Thesis (MPhil)--Stellenbosch University, 2009. / ENGLISH ABSTRACT: The objective of this study is to provide an overview of the South African financial
mechanisms of protection available to people with disabilities, and to project
possible future trends in providing these levels of cover. Alternative future
scenarios that could pan out over the long-term are sketched to help understand the
various external factors that could have an impact on disability risk protection in
South Africa.
The main classifications of the various benefits are split into social assistance and
social insurance measures. The future landscape for each is explored by reviewing
the associated social security and private insurance reforms currently envisaged. A
key expected driver of private insurance reform is the introduction of a formal
contributory system of social security in South Africa. The provision of disability
cover in such a system is reviewed separately through proposals for a new
mandatory system of retirement and risk benefit management in the country.
Recommendations for a more coherent framework amongst the various
mechanisms of disability protection and their designs are made. This is done
within the context of the social model of disability that has developed in recent
years. / AFRIKAANSE OPSOMMING: Hierdie verslag gee ‘n oorsig van die Suid-Afrikaanse finansiële beskermings
meganismes wat beskikbaar is vir mense met gestremdhede. Dit lig veral
moontlike tendense vir die toekoms van sulke vorme van ongeskiktheids-dekking
uit deur sekere vooruitskattings te maak. Daar is verskeie maniere waarop hierdie,
en moontlik nuwe, meganismes kan ontwikkel met tyd. Dit is belangrik om te
verstaan hoe sekere omgewingsfaktore ‘n rol speel in die bestuur van
ongeskiktheids risiko’s.
Die verslag klassifiseer die meganismes in twee kategorieë, staatstoelae en privaat
versekerings-voordele. Ondersoek word ingestel na die toekomstige ontwikkeling
van hierdie voordele deur huidige hervormings te oorweeg. Een van hierdie
hervormings wat tot grootskaalse verandering kan lei is die inwerkingstelling van
’n nasionale pensionfonds waartoe alle Suid-Afrikaners verpligte bydraes sal maak.
Die meriete van die verskaffing van ’n ongeskiktheidsvoordeel deur so ’n fonds
word onder andere ondersoek.
Voorstelle vir ‘n beter samehangende raamwerk waarbinne die reeks voordele
verskaf kan word, word ook gemaak. Die algemene tendens vir ’n meer sosiale
inslag in die ontleding van gestremdheid gee ’n bepaalde konteks aan die debat.
| Identifer | oai:union.ndltd.org:netd.ac.za/oai:union.ndltd.org:sun/oai:scholar.sun.ac.za:10019.1/18177 |
| Date | 12 1900 |
| Creators | Botha, Marius |
| Contributors | Roux, Andre, Stellenbosch University. Faculty of Economic and Management Sciences. Graduate School of Business. |
| Publisher | Stellenbosch : Stellenbosch University |
| Source Sets | South African National ETD Portal |
| Language | en_ZA |
| Detected Language | Unknown |
| Type | Thesis |
| Rights | Stellenbosch University |
Page generated in 0.0021 seconds