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The impact of interest rates on small businesses and local economies.Zandamela, Horácio Lucas January 1998 (has links)
A research report submitted to the Faculty of Management, University of
the Witwatersrand, in partial fulfilment of the requirements for the
degree of Master of Management (in the field of Public and Development
Management). / Many debates have been waged about the effect of the interest rate ceilings
on the provision of financial services to small businesses. It has been
considered as one of the major constraints in small business access to capital
and it is also considered a major inhibitor of small business development. The
present study attempted to determine whether interest rate ceilings should be
undertaken or not, and how in a South African socio-political context this
would help small business development. Concomitantly, it was considered
how the interest rates affect small businesses according different purposes,
size and terms of loans.
A case study method was used to pursue this research. The case study of
Mamelodi Township (Pretoria) and Kildare/Jonkllanqa village (Mhala District -
Northern Province) were undertaken. Open-ended interviews with borrowers
and financial institutions (providers) were conducted. The result of the
interviews was analysed and reinforced with an analysis of national and
international secondary literature.
One of the main findings of the research was that interest rates ceiling are
necessary and substantial in helping small business development. It was
established that interest rate ceilings have to be considered in a flexible
manner, accordlng specific conditions of small business activity. It was also
concluded that interest rate ceilings have to be a consequence of a regulatory
framework which enables small business access to capital, and, thus,
development of their local community. The result of the research likewise, has
indicated that for small, short term, working capital loans, the impact of
interest rates on borrowers is smaller than for larger, longer term borrowers.
The effect of the circulation of resources in a community in the case of a lower
level interest rates deserves more investigation but there are primary
indications of some positive impact on. / Andrew Chakane 2019
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How and why the ANC's nationalisation policy changed: economic nationalism and the changing state-capital relationCeruti, Claire January 1995 (has links)
The study traces and explains reformulation of ANC nationalisation policy between 1990
and early 1994. In doing so it develops the sociology of nationalisation. It argues that
nationalisation is a nexus of particular social relations. (Abbreviation abstract) / AC2017
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Shop gevaar: a socio-legal critique of the governance of foreign national spaza shopkeepers in South AfricaGastrow, Vanya January 2017 (has links)
Thesis presented for the degree of Doctor of Philosophy in the Faculty of Humanities, at the University of the Witwatersrand, July 2017 / Just over ten years ago on night of the 28th of August 2006, angry mobs took to the streets of Masiphumelele township outside Fish Hoek, near Cape Town, and attacked and looted foreign national spaza shops in the neighbourhood. The attacks shocked the city, and prompted the provincial government to initiate an intervention to address the underlying causes of the violence. The outcome comprised an agreement between foreign national and South African spaza shopkeepers that permitted foreign nationals to return on condition that they did not open any new shops in the township. These mediation efforts comprised the beginning of many governance interventions in Cape Town and across the country that were aimed at curtailing foreign national spaza shops in South Africa.
This thesis examines formal and informal attempts to govern foreign national spaza shops in South Africa, and seeks to understand what they reveal about the nature of politics in South Africa, as a postcolonial and developing country. In doing so it locates itself in the theoretical framework of law and society, as it examines legal phenomena from a social science perspective. Its findings are based on case study methodology involving qualitative interviews with key participants and stakeholders, as well as document collection, participant observation, and media reports.
The research finds that many governance actors’ anxieties towards foreign national spaza shops relate less to shopkeepers’ particular activities and more to South African traders’ abilities to incite local socio-economic discontent against these shops, and thereby threaten political establishments. However, governance interventions rarely unfolded as intended due to resistance by competing interest groups who sought to advance their private economic concerns rather than public and political rights. This invokes features of Hannah Arendt, Michel Foucault and Giorgio Agamben’s theories of the ‘social’ or ‘biopolitics’, which argue that the entry of economic concerns into the political sphere is characteristic of the modern age.
The thesis therefore reflects on Arendt, Foucault and Agamben’s theories in assessing what governance efforts reveal about the nature of South Africa’s political sphere. It finds that the social realm in South Africa differs from their accounts in two
significant respects. First, the social sphere is conflicted between various economic goals – with parties seeking to foster basic life and sustenance, as well as to advance the emancipation of citizens from the colonial legacies of apartheid through economic mobility and opportunity. This makes finding a path to advance overall economic advancement in the country more difficult and contentious. / XL2018
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Food for (e) thought : strategies of the urban poor in Johannesburg in achieving food security : an investigation of how gender and the pursuit of informal livelihoods affect household food-provisioning strategies in Tembisa, Gauteng Province.Lakhani, Ishtar 22 July 2014 (has links)
This research report serves to explore how women living in Tembisa, the second largest
township in Johannesburg, South Africa, create and maintain highly flexible and mobile personal
networks, to maximize their access to financial and social capital in order to improve individual
and household resilience to food insecurity. What are the strategies that are adopted, created and
manipulated in the daily lives of the food insecure in an attempt to attain a semblance of food
security for themselves, their households and their communities?
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South-South cooperation in Southern Africa: the case of South Africa and the SADCC.Freer, Gordon Struthers January 1995 (has links)
A thesis submitted to the Faculty of Arts,
University of the Witvvatersrand,
for the degree of Master of Arts. / Research for this thesis began in the anticipation of the SADCC's tenth anniversary. It
proved to be an opportune moment to assess the organisation's achievements and to
re-examine its goals.
ln February 1990, F W de Klerk formally initiated a policy of domestic reforms that was
to see South Africa re-accepted Into international society. At the same time the
Southern Africa region was for a variety of reasons undergoing political and economic
upheaval.
Speculation about joint ventures between the re-admitted South African state and the
SADCC became increasingly popular amongst political commentators. South African
businesses, stifled by years of isolation, began to view the region as a lucrative market;
and the SADCC, sensing approaching stagnation and a loss of initiative, proposed a
restructuring of the organisation.
The new organisation, the Southern Africa Development Community (SADC) was
formally launched in August 1992. It has not been given the same adulation as that
accorded to its predeqessor, and in many respects is viewed with the same scepticism
as other regional organisations in the developing world. / Andrew Chakane 2018
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Changing urban policy from below: the case study of Somali migrants in JohannesburgAbdool, Sithalima January 2017 (has links)
A dissertation presented in partial fulfilment of the requirements for the Master of Arts degree at the African Centre for Migration and Society, Faculty of Humanities at the University of the Witwatersrand, Johannesburg, February 2017 / In Johannesburg, the Somali migrant community has set up businesses in Mayfair. Mayfair is a suburb situated on the western side of Johannesburg’s original central business district, and has gradually witnessed a process of urban change and transformation outside the regulations of the City of Johannesburg Metropolitan. Based on the regulations of the area, 8th Avenue is zoned for residential use. However, at the moment, the area has witnessed radical changes, which have seen people engage in many unplanned activities. Such developments have not gone unnoticed by the City of Johannesburg’s Urban Planning officials, who argue that the area is zoned for residential purposes and laws have to be adhered to before the space is altered from residential to business use. However, the Somali business migrants in the area continue change the residential component of the area, despite the laws against such construction. The research report looks at how Somalis in Mayfair continue to change the 8th Avenue area, despite the City of Johannesburg’s restrictions around the use of space as business. Engaging in this concept of human-non-human interaction, derived from Actor Network Theory (ANT), the research explains how materials and artefacts of the city, in this case, land use regulatory tools, assist in regulating social and spatial conduct, and human activities. In what then follows, the research traces how Somali migrants of Mayfair interact with the City of Johannesburg’s urban management and planning practices through the movement of written materials that challenge urban management and usage. The research also illustrates, using de Certau’s theory on strategies and tactics, how bureaucratic actions (through written documents) divide the city residents as well as city planners to create certain alliances, as well as tactics in the development of Mayfair. The research finally shows, using Lefebvre’s theory of the right to the city, how Somalis migrants take possession of space and use the concept of the right to the city, as urban inhabitants, instead of relying on their right as refugees or asylum seekers.
Keywords: Migration, Somalis, Mayfair, City of Johannesburg, Urban space, appropriation, negotiation, written documents / GR2018
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Valuable or devalued? An ethnography of mine work in crisisSheerin, Anne Marshall January 2015 (has links)
A research report submitted to the Faculty of Humanities, University of the Witwatersrand, Johannesburg, in partial fulfillment of the requirements for the degree of Masters of Arts in Anthropology, Johannesburg 2015 / Research in the mining community of Carletonville focused on how individuals negotiate and
contest different value orientations in trying to construct a workable moral economy. Based on
in-depth qualitative interviews and observations of respondents from lower and higher wage
classes, the report deconstructs the elements of differential value sets that are redefining and
sometimes destabilizing the moral economy and underlining views of inequality. Wage disputes
are seen not only as mine workers' expressions of economic injustice but perhaps more
crucially as a form of control and protection of their craft and status. The dominance of global
economic governance and decision-making is leading to more acute internal divergences but
can also be a starting point for a discussion about the impact of conflicts in social values. / XL2018
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Department of Economic Affairs and RDP / Investing in local jobs and industriesDepartment of Economic Affairs 01 1900 (has links)
Local Economic Development (LED) is one of the primary building blocks in terms of the economic growth and development equation for the Province. The primary challenges LED has the potential to address include the following: Job creation, the building of an enabling environment that will encourage economic engagement by a larger number of local entrepreneurs, drawing together a number of critical partners and mobilising their energies and resources towards local economic growth and development, facilitating access to finance, markets, capacity building and business support services, creating the environment which will effect economic viability of local communities and their Local Authorities, linking local product development to provincial, national and international markets. There are many other fundamental challenges. The key issue though is whether people in their communities, especially rural and peripheral environments, are benefiting in real terms regarding the quality of their lives. The LED programme will also give effect to the “Growth, Employment and Redistribution: A Macro Economic Strategy” framework that outlines the strategy for rebuilding and restructuring the South African economy. The document confirms Government’s commitment: “It is Government’s conviction that we have to mobilise all our energy in a new burst of economic activity. This will need to break current constraints and catapult the economy to higher levels of growth, development and employment needed to provide a better life for all South Africans.” (1996:2)
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The role of De Beers and South Africa in the diamond industryThe De Beers Group of Companies 02 1900 (has links)
This memorandum outlines the role of De Beers and its leading position in the international diamond industry. It is designed to give a brief overview of the “diamond pipeline” that leads from prospecting and mining of diamonds in remote parts of Africa and elsewhere to glamorous jewellers’ shops the world oven It looks particularly at the unique and important role South Africa plays in the diamond pipeline.
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Ubuntu/botho culture : a path to improved performance and socio-economic development in post-apartheid SA : beyond rhetoric.Mapadimeng, Mokong Simon. January 2007 (has links)
While the debate on the indigenous culture of ubuntu/botho in South Africa (SA) goes far back into the history as signified by Ngubane' s (1963 and 1979) works on the role of the ubuntu values in the anti-colonial and anti-apartheid struggle; in the last two decades or so, this debate has gathered even much greater momentum. This recent interest in ubuntu/botho culture could be attributed to the imminence of the collapse of apartheid in the late 1980s and the turn of the 1990s, and also the post-apartheid situation in which the SA society came to confront serious socio-economic and political challenges. Those challenges arose from the country's re-admission into the global world, which presented challenges associated with globalisation phenomenon such as the need to achieve economic competitiveness. They also were presented by
the newly attained democratic dispensation along which dawned the urgent need to redress the apartheid-created injustices and to work earnestly towards the eradication of the past legacies such as racial inequalities and poverty while seeking to consolidate and jealously defend the still rather fragile democracy. Event much more recently, the debate came to form part of the current continent-wide sentiment that Africa should claim the twenty-first century and that all efforts should be channelled towards the renewal of Africa following the destructions and distortions caused by colonialism. Central to this debate in SA is the widely held belief and claim that the ubuntu/botho
cultural values could be mobilised into developmental and transformative force. In particular, a strong claim is made that for SA to achieve competitive advantage in global markets, its development strategies should tap into the values of the ubuntu/botho culture. While few cases are cited as success stories indicative of ubuntu values positive influence on business management strategies in the workplace, often with the assistance of private consultants, these remain isolated and no any serious follow-up studies were conduced in order to assess the sustainability of such interventions. Thus, what is essentially missing in this debate, is a comprehensive indepth, empirically-based study aimed at not only assessing the validity of these
widely held claims, but also at examining the objective conditions under which the ubuntu/botho cultural values can help in realising this role. Also critical and missing is the need to possibilities/opportunities and potential constraints to ubuntu/botho culture's ability to fulfil this role. Often these debates lack any serious theoretical basis or comparative references on which to justify their claims. Further, there is seldom any attempt to locate the debate on ubuntu/botho culture in the wider context of the debate and research in the African continent around questions of traditional cultures, thought systems and development and progress. While the present study approaches this debate in such a way that the gaps highlighted addressed through extensive review of literature, it however takes it even further by giving it an empirical content through an in-depth case study of one South African workplace as an illustrative example. This empirically-based approach, coupled with extensive and critical review of the relevant literature, helped to take the debate on ubuntu/botho culture beyond rhetoric which characterises the current dominant thinking within the debate. I argue, on the basis of my overall findings that while evidence gathered supports the case for the need to explore with the ubuntu/botho culture in the economic and business sphere, and in particular at the workplace level, some serious obstacles would and do stand in the way of realising the potentially transformative and developmental role of the culture's values. / Thesis (Ph.D.)-University of KwaZulu-Natal, 2007.
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