The purpose of this diploma thesis is award administrative building and evaluation of the most advantage variants of financial security on acquisition of real property. Part of thesis is the calculation of administrative price. At the end there are comments and comparision on selected products of mortgage marketplace.

The work seeks to analyze the causes and impacts of the current financial crisis. It deals with the theoretical view and definition of financial crisis, along with a brief historical excursion. A significant part of the work is devoted to describe the financial crisis in the United States and in selected, economically important, countries. In the context of the causes of and solutions to the current crisis period are remembered views of different economic schools, which are very different. A significant part is devoted to the description of institutional architecture and function of the financial system. Important part is the description of the functioning of lending money (such interest and regulatory policy), because the author sees in it a long series of "unhealthy" factors, which helped the emergence of a financial crisis. The aim of this work is to give a komplete, non-ideological coloring, look at the biggest financial crisis in modern history.

The work is focused on the valuation of real estates. In the theoretical part of the work, firstly, there are explained basic concepts and methods which are used to valuation of real estates. There is also mentioned comparison of valuation regulations and describtion of market of real estates. The practical part of the work deals with market and administrative valuation. The results of both methods are compared in the end to the work.

The diploma thesis focuses on the ecological influences in the construction of a family house. The subject is to compare the properties of alternative building materials, determine the cost of building a house and design the optimal way of financing housing for a fictional married couple. Explains basic concepts, namely ecological aspects in construction, project management of buildings, pricing in construction, housing finance. The following practical part compares building materials in terms of their properties and environmental impacts during production, determines the costs of acquisition and operation of a family house and then finds out whether it is possible to finance the construction of the house through a mortgage loan. At the end of the work evaluates what percentage will increase the cost of building a house in the case of the use of materials, the production of which produces less negative emissions. Finally, the optimal variant of housing financing is recommended.

This thesis deals with the critical analysis of cash expenditures having an effect on the family budget in case of finance housing. The theoretical part is aimed at defining the basic terms that are needed to the further understanding of the problem. The next parts contain a critical analysis of the expenditures associated with the financing of housing, including the proposals for measures to eliminate risks arising from the unforeseen expenditures associated with housing.

The diploma thesis is focused on financing of construction of a house. It defines and analyzes the financial products and their mutual combinations, particularly mortgage loans and building savings. It deals with their comparison with aim to find the optimal alternative of financing of the model situation. This thesis should allow orientation in housing market for anyone interested in building a house.

The subject of my master´s thesis is analysis of the operating costs in households in various energy categories of houses. The theoretical part is focused on passive homes issue where I explained principles and differences of standard constructions. The practical part is based on a concrete example of the differences and the structure of costs. The aim is to confirm or refute the hypothesis, which say that higher investment costs for the construction of low energy buildings could reduce costs and family budgets in the future. They also lead to higher liquidity.

This Diploma Theses deals with services offered by the domestic estate agencies. They are related to the main activities of an estate agency, which are selling and purchasing real estate. Based on the purposes mentioned above, different means of valuating needs to be applied. A purchaser needs an estimation of a usual market price of the real estate in order to obtain a mortgage loan. A seller needs an expert’s opinion (the administrative price) for quoting the property tax. The Diploma Theses has been divided into two parts. The first part is theoretical and the second is practical. The theoretical part deals with quoting a market price of real estate. I have focused on quoting market prices for the needs of banks to grant loans and credits. Valuating, which has been described in the theoretical part, has been applied on some concrete real estate from 2008 and 2009. The aim of the practical part is to investigate the hypothesis that administrative prices are at the same level with market prices. Based on the generalised results of the investigation from years 2008 and 2009, I have tried to describe some possible development of the prices.

This master’s thesis „Kinds and sources of financing of living“ is focused on options and sources of housing financing of an individual. It describes structure, extent and state of house and flat fund of Czech republic and capital city of Prague. It features different attributes of housing sectors. It describes state housing aid and its designation. It deeply describes savings and mortgage loans. Final part solves family’s housing need with the use of several financial sources and offers optimal solution based on multiple criteria.

Diploma thesis is focused on innovative financing for acquisition of real estate. The first part contains the basic terms of mortgage loans and mutual funds. The following part describes the methodology for evaluating the effectiveness of funding and the opportunities and risks associated with it. The second part deals with the practical applications of evaluating the effectiveness of the funding. The aim is to compare and optimize various model variants acquisition of real estate.