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  • About
  • The Global ETD Search service is a free service for researchers to find electronic theses and dissertations. This service is provided by the Networked Digital Library of Theses and Dissertations.
    Our metadata is collected from universities around the world. If you manage a university/consortium/country archive and want to be added, details can be found on the NDLTD website.
1

Quantification of the cost of alternative forms of housing market intervention in Canada

Johnston, Kevin James 05 1900 (has links)
This thesis is concerned with the estimation of the cost involved in supporting minimum housing standards under alternative forms of government intervention. No attempt is made to rationalize what minimum housing standards should be. The intent is to highlight what the relative costs would be to support alternative housing standards, utilizing potentially alternative policy approaches. To rationalize the numerous policy/program alternatives available to governments, attention is focused on six policy alternatives that reflect varying degrees of "leakage" of the provided subsidy to the consumption of non-housing goods and services. These alternatives cover the continuum from pure cash (income) subsidies, wherein up to a 100% "leakage" to the consumption of non-housing goods and services may occur, to direct product intervention, wherein the recipients may be required to reduce the consumption of non-housing goods and services in order to improve their housing standards. The six options are classified by type either as a "cash" subsidy (where the use of the subsidy is not constrained) or a "direct product" subsidy (where the subsidy is used directly for the subsidization of capital and/or operating costs). Under the "cash" subsidy approaches two benchmark options are considered: 1. an "income" policy that involves the subsidization of incomes such that the recipients are free to choose consumption levels. This policy corresponds to pure income redistribution. 2. a "constrained cash" or "in kind" policy that involves the subsidization of incomes at a level dependent on either the level of housing consumption or expenditure on housing consumption. Such a policy covers programs comparable to rent certificates and general housing allowances. The options considered as "direct product" approaches are more arbitrary in nature, reflecting alternative benchmarks: 1. a "direct constrained" policy wherein recipients are forced to reduce their consumption of other goods and services to offset the required increase in expenditure on housing. This policy form is taken as the lower benchmark for the policy continuum, reflecting the potential impact of zoning and occupancy regulat ions. 2. a "direct quantity" policy wherein recipients are compensated for the cost of the additional quantity of housing consumed only. 3. a "direct expenditure" policy wherein recipients are subsidized in the amount of the total increase in expenditure on housing incurred. 4. a "direct price" policy wherein the subsidy is provided to buy down the unit price of housing. Such a policy covers mortgage market intervention and compensated rent control programs. The computation of these costs, for selected Canadian Metropolitan Areas, (CMAs), is undertaken using a simulation model based on a long run (ten year) regional housing market model developed by the Urban Institute, Washington DC, during the early 1970's. This model traces the interaction inherent in the supply and demand of housing in each of many separate, but highly inter-dependent housing submarkets. For this study the demand side of the model has been respecified to allow the incorporation of a tenure option, the use of after tax incomes and the direct estimation of the demand functions. The essence of the modified model is a microeconomic perspective on households and owners contracting for housing at prices and quantities determined in several submarkets. A selected CMA is represented in the form of several residential zones that reflect variations in the housing stock, income levels and distance from the Central Business District. On the demand side, model households are classified into one of ten groupings (reflecting age, family status and income earners) each having different preference schedules. These preference schedules are based on translog utility functions which compare housing consumption, after-tax income, leisure time and neighbourhood quality. On the supply side, a housing unit is characterized by the quantity of "housing services" (combination of size and quality) and the price per unit of service. Several different quality levels are distinguished to correspond to the many alternative quality submarkets in an actual housing market. Profit maximizing behaviour by the owners is assumed to imply linear supply curves (of varying slope for each type of housing unit) as an approximation of the price-quantity relations that govern the behaviour of owners over a ten year period. An unlimited volume of new construction is allowed at fixed unit prices, and in any size that provides a quantity of services greater than a defined minimum. The major inputs to the model are a CMA's set of supply and demand parameters, the 1971 decade-end demand profile and the 1961 decade-start market state. A model solution is an estimate of the market conditions at decade-end. The predicted market conditions are based on an assignment procedure which sets unit prices such that no household has incentives to relocate and owners have no incentive to provide an alternative quantity of "housing services". While the model is conceptually simple and assumes convenient forms for the household preferences and dwelling supply curves, it captures many aspects of housing markets important in distinguishing the impact of alternative subsidy policies. Policy alternatives may be introduced by simply adjusting the demand and/or supply functions to allow straightforward simulations of the necessary subsidy costs under alternative policy options. Eight CMAs were selected for the intervention cost study, reflecting a distribution with regard to geographical location, population and income growth during the 1961-71 decade. In implementing the model for a CMA the number of decade-end model households and dwellings is set at 100, reflecting a ratio of actual dwellings to model dwellings ranging from 287 to 3455 for the selected CMAs while the model parameters have been estimated alternatively from Census data or the 1974 Survey of Housing Units data. Certain parameters relating to neighbourhood externalities and the supply functions must be estimated by comparing model solutions with actual decadal performance. The computed costs of intervention derived from the simulations show a significant variation firstly in terms of the alternative forms of policy and secondly by CMA, reflecting the relative states of the existing housing stock. The most generous form of government support lies with an "income" policy wherein households are provided with sufficient income to consume the minimum quantity of housing by choice. The other end of the scale is represented by a "direct constrained" policy whereby households are forced to increase their housing standards, but the compensation level is only sufficient for them to achieve their prior level of overall satisfaction. The simulated difference in cost between these two alternatives is in the range of a factor of 10. That is, it could cost the government up to ten times more per annum to support housing standards via an "income" policy. The margin between the costs associated with the "income" policy and other alternative "direct product" oriented modes is in the range of a factor of 4 to 5. The results suggest that a general "direct product" oriented policy, tied directly to the change in the quantity of housing consumed (supplied) will cost less than one-third of the amount associated with a general "cash" policy. At present costs this margin corresponds to an additional amount in the region of six billion dollars per annum for Canada. / Applied Science, Faculty of / Community and Regional Planning (SCARP), School of / Graduate
2

Near-elderly single-person households in core housing need : linking housing support to the severity of housing need

Hofmann, Gregory Thomas January 1987 (has links)
Canada Mortgage and Housing Corporation (CMHC), the federal agency responsible for addressing the housing needs of low and moderate-income Canadians, considers those who are unable to secure physically adequate and uncrowded accommodation without spending more than 30% of their gross income to be in core housing need. This thesis analyzes single-person renter households determined to be in core housing need. Whereas the elderly (65 years and older) among core housing need singles are relatively well supported through CMHC's social housing programs, non-elderly core need singles generally do not receive support. Using an analytical framework that focusses on the severity of housing need, and by comparing the socio-economic profiles of selected age groups within this core housing need category, the study has demonstrated the existence of severe housing need, as defined by CMHC, among non-elderly core need singles and has established that the near-elderly (aged 50-64) are in the greatest need among all core need singles and are, therefore, in greater need compared to the elderly. In view of a data base upon which the allocation of assistance to at least those in the greatest need among non-elderly core need singles can be justified, it is argued that CMHC as well as other government agencies and housing support groups must acknowledge such evidence, consider a re-evaluation of priorities and take appropriate action to the extent possible in light of current fiscal restraint . Several suggestions are put forward to this end. / Applied Science, Faculty of / Community and Regional Planning (SCARP), School of / Graduate
3

Comparative implementation strategies for the progressive realisation of the right to adequate housing in South Africa, Canada and India

Mmusinyane, Boitumelo Obert 09 February 2016 (has links)
The central hypothesis of this thesis is that the universal fundamental right to adequate housing must be equally enforced by all states irrespective of its non-entrenchment as a constitutional, legislative and/or policy entitlement. Despite being a minority, poor Canadians still face the same sordid living conditions that the majority are experiencing in South Africa and India. If a developed country such as Canada, despite its available resources and housing policies, and, similar to South Africa and India as third world countries, fails to improve the poor’s standard of living, the right to adequate housing will remain a distant dream for many. Any housing implementation strategy must be able to reduce housing backlogs, eradicate homelessness and slums and in general improve the poor’s standard of living. The thesis considers the diverse implementation strategies of the right to adequate housing as adopted by South Africa, Canada and India and reveals how each country has experienced systemic challenges. Against the background of international and regional human rights obligations, key issues are investigated to determine how to properly implement, enforce and monitor the right, include the role of a constitutionally entrenched right, the adoption of a housing legislative and/or policy measures, the role of the judiciary, (in)action on the part of government and the part played by national human rights commissions. While each of these three countries approaches the issue in their own unique way, and each country makes its own contribution, what is required is a coordinated and multi-faceted housing implementation system. Although the point of departure was to determine what South Africa could learn from Canada and India, the conclusion is that both Canada and India can draw inspiration from South Africa. Nevertheless, the main conclusions are that South Africa must urgently conduct a comprehensive review of its regressive 20 year housing implementation strategy and India’s 61 years five year plans. The Canadian judiciary should be looking at ways to enforce the right within the Canadian Charter as well as its domestic legislation to include ‘social condition’ as a discrimination ground. While both Canada and India must review their housing policies their judiciaries should be evaluating the history of homelessness and the reasonableness of their adopted housing policies. / Private Law / LLD
4

Comparative implementation strategies for the progressive realisation of the right to adequate housing in South Africa, Canada and India

Mmusinyane, Boitumelo Obert 09 February 2016 (has links)
The central hypothesis of this thesis is that the universal fundamental right to adequate housing must be equally enforced by all states irrespective of its non-entrenchment as a constitutional, legislative and/or policy entitlement. Despite being a minority, poor Canadians still face the same sordid living conditions that the majority are experiencing in South Africa and India. If a developed country such as Canada, despite its available resources and housing policies, and, similar to South Africa and India as third world countries, fails to improve the poor’s standard of living, the right to adequate housing will remain a distant dream for many. Any housing implementation strategy must be able to reduce housing backlogs, eradicate homelessness and slums and in general improve the poor’s standard of living. The thesis considers the diverse implementation strategies of the right to adequate housing as adopted by South Africa, Canada and India and reveals how each country has experienced systemic challenges. Against the background of international and regional human rights obligations, key issues are investigated to determine how to properly implement, enforce and monitor the right, include the role of a constitutionally entrenched right, the adoption of a housing legislative and/or policy measures, the role of the judiciary, (in)action on the part of government and the part played by national human rights commissions. While each of these three countries approaches the issue in their own unique way, and each country makes its own contribution, what is required is a coordinated and multi-faceted housing implementation system. Although the point of departure was to determine what South Africa could learn from Canada and India, the conclusion is that both Canada and India can draw inspiration from South Africa. Nevertheless, the main conclusions are that South Africa must urgently conduct a comprehensive review of its regressive 20 year housing implementation strategy and India’s 61 years five year plans. The Canadian judiciary should be looking at ways to enforce the right within the Canadian Charter as well as its domestic legislation to include ‘social condition’ as a discrimination ground. While both Canada and India must review their housing policies their judiciaries should be evaluating the history of homelessness and the reasonableness of their adopted housing policies. / Private Law / LLD

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