Please read the abstract in the section 00front of this document / Dissertation (M (Town and Regional Planning))--University of Pretoria, 2006. / Town and Regional Planning / unrestricted

Thesis (M.B.A.)-Business Studies Unit, Durban University of Technology, 2006 v, 96 leaves, Annexures A-F / The marginal and low-income groups face a number of obstacles in their quest to secure housing finance to improve their living conditions. South Africa has a sophisticated and effective finance system. However, it appears that the only beneficiaries from it are the middle and upper income groups of the housing market. The whole system of accessing housing finance has proven to be problematic for the marginal and lower income groups for various reasons, among others: it is not user friendly and is not easily understood by an illiterate or poorly educated person. The key challenge for the South African housing finance system is to find ways of bridging the gap between those who have a regular income and those who do not. The credit gap exists because of the relationship between risk and cost which is a standard lending issue across the globe. The study has unpacked the obstacles by looking at the literature and role players in the housing finance. / M

Thesis (M.B.A.)-Business Studies Unit, Durban University of Technology, 2006 v, 96 leaves, Annexures A-F / The marginal and low-income groups face a number of obstacles in their quest to secure housing finance to improve their living conditions. South Africa has a sophisticated and effective finance system. However, it appears that the only beneficiaries from it are the middle and upper income groups of the housing market. The whole system of accessing housing finance has proven to be problematic for the marginal and lower income groups for various reasons, among others: it is not user friendly and is not easily understood by an illiterate or poorly educated person. The key challenge for the South African housing finance system is to find ways of bridging the gap between those who have a regular income and those who do not. The credit gap exists because of the relationship between risk and cost which is a standard lending issue across the globe. The study has unpacked the obstacles by looking at the literature and role players in the housing finance.

Thesis (MEng)--Stellenbosch University, 2014. / ENGLISH ABSTRACT: It is well known that South Africa has a major housing backlog and that the population is growing every year. Consequently, more people are left homeless, without the finances to acquire a minimum standard house. The official backlog in 2012 was defined as 2.1 million units, of which 1.1 million households lived in informal settlements in South Africa. The purpose of this study is to develop a multi-criteria assessment tool that will help a developer to choose between housing systems that can be used in low cost housing developments. Essentially, the tool will aid a developer to allocate funding more appropriately and effectively to develop sustainable communities. The research followed a procedure of identifying challenges experienced in the low cost housing industry, identifying the important factors to consider when assessing low cost housing systems and finally selecting a multi-criteria decision-making model to select a system. The important factors that need to be considered for this study were gathered from literature and industry experience through using the interviewing technique for data collection. The factors identified will be assessed using the multi-criteria decision-making model, called the Evidential Reasoning Approach. This study focuses on housing systems as a whole. Specific attention is given to walling systems, but not to other elements such as the foundations and roofs. The primary factors identified are cost, time, quality, environmental performance, density, alteration capability, resource availability and additional features. These factors were then used to develop a userfriendly assessment tool for choosing between housing systems for the low cost housing market. In conclusion this assessment tool will be available to public and private role players who intend to develop a low cost housing settlement. However, this assessment tool has some imperfections. These are discussed at the end of this study and show how they influence this model. / AFRIKAANSE OPSOMMING: Dit is algemeen bekend dat Suid-Afrika „n groot behuisings agterstand het en dat die bevolking jaarlikse groei. Die amptelike behuisings agterstand in 2012 was gedefinieer as 2.1 miljoen eenhede, waarvan meer as 1.1 miljoen van hierdie huishoudings in informele nedersettings in Suid-Afrika geleë is. Die doel van hierdie studie is dus om „n mulit-kriteria assesserings instrument te ontwikkel wat „n ontwikkelaar sal help om tussen behuisings sisteme te kies, wat vir lae koste behuising ontwikkelings gebruik kan word. Gevolglik , sal hierdie instrument „n ontwikkelaar help om befondsing meer toepaslik toe te ken en om doeltreffende en volhoubare gemeenskappe te ontwikkel. Die navorsings prosedure het begin deur uidagings in die lae koste behuising bedryf te identifiseer, asook die belangrike faktore wat oorweeg moet word as behuisings stelsels beoordeel moet word. „n Multi-kriteria besluitnemings model is gekies wat toepaslik is op hierdie studie. Die belangrike faktore wat in ag geneem moet word, is geïdentifiseer deur literatuur, en industrie ondervinding, deur gebruik te maak van onderhoude om data in te samel. Die kriteria wat geïdentifiseer is sal beoordeel word met behulp van die multi-kriteria besluitnemings model, naamlik Evidential Reasoning Approach. Die kriteria wat gebuik is in hierdie studie het gefokus op die behuisings stelsel as ʼn geheel. Alhoewel spesifieke aandag gegee is aan die mure van die stelsels was ander elemente, soos die dakke en fondamente nie bespreek nie. Die primêre faktore wat geïdentifiseer is, is koste, tyd, kwaliteit, omgewings werkverrigting, digtheid, aanbouings vermoë, beskikbaarheid van hulpbronne en bykomende funksies. Hierdie faktore word gebruik om „n keuse te maak tussen behuisings stelsels vir die gebruik vin die lae koste behuising mark. Die faktore word voorgestel as „n gebruikers vriendelike assesserings instrument. Ten slotte behoort hierdie assesserings intrument beskikbaar te wees aan oopenbare en private belangstellendes wat beoog om „n lae kost behuising nedersetting te ontwikkel. Hierdie assesserings instrument het wel „n paar tekortkomming, wat aan die enide van die studie bespreek word, asook hoe hierdie terkortkomming die model kan beïnvloed.

Thesis (MTech (Public Management))--Cape Peninsula University of Technology, 2019. / Community participation is an important aspect of South African government policies that deal with integrated development planning and sustainable development. This report presents aspects of community participation in housing development in Site B Khayelitsha. The importance of community participation is acknowledged as it enhances the ability of the community members to demonstrate and use their own views to deal with specific issues and to address the needs and problems that emerge and prevail in their societies. Communities should be involved in the ‘selection, design, planning and implementation’ of projects that will have an effect on them and from which they are going to benefit; and continuous feedback to communities forms a fundamental part of any development activity. The research investigated the Khayelitsha community concerned about the lack of community participation in housing development. The literature covered the legislative framework, philosophy, core principles and values as well as the levels and method of community participation. Mixed method approach was followed in the form of questionnaire survey, followed by the interview. Based on the findings, specific recommendations are made with a view to assist the municipality to improve the level of community participation in the Khayelitsha community.