Written for the Faculty of Law. Title from title page of PDF (viewed 2010/04/20). Includes bibliographical references.

This thesis complexly describes the crimes of fraud, insurance fraud, credit fraud and subsidy fraud as regulated by sections 209 to 212 of Act No. 40/2009 Coll. Penal Code. First the historical development of these crimes is described, both from the view of legislation and criminology. Further, the sources of the legislative regulation of these crimes are defined. Since fraud belongs in the category of property crimes, these are also discussed collectivelly, with emphasis on the individual common elements of the above-mentioned crimes. The above-mentioned crimes are each individually described with respect to their individual elements including the description of eventual problematic elements of the current legislation. In case of the special elements of these crimes the legislation regarding the respective contractual obligations is described. In addition to the above-described exposition a comparison with the crime of Act detrimental to the financial interests of the European Union is included. In the conclusion the current legislation is evaluated positively with the exception of the admonition regarding the casuictic legislative regulation of the special merits of these crimes including the question of sustainability of the current legislative state with respect to the technological and...

Följande kriminologiska studie redogör för individers utsatthet och deras riskbeteende kring oron för kort- och/eller kreditbedrägerier. Syftet med undersökningen har varit att undersöka människors oro att bli utsatta för kort- och/eller kreditbedrägeri på internet, tidigare utsatthet för bedrägeri och riskbeteenden över internet. Material till studien har samlats in med hjälp av en digital enkät som varit tillgänglig i olika Facebook-grupper och för individer i författarnas närhet. Totalt har enkäten genererat 308 självrapporterade svar. Med hjälp av det statistiska dataprogrammet SPSS har studien kunnat genomföra statistiska metoder. Resultatet visar att det föreligger ett positivt samband mellan oro och den egna tidigare utsattheten samt utsattheten i närmaste krets. Sambanden är signifikanta i såväl den bivariata som den multipla analysen, även om den är starkast i den förstnämnda. Avseende sambandet mellan oro och riskbeteende föreligger en positiv riktning som i den multipla analysen inte kunde säkerställas statistiskt. Trots detta ger sambandet en indikation på hur riktningen ser ut. Samtliga samband har även försvagats i den multipla analysen, vilket kan bero på effekten av de oberoende variablerna samt att det kan finnas andra faktorer som förklarar sambanden. Studiens resultat kan vidare förstås utifrån teorin om risksamhället, rutinaktivitetsteorin och tidigare forskning. Trots att studien har en del begränsningar har den bidragit med kunskaper inom det kriminologiska fältet genom att ge en bättre uppfattning om oron kring brottstyperna kort- och/eller kreditbedrägeri samt faktorer som påverkar oron. Avslutningsvis har studien endast skrapat på ytan, vilket ger stöd åt att det finns behov att ytterligare studera ämnet. / The following criminological study describes individuals’ vulnerability and their risk behavior when it comes to card and/or credit fraud. The purpose of the study has been to investigate people's anxiety about being exposed to card and/or credit fraud on the internet, previous exposure to fraud and risky behavior over the internet. The data for the study has been collected through a digital survey which was shared in various Facebook-groups and distributed through individuals close to the authors. In total, the survey generated 308 self-reported responses. With the help of the statistical analysis software SPSS, the study has been able to implement statistical methods. The results show that there is a positive connection between anxiety and one's own previous exposure to fraud, as well as if persons in the immediate circle have been exposed. The correlation is significant in both the bivariate and the multiple analysis. Regarding the correlation between anxiety and risky behavior, there’s a positive direction that couldn’t be ensured in the multiple analysis. Despite this, the connection gives an indication of what the direction looks like. The relations are less strong in the multiple analysis, which may be due to the effect of the independent variables and that there may be other relevant factors. The results of the study can also be understood on the basis of the theory of the risk society, the routine activity theory and previous research. Although the study has some limitations, it contributes to the research in the criminological field as it provides a better understanding of individuals' concern related to card and/or credit fraud and factors affecting the perceived concern. In conclusion, the study has merely scratched the surface, and provides support for continued studies on the subject.