The main objects of this diploma thesis are basic trends in the mortgage market in the United States and their role in the current mortgage crisis. As a theoretical background in the first part of this work are mentioned asymetric information with the optimal consumer choice regarding mortgage product and the general theory of the securitization. Practical part continues from the description of the main characteristics of the mortgage to the whole mortgage market and the role of government agencies. Following analysis is concerning the significant tendencies in the past years, which dominates in the mortgage market in the USA. The focus is mainly aimed at the growth of alternative mortgage products in connection with strong home price apreciation. Then the position of mortgage brokers and their role in the subprime sector are discusssed. Subprime sector is analysed as well and then the securitization of mortgages as the main trend in the past years is investigated. The development of the current crisis is the object of the last chapter.

The work deals with the phenomenon of information asymmetry on the insurance markets. The aim of this work is to identify the information asymmetry as such and its specifics on the insurance markets, to describe and evaluate the possible procedures for its reduction and finally to estimate the future developments in this field. We use the study of the scientific literature, analysis of related legislation and insurance conditions of relevant insurance products and last but not least the author's own experience of work in the field of banking. There are described the procedures to reduce the information asymmetry such as the insurance legislation, possible modifications in the insurance conditions, information registers and expert systems.

Title: Compensation of muscle asymmetries in cross-country skiers Objectives: The goal was to assemble methodological material, that is focused on muscle imbalances in cross-country skiers. Which is based on review of found materials and results gained from author's bachleor's thesis. Tasks: The task was a review of Czech and foreign literature followed by explanation of terms compensation exercise and muscle imbalances. Next task was assembling of methodological material, that is focused on muscle imbalances in cross-country skiers. Methods: Method used was comparative analysis of found materials reffering to the topic of muscle imbalances in cross-country skiers. Results: On the basis of review of found literature and results gained from author's bachleor's thesis was made a methodological tool - stack of compensation exercises for cross-country skiers. Keywords: cross-country skiing, muscle imbalance, compensatory exercise

Title: Study of azimuthal asymmetries in COMPASS Drell-Yan data Author: Bc. Markéta Pešková Department / Institute: Department of Low Temperature Physics Supervisor of the master thesis: M.Sc. Michael Finger, CSc. Abstract: Drell-Yan (DY) process, i.e. a lepton pair production in hadron-hadron interaction, is one of the unique tools to study structure of hadrons. In this thesis we present its theoretical background and its link to description of the nucleon spin structure. The corresponding formalism of the Parton Distribution Functions (PDF) and the Transverse Momentum Dependent Parton Distribution Functions (TMD PDF) is explained in some detail. The fundamental theoretical prediction of a sign change of the T-odd TMDs in the DY and Semi- inclusive DIS (SIDIS) is described. In the following a concise description of the COMPASS apparatus is given with the emphasis on the setup modification needed and implemented for the Drell-Yan measurement performed in 2014 and 2015 with 190 GeV/c2 beam of negative pions and the proton target (polarised in 2015). In the final chapter we present our independent analysis of the DY data taken in 2015. Three azimuthal asymmetries giving access to the different TMD PDF were extracted using the dimuon events from a mass region of 4.3 to 8.5 GeV/c2 . Our results are in agreement...

Title: Evaluation and determination of standard ratio of extensors and flexors of the knee in sporting youth. Objectives: The aim of the thesis is to establish the standards of the force ratio H: Q for the youth football categories U16, U17, U18, U19, U21 and adult players of the Czech Republic and based on the prescription type of study to establish a percentage critical disbalance of dynamic knee stabilizers which may be the most common cause of injuries to dynamic or static knee joint stabilizers in soccer players. Methods: The monitored group of players consisted of football players playing in elite Czech football clubs, both in youth and senior categories, who meet the predetermined selection criteria. The isokinetic strength parameters were monitored using a Cybex Humac Norm isokinetic dynamometer (Cybex NORM ®, Humac, CA, USA). We investigated maximum strength moment (PT) of extensors and knee flexors of dominant and non-dominant limb at concentric contraction at angular velocities of 60, 180 and 300ř.s-1 . Then we watched the players wounded. If the injury occurred, then we looked back at its strength characteristics and the strength ratio between the extensors and flexors of the knees and whether it was possible to predict the injury and determine the critical level that indicates the...

Thesis work WORLD OF ASYMMETRICAL RESPONSIBILITY develops the original racional concept concentrated on human existence, which was broken by the FACE OF THE OTHER MAN by Levinas. Using analogy we take human FACE AS THE CENTER OF MAN, his body center. The FACE moves forward and has a never ending range. Its potency and vital power calls for further research. Rule of law of asymmetrical responsibility standing for THE OTHER MAN and everyone with a character of unique choice are covered in this thesis work. The contribution into philosophy of education will be seen in restoration of original conception of theoria. Novum to asymmetrical responsibility and its origin are touching the conscious practice deriving from universal FACE. Namelees universal FACES with their own seals form the WORLD OF ASYMMETRICAL RESPONSIBILITY. Life in it in a way of eternity receives and gives immediately the CENTER of neverending row of human looks of FACES with irreplaceable destination in saving human life. Powered by TCPDF (www.tcpdf.org)

Identification, objectification, and determination of performance criteria for elite soccer players. Aim: Identification of key point indicators (KPI) of young soccer players with a focus on objectifying and determining the possibility of achieving the highest level of performance. Methods: The study included 157 soccer players, who were then divided into five age groups (U21, U19, U18, U17 and U16) and three performance groups (Elite - 1st league players, Sub-elite - 2nd league players, Amateur - 3rd league and lower performance levels players). Within laboratory diagnostics, the following areas were evaluated: body composition (bioimpedance method), postural stability (using pressure plates), explosive power of the lower limbs (three types of vertical jumps), strength and power of knee extensors and flexors (using isokinetic dynamometry) and the value of the maximum aerobic capacity VO2max (using the pulmonary ventilation exercise test). Within the field diagnostics, the areas of acceleration time (sprint at 5 and 10 m), maximum speed (sprint at 20 m flight), time in the test of change of direction (Agility 505 test and K-test) and values of endurance ability (Yo- Yo intermittent recovery test level 1 and 2). The diagnosed data were then processed in the statistical program RStudio® (USA) using...

David Wagenknecht: Abstract of a diploma thesis Optical response of magnetic materials, 2014 Magnetooptical properties of anisotropic semiconductors are studied to describe asymmetry of Ga1−xMnxAs, because theoretical calculations predict extraordinary behaviour of reflectivity. Analytical formulae to describe materials with non-diagonal permittivity are derived and they are used for the numerical calculations to describe the optical response of the samples available for the measurement. The transversal Kerr effect is calculated and it exhibits asymmetry in both rotation of the plane of polarization and ellipticity of circularly polarized light due to asymmetry in reflectivity. Moreover, longitudinal and polar magnetization are studied because of the influence on the observability of the phenomena. Results are not only used to discuss conditions, which must be satisfied to prove the asymmetry, but also the actual experimental setup is designed to prepare the measurement. 1

The determination of diatom species is mostly based on morphology of a silicified cell wall. It is complicated by the fact of cell diminution during the vegetative phase of the life cycle, which is conected with shape changes and loss of some taxonomically importat characters. Even though the diminution during the life cycle is generally known phenomeon, there is a lack of studies on this theme. In this masters thesis, four monoclonal populations of model pennate diatom strains were used in order to study shape dynamics during the life cycle. The strains were cultivated for almost three years and parts of the cultures with a different size stages were fixed in permanent preparations. The digital photographs of the cells were used as a material for the geometric morphometrics analyses. The study revealed high contribution of significant allometric changes to an overall shape variability. During the vegetative phase of the life cycle, disparity of the cells increases and complexity of the cells decreases. The contribution of symetric variability to an overall shape variability is more than eighty percent. Phenotypic plasticity in a monoclonal populations is an interesting finding from an evolutionary point of view. It may indicate constraints caused by the silica cell wall. During the size diminution...

Title: Prevalence of asymmetric lateral disability on musculoskeletal apparatus in the neonatal age and infancy. Objective: The purpose of this research thesis was to compile issues of possible types of asymmetric musculoskeletal impairment observed in neonates and infants, identify potential causes of these asymmetries and lateral predilection for reported types of asymmetries. The main subject of discussion are just found lateral predilection of asymmetries and relationship of their causes with prenatal, perinatal or postnatal period. Methods: This thesis is structured in the form of literary research and has descriptively- analytical character. Results: On the basis of the analysis of available sources about the asymmetric musculoskeletal impairment in neonates and infants a comprehensive picture of possible types of these impairment, their causes and lateral predilections was made. The vast majority of reported asymmetric impairment seems related to prenatal or perinatal period. Key words: asymmetry in infancy, birth injuries, congenital defects, positional preference