The Master thesis contents a propsal and evaluation of an investment project. The master thesis is divided into a theoretical and a practical part. The theoretical part describes the investment project together with an investment plan. The investment plan is further developed in more details and deals with a market analysis, a marketing plan, a size and a location of a company, its human resources, an operating plan, a financial plan, a financial analysis and above all with methods of assessment of investment projects. The practical part focues on a specific investment project proposal and its subsequent evaluation. The proposal offers a marketing research with a financial plan and financial analysis. The assessment of the project is carried out by using different methods of assessment of investment projects.

The academic challenges faced by pregnant and nursing students in Zimbabwe do not seem to attract the attention of scholars. This study focused on the educational challenges faced by pregnant and nursing adult learners at Morgenster Teachers‟ College, a tertiary education institution. Participants‟ perceptions of the academic challenges they faced were established through the use of a qualitative methodology in which the semi-structured interview was the dominant data collection method. Non-participant observation and document analysis were employed to complement the dominant method. The findings indicated that the academic challenges faced by mothering adult learners are related to physical problems, social relationships, inadequate financial resources and administrative problems. The study revealed that such students develop strategies to alleviate some of the educational challenges they face. In view of the findings, recommendations are made to improve the learning environment of mothering students and for further research to address the problem. / M. Ed. (Adult Education) / Educational Studies

This thesis is focused on education of financial literacy of children living in children's homes. It is based on current state of education politics in the fields of financial literacy, the contents of educational programmes and qualitative research of real current state of education of financial literacy in children's homes. The research itself will be made via structured interviews with children from children's homes. The research is focused on discovering the level of financial literacy of older children (15 - 18 years old) permanently living in children's homes, searching for possibilities of improvement of education of financial literacy in children's homes and therefore increasing prevention of social exclusion of young people leaving children's homes due to over-owing which is usually caused by low level of financial literacy. Key words Financial literacy, a client of a children's home, over-owing, social exclusion, the standards of financial literacy, educational politics, educational programs, economizing on financial resources.

La thèse porte sur la problématique de l’efficience du financement intermédié des processus de croissance et de développement économiques. Elle s'intéresse d’une part à la résolution des problèmes d’inefficience liés à la présence d’asymétries informationnelles et de l’incertitude sur les marchés du crédit grâce aux mécanismes réputationnels mis en œuvre dans le cadre des relations de long terme banques-emprunteurs et d’autre part, aux conditions dans lesquelles ces mécanismes peuvent émerger et se développer, en particulier dans un pays en développement comme le Cameroun.La thèse a donc une portée à la fois conceptuelle, empirique et normative.En premier lieu, nous avons cherché à alimenter le débat théorique sur la pertinence et l'intérêt du mécanisme réputationnel dans le processus d’intermédiation bancaire. Nous montrons que, contrairement aux modèles habituels d’intermédiation de la théorie d’agence, où les mécanismes de sanctions ou de coercitions judiciaires restent souvent inefficaces et coûteuses, le caractère auto-exécutoire du mécanisme de la réputation suffit seul à garantir l’efficacité de son fonctionnement. De plus, le mécanisme réputationnel nous semble mieux concilier deux conceptions opposées du comportement des acteurs que sont l’homo economicus et l’homo sociologicus. De ce fait, ce mécanisme est susceptible de constituer un cadre d'analyse intéressant pour la modélisation des comportements bancaires notamment dans le contexte des PED africains où les incertitudes restent exacerbées et où prédominent des rationalités économiques beaucoup plus fondées sur les valeurs. En second lieu, les résultats de notre enquête statistique de terrain permettent de montrer qu'au Cameroun, par rapport aux Institutions Financières Décentralisées (IFD) comme la MicroFinance, les Institutions Financières Formelles (IFF) semblent accorder une moindre importance aux pratiques réputationnelles dans leur comportement d'allocation des capitaux, en particulier aux PME. Ceci est susceptible d'apporter une des meilleures explications au différentiel de performance micro-économique, se situant ici à l'avantage des IFD.Enfin, la même enquête nous permet de mettre fortement en évidence l'existence de nombreux facteurs à la fois internes et externes empêchant aux deux catégories de banques une meilleure prise en compte du mécanisme réputationnel. Ce constat nous conduit à proposer des axes ou pistes de réflexion, à formuler et à justifier un ensemble de recommandations à la fois organisationnelles, institutionnelles et réglementaires associées. Ceci dans l’objectif de construire un système bancaire camerounais plus fiable et plus solide en incitant les banques à mieux intégrer les pratiques réputationnelles dans leur jugement d'octroi de crédit aux emprunteurs. / This thesis focusses on the problematic of the efficiency of intermediate finance on the economic growth and development processes. It concerned, on one hand, the resolution of inefficiency problems resulting from the presence of asymmetric information and uncertainty involved credit markets when reputational mechanisms implemented through banks-borrowers long-term relationships are used and, on the other hand, the conditions in which these mechanisms could emerged and expanded, in particular in a developing country such as Cameroon.The thesis thus has, at the same time, conceptual, empirical and normative purpose First of all, we tried to enrich the theoretical debate about relevance and interest of the reputational mechanism relating banking intermediation process. We show that, while in the models of agency where judicial penalties and pressures mechanisms are often ineffective and expensive, only the auto-enforceable character of the reputational mechanism is enough to guarantee its efficacious functioning. Furthermore, for us, the reputational mechanism seems better to reconcile the two usual opposite conceptions of agents behaviors that are homoeconomicus and homosociologicus. Therefore, this mechanism might constitute an interesting analysis framework for modeling banking behavior, in particular in the context of African economies where uncertainties remain aggravated and where much more economic rationalities based on the values prevail.Secondly, our statistical survey issues clearly shows that in Cameroon, with regard to decentralized financial institutions (DFIs) like Microfinance unities, formal financial institutions (FFI) seem to attach less importance to reputational practices in their capital allowance behaviour, especially to small and medium-sized enterprises (SMEs). This is likely to provide a better explanation of the differential micro-economic performance, situated here to the advantage of DFI.Finally, the same above mentioned survey strongly reveal the existence of many both internal and external factors preventing both categories of banks in a better consideration of reputational mechanisms. We then proposed axes or lines of reflection, formulated and justified a set of corporate, institutional and regulatory associated recommendations. This with the aim to build a more reliable and more solid Cameroonian banking system by inciting banks to better integrate reputational practices in their judgment of granting credits to borrowers.

The essence of the first part of this work (chapters 1, 2 and 3) lies in the brief introduction to the support for small and medium sized enterprises. After that follows presentation of key institutions (ministries, agencies, etc.) helpful during the process of obtaining support from national programmes. Except of basic services performed by given institutions, useful web links are also included. In the same way, particular European support programmes are presented. In the framework of second part (chapters 4, 5 and 6), backward bases are exemplified on the practical example of the company Strojírny Podzimek, Ltd. and their experiences. That case shows, what does the making use of the national support programmes mean practically. Likewise, business support from EU funds is described, namely on the case of company Frýdlantské strojírny Rasl a syn, Inc. Third part of this thesis (chapters 7 and 8) is making us familiar with resuming statistics about the amount of subsidies drawn from national programmes and from the EU funds. In both cases, brief forecasts of future development and approximate amounts of unused funds are stated.

The academic challenges faced by pregnant and nursing students in Zimbabwe do not seem to attract the attention of scholars. This study focused on the educational challenges faced by pregnant and nursing adult learners at Morgenster Teachers‟ College, a tertiary education institution. Participants‟ perceptions of the academic challenges they faced were established through the use of a qualitative methodology in which the semi-structured interview was the dominant data collection method. Non-participant observation and document analysis were employed to complement the dominant method. The findings indicated that the academic challenges faced by mothering adult learners are related to physical problems, social relationships, inadequate financial resources and administrative problems. The study revealed that such students develop strategies to alleviate some of the educational challenges they face. In view of the findings, recommendations are made to improve the learning environment of mothering students and for further research to address the problem. / M. Ed. (Adult Education) / Educational Studies

In the first part of my thesis I deal with teoretical specification of a not-profit organization, especially teoretical specification of a state allowance organization, foundation, financial management, financial relations determined by the founder, ways of financing of the state allowance organization, fundraising and steps of project development with a view to gain a grant. In the second part of my thesis I deal with detecting various ways of financing of a concrete state allowance organization, its finance opportunity evaluation, suggestion and recommendation what ways of financing to take up in the future.

The aim of this diploma thesis is the design of an effective construction-technological project for the construction of reinforced concrete prefabricated storage halls and halls of Ravensburger Karton s.r.o.. The solution of the chosen problem is the design of the building site equipment, the verification of the transport routes, the assembly schemes, the technological regulation and the control and test plan for the precast reinforced concrete frame, the BOZP plan, the budget item and the schedule of the main building, timetable, calculation timetable and environmental aspects of the construction.

In the master's thesis there is described financial assurance of public investment project. The teoretical part part focuses on clarifying the basic concepts of public project . There are described ways in which it is possible to finance public projects. The practical part deals with finding appropriate ways of project financing of road reconstruction II/422 delay the village Svatobořice – Mistřín and their comparison.

The aim my diploma’s thesis is define financial resources for public contract and combine funding with village economy. The theoretical part deals with public contracts and funding of. As fading are selected external and internal sources. The second part is practical and it is followed by the areas described in the theoretical part. There are described budget territorial units. It deals fading of project village. Its ecpression and impact on the budget and village’s economy.