There is a remarkable increase in the participation of females in business activities due to their involvement in the informal sector. These activities appear to be insignificant and not measurable because they are outside the regulatory framework, but they also absorb multitudes of the unemployable. Notwithstanding the challenges of low levels of education, lack of skills and finance as well as the need to balance reproductive and productive roles, females are under pressure to generate income through trading in small scale businesses that can hardly grow beyond subsistence level. With the meagre earnings from their activities, they ensure the survival of their families. If female entrepreneurs are developed and brought into the economic main stream, they will bring with them their unique survivalist techniques that will contribute towards economic development and growth in the country. This report examines the constraints that affect the development of female entrepreneurs in the informal sector.

D.Comm. (Business Management) / The effectiveness of government policies and Programme for black women in Tshwane is investigated in this study. Five townships, Soshanguve, GaRankuwa, Mamelodi, Atteridgeville, Hammanskraal and Inner city were investigated by means of questionnaires. A sample of 241 black women entrepreneurs in Tshwane townships was investigated after which the results were reported. The primary objective of this study has been to investigate the extent to which black women entrepreneurs utilise government policies and Programme in Tshwane. Descriptive statistics indicated the following: 1. Information about government policies is not known by the majority of women entrepreneurs in Tshwane. 2. Local business centres are not assisting black women entrepreneurs by disseminating government policies. 3. SEDA is not effective in providing training for the SMMEs. 4. SAWEN is not effective in assisting women to start and grow their business…

The research seeks to explore why women in Zimbabwe still face hindrances in accessing micro finance services and what can be done to meet their needs in a more holistic and effective way. Women play a crucial role in the economic development of their families and communities but are faced with certain obstacles that hinder them from performing their role effectively. Such hindrances as poverty, unemployment, low household income and societal discrimination. UNIFEM (1992) confirms that the majority of the world‟s poor have a predominantly female face and argues that women earn only 10 percent of world‟s income and own less than 10 percent of the world‟s property. African women have been characterised by the lack of empowerment caused by societal perceptions and negative cultural practice. In many cases of women rights violation it has been noted that this has been exacerbated by the over reliance on the male counterpart. Development practitioners have noted that micro finance as one of the strategies needed for women empowerment. Despite the concept having been practiced for at least 15 years now, women still face challenges in accessing micro finance services. There is need for Micro Finance Institutions to recognise the position of women in relation to men as actors in society.

Thesis (MBA.) -- University of Limpopo, 2020 / Statistics from European region and sub-Saharan African countries, including South Africa, indicate that the construction industry is distinctly dominated by males and that women representation is very low. Literature indicates that gender-based discrimination, harsh work environment, insufficient knowledge about the construction industry and the shortage of women who are successful in construction are some of the barriers that discourage women from entering the industry. Therefore, this study focussed on the examination of the factors that contribute to the sustainability, or lack there-of women who are already in the construction industry. This study sought to find out how the women entrepreneurs who are in the industry of construction sustain themselves regardless of the many challenges they face. The study applied qualitative design and used of an interview guide as a tool for collecting data in semi-structured interviews with women entrepreneurs in the Capricorn district of Limpopo Province. Data was analysed using the thematic content analysis method. The discovery was that women entrepreneurs tend to give away tenders to male counterparts in order for them to do the actual work. The giving away of contracts in turn builds the experience of their male counterparts and their businesses which contributes to the women not being able to have confidence and be sustainable in the construction industry. Women entrepreneurs who managed to sustain themselves in the industry for longer periods attribute their sustainability on hiring the right people with the right skills and qualifications. These women entrepreneurs recommend that support programmes should be made available and accessible to women in the industry as well as those who are entering so that they do not fall into the trap of giving away or surrendering contracts. This study recommends that new women entrants into the industry should be mentored by women entrepreneurs who are actually doing the job to ensure their sustainability in the industry. It also recommends that the existing structures be more visible and to strengthen their support of these women.

SMMEs contribute to socio-economic development, and play a critical role in reducing unemployment. Information and communication technology infrastructures (ICTs) impacts on the establishment, growth, and success of SMMEs and also on how enterprises manage their operational activities. This study was conducted in Pretoria, South Africa, in Gauteng province, with the objective to study SMMEs owned by women in order to identify the challenges they encounter in accessing and using ICT infrastructures. The researcher addressed issues related to ICTs in general, and then assessed the challenges preventing business owners from accessing and using ICT infrastructures in order to improve their operational capabilities. A qualitative research methodology which included explorative and descriptive approaches was used. The findings of the study revealed the following challenges which women experience in their businesses: entrepreneurial challenges, infrastructure, ICTs, family responsibilities, support from government and other relevant bodies, lack of mentoring, financial and gender inequality. / English Studies / M.A. (English)

SMMEs contribute to socio-economic development, and play a critical role in reducing unemployment. Information and communication technology infrastructures (ICTs) impacts on the establishment, growth, and success of SMMEs and also on how enterprises manage their operational activities. This study was conducted in Pretoria, South Africa, in Gauteng province, with the objective to study SMMEs owned by women in order to identify the challenges they encounter in accessing and using ICT infrastructures. The researcher addressed issues related to ICTs in general, and then assessed the challenges preventing business owners from accessing and using ICT infrastructures in order to improve their operational capabilities. A qualitative research methodology which included explorative and descriptive approaches was used. The findings of the study revealed the following challenges which women experience in their businesses: entrepreneurial challenges, infrastructure, ICTs, family responsibilities, support from government and other relevant bodies, lack of mentoring, financial and gender inequality. / English Studies / M.A. (English)

A research report submitted to the Faculty of Commerce, Law and Management, University of the Witwatersrand, in partial fulfilment of the requirements for the degree of Masters in Management: Entrepreneurship and New Venture Creation Johannesburg, 2015 (March 2015) / The purpose of this research is to investigate human capital and social capital as determinants to access to finance for women SMME owners in South Africa. The study focuses on Human capital which encompasses social capital and looks at access to finance within the South African context. It does not include all other factors discussed in entrepreneurship theory. The major theories underlying this research are Social Network theory and Human capital theory. Human capital theory is viewed as formal education, skills attained and knowledge gained through informal knowledge such as prior work experience, industry experience and apprenticeship opportunities. These variables are assessed to see if they determine access to finance; which is a barrier to entrepreneurship in South Africa for SMME owners. This constraint is stressed in all The Global Entrepreneurship Monitor (GEM) reports from 2009 to 2014. This paper focuses on a single gender; females and assesses these capital factors as determinants to access finance for their entrepreneurial activity. Social capital as a factor is studied as a component of Human capital and two variables are assessed: strong ties and weak ties. Access to finance is evaluated as both debt and equity for entrepreneurs. Bivariate analysis was used to test the theories for results. The results showed an importance of human and social capital for entrepreneurs in running their businesses however not all human and social capital factors were confirmed to entirely determine access to finance for the women entrepreneurs. This study can potentially assist SMME owners within South Africa, financial institutions, policy makers and support organisations for women-owned businesses with insight into what determines accessing finance for business. / MT2016

Thesis (Ph.D.)--University of Albany, 2003. / Includes bibliographical references (p. 193-204) and index.

Thesis (Ph. D.)--University of Albany, 2003. / Description based on print version record. Includes bibliographical references (p. 193-204) and index.

Thesis (Ph.D.)--University of Albany, 2003. / Includes bibliographical references (p. 193-204) and index.