Weather index insurance has become a popular subject in agricultural risk management. Under these policies farmers receive payments if they experience adverse weather for their crops. Spatial basis risk is the risk that weather observed at stations does not correspond to the weather experienced by the farmer. The objective of this research is to determine to what extent spatial basis risk can be impacted by the interpolation technique used to estimate weather conditions. Using forage crops from Ontario, Canada, as an example, a temperature based insurance index is developed. Seven different interpolation methods are used to estimate indemnities for forage producers. Results show that the number of weather stations in the interpolation area has a larger impact on spatial basis risk than the choice of interpolation technique. For insurers wishing to implement this type of insurance, more focus should be placed on increasing the number of available weather stations. / October 2016

This study is concerned briefly with (1) tracing the evolution of fire insurance and fire insurance rate making; (2) an explanation of the present most prominent rate making systems in the United States; and (3) a detailed analysis of fire insurance rating in Texas.

In this study an attempt was made to gain insight into the meaning of personality traits and how they can be arranged to build an instrument to be used for rating and selecting agents to sell life insurance.

The purpose of my thesis is to analyse the legal regulation of insurance of liability for damage caused as a result of a car operation. The thesis is divided into five chapters. Chapter one briefly describes a history related to the subject of my thesis. The chapter consists of three subchapters which are divided according to time periods. Chapter two represents a general introduction to the subject of my thesis. This chapter deals with injury and also in general deals with liability insurance and its legal regulation. The second chapter also focuses on principles of insurance of liability for damage caused as a result of a car operation. The main part of my thesis is chapter three which examines the current legal regulation in Czech Republic and also contains my views. Third chapter is widely divided. It consists of nine subchapters. The first subchapter explains formation of insurance. The second subchapter characterises an insurance contract. The next one describes an extent of insurance of liability for damage caused as a result of a car operation. The forth subchapter deals with the payment of premium and with its calculation. The fifth one considers the rights and duties of contractual parties. There is a description of the insurance incident and its removal in the next subchapter. The seventh...

Dissertation submitted in partial fulfilment of the requirements for the degree Master of Management in Finance and Investments at the Wits Business School, 2015 / The South African insurance industry exists within the shifting paradigm of regulation. The global financial crisis in 2008 has fostered a worldwide need to reassess the financial regulatory environment. Financial stability, reduction of redundancies and the closing of loopholes, so as to avoid arbitrage, has since come under the spotlight. In keeping with the international principals and trends The South African National Treasury has tabled a series of legislation that will help close the gaps, ensure the prudential integrity of the insurance system and outline the fair treatment of customers involved. Micro-insurance and funeral insurance present systems that are highly unregulated and therefore pose a threat to both the principals of prudential and market conduct oversight. Micro-insurance is also heralded as the saving grace (Morduch, 2002) in providing a vehicle to include the formerly excluded members of the society to the mainstream insurance market. The paper explores the various operators that exist in the funeral insurance market and aims to answer whether an opportunity exists for them under the new regulatory paradigm. Perceptions of industry role players are presented in the findings of this paper. These perceptions were attained by interviewing the industry professionals that are privy to the compliance information and are well versed in the strategy of their company. The findings in the paper show that the current system that exists is not conducive for informal operators. It further acknowledges that even though a great opportunity exists for informal insurers, because of their understanding of socio-economic factors of the low income sector, they do not see the opportunity that is presented to them. Furthermore there exists a place for these players to operate in the formal network, and their entrance will not cannibalise the existing insurance industry. / GR2018

A Research Report submitted to the Faculty of Science, University of the Witwatersrand, Johannesburg, in partial fulfilment of the requirements for the degree of Master of Science. Johannesburg, 2016 / Maintenance of technical systems aims at retaining their reliability and availability, restoring their capability of continuing their operation in case they have failed. A number of reliability and maintenance policies that play a significant role in reducing system failures and in making cost-effective decisions on whether to repair or replace a system will be examined in great detail. This research report places greater emphasis on the total repair cost (TRC) limit policy and compares it with other polices like the economic lifetime (EL) policy. The maintenance cost rate will be used to obtain the optimal parameters. When a system fails, it is replaced with an identical unused one if the total repair cost goes beyond a pre-determined repair cost limit by a preventive replacement if in the time period (0, v) no failure forces a replacement of the system. Else, a repair is carried out. / M T 2016

This dissertation is a histo-graphic account of the origins and evolution of private health funding in South Africa. It commences with a history of medicine within the context of the provision of health care and health funding. The arrival of the Dutch and the influence of the different rulers are highlighted throughout the different eras, up to the formation of the first private medical scheme in 1889. From this point onward, the historical development of private health funding is recorded with due consideration of the appointed commissions of enquiry and legislative developments. The dissertation concludes with a review of the study.

by Choi Tai-kai, Hui Lai-king. / Abstract also in Chinese. / Thesis (M.B.A.)--Chinese University of Hong Kong, 1983 / Bibliography: leaves [105-106]

by Wai Kwok-kwong and Cheng Man-kwong. / Thesis (M.B.A.)--Chinese University of Hong Kong, 1981. / Bibliography: leaves 77-78.

by Lo Ming Ngai, Wong Tai Wai. / Thesis (M.B.A.)--Chinese University of Hong Kong, 1990. / Bibliography: leaves 76-78. / ABSTRACT --- p.ii / TABLE OF CONTENTS --- p.iii / ACKNOWLEDGMENT --- p.iv / Chapter I. --- HEALTH CARE SYSTEM AND HEALTH INSURANCE / Introduction --- p.1 / Function of Health Insurance --- p.4 / History of Contract Medicine & Health Insurance in HK --- p.6 / The Present Health Insurance Market in HK --- p.7 / Medical Services in HK --- p.10 / Scott's Report --- p.12 / Provisional Hospital Authority Report --- p.15 / Chapter II. --- POSSIBLE SCENARIOS FOR HEALTH CARE FINANCING --- p.19 / Chapter III. --- RESEARCH METHODOLOGY --- p.31 / The Delphi Methodology --- p.33 / Questionnaire Design --- p.39 / Selection of Panel --- p.42 / Collection of Data --- p.43 / Chapter IV. --- RESULTS AND DISCUSSION --- p.44 / Chapter V. --- IMPLICATIONS AND CONCLUSIONS --- p.60 / APPENDICES --- p.75 / "Questionnaires for Round 1,2,3" / "Results for Round 1,2,3" / Comments from panelists / Medical Expenditure in recent 10 years / Medical Expenditure Forecast / Medical Benefits for Employees in HK / "Analysis of General Insurance Business,1986,1987" / BIBLIOGRAPHY --- p.76