the context of private game farming.

Kjelstrup, Liv Kristin. January 2011 (has links)
This thesis explores the material and non-material impacts of private game farming for a group of farm dwellers in KwaZulu-Natal. The thesis is located within the context of an increasing trend whereby farm dwellers are being relocated in order to provide farm owners with the economic opportunity that commercial game farming entails. The thesis emphasises the marginalised position of the farm dwellers and points to the fact that the farm dwellers themselves often have little control and knowledge regarding their legal rights. It further emphasises the lack of protection that this group receives from the authorities. Even though legislation has been implemented to address tenure insecurity, in reality this legislation has made little difference to the lives of farm dwellers. The thesis concludes that as a direct consequence of the relocation the farm dwellers were affected materially, but perhaps more important were their ‘invisible’ non-material losses. Their non-material losses include loss of self-esteem, increased social marginalisation and the cutting of their ties to their ancestral land. / Thesis (M.Sc.)-University of KwaZulu-Natal, Durban, 2011.
6

Plublic acceptance of alternative building technologies for rural housing development in the Eastern Cape Province of South Africa

Tshivhasa, Tshiphiri 02 February 2015 (has links)
MRDV / Institute for Rural Development
7

Non-metropolitan gated developments in the Western Cape : patterns, processes and purpose

Spocter, Manfred Aldrin 03 1900 (has links)
Thesis (PhD)--Stellenbosch University, 2013. / ENGLISH ABSTRACT: Gated developments, also known as gated communities, have become a feature of urban living throughout the world and have been the subject of intensive research. Gated developments in South African cities are a ubiquitous feature of the post-apartheid urban landscape with many new housing developments in the form of secure estates or fortified townhouse complexes. Almost all the international literature on gated developments has focused on them as a metropolitan phenomenon. Very few international studies have investigated gated developments in non-metropolitan locales and this topic is unexplored in the South African context. This dissertation addresses this research gap. The study area is the entire non-metropolitan area of the Western Cape province. The politicoadministrative concept of non-metropolitan is used rather than the descriptor rural because the latter implies an area of primary production with no diversification of productive activities. The study area excludes the metropolitan area of Cape Town but includes the rest of the province within which there are settlements of varying sizes having a diverse range of economic activities. It is in these places that gated developments were investigated to cover and discover particular aspects of the hitherto unexplored non-metropolitan gated developments of South Africa. The specific objectives were to place the research in the theoretical and conceptual debates of gated developments; map the occurrence of the phenomenon; and spatially analyse the location and security aspects of the developments at a macro scale. Two towns, Swellendam and Ceres, were selected as case studies as their gated developments present a host of significant features warranting further micro-scale analysis. The spatial and locational analyses yielded other researchable themes specific to certain types of developments, namely retirement gated developments in Oudtshoorn and Swellendam and gated developments outside the urban edge. A comprehensive spatially-linked database of gated developments in the study area was compiled from numerous sources, culminating in a process of groundtruthing that resulted in the collection of data on the physical features of each development. Qualitative data was collected from respondents through interviews, electronic communications and a questionnaire survey. Distribution patterns of gated developments were determined from spatial data and data on physical features was used to calculate security level index values for the gated developments. These data sets enabled spatial and typological comparisons to be made. Qualitative data added a ‘voice’ to the quantitative data and provided insights into social, economic and planning aspects of gated developments. The location of gated developments in the province is largely determined by proximity to metropolitan Cape Town and areas with high occurrences of amenities. The spatio-temporal patterns and typological distinctions of gated developments are influenced by location-specific factors. In some towns the gated developments typify a living space and in others a living and lifestyle space. The security features of gated developments also vary typologically and spatially. Crime data was used to show that the distribution of non-metropolitan gated developments is not necessarily associated with towns with high levels of criminal activity. Security in these developments is not a response to rampant crime, rather a strategy brought into play in case something happens – preparedness in the unlikely event of a breach of security. The gated developments in the two case-study towns are strongly influenced by locationspecific needs, the purposes of residents and the processes of municipalities. Niche market gated developments, as represented in the thematic case studies of retirement gated developments and gated developments outside the urban edge are promoted by pull factors within towns and by the allure of an exclusive rural residential lifestyle of living in areas with high amenity offerings. The latter is linked to the transformation of agricultural land into gated developments, which signals a shift to postproductivist change in the study area. The results of this seminal investigation into non-metropolitan gated developments suggest avenues for further research endeavour. These include the need for greater understanding of the changing nature of social relations between gated and the non-gated inhabitants of non-metropolitan locales; investigation of the potential for increased topophobia within towns; and examinations of the functions of the various stakeholders and role players in establishing non-metropolitan gated developments. / AFRIKAANSE OPSOMMING: Geslote woonbuurte, ook bekend as geslote gemeenskappe, ’n kenmerk van baie stede regoor die wêreld, het die onderwerp van intensiewe navorsing geword. Geslote woonbuurte in Suid-Afrikaanse stede is ‘n alomteenwoordige kenmerk van die post-apartheid stedelike landskap met baie nuwe behuisingsontwikkelings wat as beveiligde landgoede en meenthuiskomplekse gebou word. Die meerderheid van die internasionale literatuur oor geslote woonbuurte beskou hulle as ’n metropolitaanse verskynsel. Baie min internasionale studies het geslote gemeenskappe in niemetropolitaanse lokaliteite ondersoek en dié onderwerp is onverken in die Suid-Afrikaanse konteks. Hierdie proefskrif vul dié navorsingsleemte. Die studiegebied is die hele nie-metropolitaanse gebied van die Wes-Kaap provinsie. Die politiesadministriewe konsep ‘nie-metropolitaans’ word gebruik in plaas van die benaming ‘landelik’ omdat laasgenoemde ’n gebied van primêre produksie met geen diversifisering van ekonomiese aktiwiteite impliseer. Dus, sluit die studiegebied die metropolitaanse gebied van Kaapstad uit, maar sluit die res van die provinsie in waar nedersettings van verskeie grootte en met ’n diverse reeks ekonomiese aktiwiteite voorkom. Dit is in hierdie gebiedens dat geslote woonbuurte ondersoek word met die doel om besondere aspekte van hierdie tot nou toe onverkende nie-metropolitaanse geslote woonbuurte in Suid-Afrika, na vore te bring. Die spesifieke doelwitte is om die navorsing binne die breër teorietiese en konseptuele debatte rondom geslote woonbuurte te plaas; die verspreiding van die verskynsel te karteer; die ligging en die sekuriteitsaspekte van die woonbuurte op makro skaal ruimtelik te ontleed. Ceres en Swellendam word as gevallestudies behandel. Die twee dorpe se geslote woonbuurte ’n menigte beduidende kenmerke van hul geslote woonbuurte vertoon, wat verdere mikro skaalanalise regverdig. Die ruimtelike en liggingsanalises het navorsingwaardige temas oor spesifieke tipes geslote woonbuurte onthul. Die temas sluit geslote aftreewoonbuurte in Oudtshoorn en Swellendam en geslote woonbuurte buitekant dorpsgrense in. ’n Omvattende ruimtelike databasis van geslote woonbuurte binne die studiegebeid is uit verskeie bronne saamgestel en ’n proses van terreinverifiëring het vir die inwin van data oor fisiese kenmerke van elke woonbuurt gesorg. Kwalitatiewe data is by respondente verkry deur middel van onderhoude, elektroniese kommunikasie en ’n vraelys opname. Verspreidingspatrone van die geslote woonbuurte is aan die hand van die ruimtelike data vasgestel en die data oor die fisiese verskynsels is gebruik om ’n sekuriteitsindekswaardes van die geslote woonbuurte te bereken. Die datastelle het ruimtelike en tipologiese vergelykings moontlik gemaak. Kwalitatiewe data het ’n ‘stem’ aan die kwantitiewe data verleen en insig in die sosiale, ekonomiese en beplanningsaspekte van geslote woonbuurte verskaf. Die ligging van geslote woonbuurte in die provinsie is grootliks deur nabyheid aan die Kaapse metropool en gebiede met ’n hoë voorkoms van geriewe beïnvloed. Die ruimtelike- en tydspatrone en tipologiese kenmerke van geslote woonbuurte is deur liggingspesifiekefaktore beïnvloed. In sommige dorpe is die geslote woonbuurte as ’n ‘leefruimte’ gekenmerk, terwyl ander geslote woonbuurte as ‘leefruimte en leefstylruimte’ getipeer word. Die sekuriteitsverskynsels van geslote woonbuurte het ook tipologiese en ruimtelike verskeidenheid getoon. Misdaaddata is gebruik om te toon dat die verspreiding van nie-metropolitaanse geslote woonbuurte nie noodwendig ooreenstem met dorpe met hoë misdaadsyfers nie. Sekuriteit is nie ’n reaksie op buitensporige misdaadsyfers nie, eerder ’n strategie wat in werking tree in geval iets gebeur – paraatheid vir die onwaarskynlike gebeurtenis van ’n sekuriteitskending. Die ontwikkeling van geslote woonbuurte in die gevallestudiedorpe is sterk deur liggingspesifieke behoeftes, die doelstellings van inwoners en prosesse van munisipaliteite beïnvloed. Geslote woonbuurte wat nismarkte bedien, soos dié wat deur die tematiese gevallestudies verteenwoordig is, word bevorder deur sekere aantrekkingsfaktore wat dorpe bied en die bekoring van ’n eksklusiewe landelike residensiële lewensstyl in gebiede met ’n hoë voorkoms van geriewe vir lewensgenieting. Laasgenoemde is gekoppel aan die omskepping van landbougrond vir die bou van geslote woonbuurte wat ’n aanduiding van post-produktivistiese verandering in die studiegebeid is. Dié eerste en gedagteprikkelende ondersoek oor nie-metropoolitaanse geslote woonbuurte opper temas vir verdere navorsing. Dit sluit in ’n verstaan van die moontlike veranderings in sosiale verhoudings tussen die inwoners van geslote en ongeslote nie-metropolitaanse lokaliteite, die moontlikheid van verhoogde topofobie in dorpe; en ondersoeke oor die rol van verskillende insethouers en rolspelers in die ontwikkeling van nie-metropoolitaanse geslote woonbuurte.
8

The gender dimensions of land reform in South Africa : a case study of Daggakraal rural housing and resettlement project

Rakolojane, Moipone Jeannette 11 1900 (has links)
This study is about the gender dimensions of land reform in South Africa. The case study is that of a housing and resettlement project in Daggakraal, Mpumalanga Province. The aim of the study was to describe and analyse empirical realities for rural women, in relation to land, in Daggakraal. The focus was on the research questions for the study namely the nature of land reform practice; whether gender issues were central in land reform at all stages of the project; whether or not participation of women was truly genuine; and the constraints that were faced in the process of land reform delivery. The study was conducted in Daggakraal, a rural town in Mpumalanga province, South Africa. Research methods employed were both quantitative and qualitative with more emphasis on the latter. A total of 100 respondents participated in the study. This number included 10 key informants 3 of whom were trained as research assistants. The findings indicate that there was very little gender analysis carried out prior to land reform. For this reason land reform has not benefitted the women and men of Daggakraal. Land reform policies and other legislation put in place were not followed to the letter in Daggakraal and in other areas of the country where land reform was implemented; the first land reform (SLAG) has not benefitted the poor, especially women; the rural terrain is an area of contestation and competing interests between women and men. There is also a lack of institutional arrangements to implement a gendered approach to land reform. This study demonstrates the need to tackle and transform the existing power relations at the household level, if government is serious about the gender dimension of land reform in South Africa. In a small way it is hoped that this study will contribute to the limited writing on land reform and gender and also provide a gendered critique of the land reform programme in South Africa. The Gender Analysis Framework (GAF) and the feminist and gender perspectives have helped the researcher to understand and explain the gender dynamics in Daggakraal. / Development Studies / D. Litt. et Phil. (Development Studies)
9

An assessment of the progress made in the broadening of access to finance to low-income earners (1994-2007)

07 June 2012 (has links)
M.Comm. / The purpose of this dissertation is to assess the progress that has been made in the provision of housing finance to low-income earners. In 1994, housing affordability was constrained, as around 86% of households earned below R3 500. The focus, therefore, is on the role played by both government and the four major banks in broadening access to housing finance for these households and also those who earn less than R7 500. Frameworks that brought about certain initiatives aimed at addressing this problem are explored. On the side of government, the housing subsidy scheme and the role played by the government housing finance institutions (i.e. the National Housing Finance Corporation and the Rural Housing Loan Fund) are explored. On the banking sector side, the provisioning of housing finance prior to and after the implementation of the Financial Sector Charter (FSC) in 2004 is investigated. The dissertation concludes by looking the challenges that exist in the low-cost housing finance environment. The paper notes that, although some considerable progress has been made in the broadening of access to housing finance, there is a huge gap between the number of subsidies approved and the number of households that have benefited from the government subsidy scheme, possibly resulting from, among other things, capacity constraints at local government level. In respect of the banking sector, data analysed shows that bank involvement in the low-income market was very minimal before the implementation of the FSC. However, as much as some progress has been made, there are some serious challenges in this market that could have possibly prevented the role players from extending this access to the rest of the target group.
10

The gender dimensions of land reform in South Africa : a case study of Daggakraal rural housing and resettlement project

Rakolojane, Moipone Jeannette 11 1900 (has links)
This study is about the gender dimensions of land reform in South Africa. The case study is that of a housing and resettlement project in Daggakraal, Mpumalanga Province. The aim of the study was to describe and analyse empirical realities for rural women, in relation to land, in Daggakraal. The focus was on the research questions for the study namely the nature of land reform practice; whether gender issues were central in land reform at all stages of the project; whether or not participation of women was truly genuine; and the constraints that were faced in the process of land reform delivery. The study was conducted in Daggakraal, a rural town in Mpumalanga province, South Africa. Research methods employed were both quantitative and qualitative with more emphasis on the latter. A total of 100 respondents participated in the study. This number included 10 key informants 3 of whom were trained as research assistants. The findings indicate that there was very little gender analysis carried out prior to land reform. For this reason land reform has not benefitted the women and men of Daggakraal. Land reform policies and other legislation put in place were not followed to the letter in Daggakraal and in other areas of the country where land reform was implemented; the first land reform (SLAG) has not benefitted the poor, especially women; the rural terrain is an area of contestation and competing interests between women and men. There is also a lack of institutional arrangements to implement a gendered approach to land reform. This study demonstrates the need to tackle and transform the existing power relations at the household level, if government is serious about the gender dimension of land reform in South Africa. In a small way it is hoped that this study will contribute to the limited writing on land reform and gender and also provide a gendered critique of the land reform programme in South Africa. The Gender Analysis Framework (GAF) and the feminist and gender perspectives have helped the researcher to understand and explain the gender dynamics in Daggakraal. / Development Studies / D. Litt. et Phil. (Development Studies)

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