Inaug.-diss.--Frankfurt am Main. / Lebenslauf. "Literaturverzeichnis": p. i-iii.

Inaug.-diss.--Berlin. / Lebenslauf.

Thesis (M. Sc.)(Actuarial Science)--University of Pretoria, 2005. / Includes summary. Includes bibliographical references. Available on the Internet via the World Wide Web.

The security cession of the rights under life policies marries two separate areas of the law: The Law of cession and the Law of Insurance. This makes for a complex union since varying common law and statutory principles 􀏐ind application, and in reality trade practices also play a role. In theory a cession in securitatem debiti may take one of two possible constructions, namely a pledge or a fiduciary security cession, and each has its own advantages and disadvantages. Disparity arose when judicial preference was given to the pledge construction while academics preferred the other. The problem, however, was larger than a disagreement as to the better construction. The underlying problem was that there was a lack regarding clarity as to the practical operation of security cession of life policies, in addition to the problems surrounding the construction thereof. As a solution to this problem some academics have suggested legislative intervention. The South African Law Reform Commission, nevertheless, advised against it in 1991 and was of the opinion that the issue was one which our courts would eventually solve. In the 22 years since then, our courts have merely confirmed its preference for the pledge construction. The intricacies of security cessions of life policies have seen no further judicial development. It is probable that the courts do not have enough practical information at hand to advance this area of the law. An investigation into the operation of such cessions in practice was thus necessary. The outcome of the practical investigation reveals that legislative intervention is indeed a viable solution especially since the issues are too complex for the courts to solve. As part of this work, legislation has been drafted and it is recommended that this is inserted into the Security by Means of Movable Property Act . / Die sessie ter sekerheidstelling van regte voortspruitend uit 'n lewensversekeringspolis betrek twee aparte onderafdelings van die rege naamlik die reg insake sessie en die versekeringsreg. Die gevolg van hierdie dualisme is dat 'n magdom gemeenregtelike en statutêre regsbeginsels van toepassing is wat sessies van hierdie aard kompliseer. Daarbenewens speel handelspraktyke ook ‘n rol. Teoreties kan 'n sessie in securitatem debiti een van twee moontlike konstruksies aanneem, naamlik sessie van pandgewing en fidusiêre sekerheids sessie, en elk het sy eie voor- en nadele. Onenigheid was aan die orde van die dag nadat die howe aan die pandgewings konstruksie voorkeur verleen het, terwyl akademiese skrywers die alternatiewe konstruksie verkies het. Die probleem was egter veel eerder weens ‘n gebrek aangaande duidelikheid oor die praktiese toepassing van die sessies ter sekerheidstelling van lewenspolisse, as die onenigheid oor welke van die twee konstruksies teoreties die beter een sou wees . Om die probleem te oorkom, het sommige akademiese skrywers voorgestel dat die wetgewer moes ingryp. Die Suid-Afrikaanse Regskommissie het egter in 1991 daarteen besluit en die mening gehuldig dat die probleem uiteindelik deur die howe opgelos sou moes word. Sedertdien het die howe egter telkens hul voorkeur ten opsigte van die pandkonstruksie uitgespreek, en derhalwe het daar geen verdere deurslaggewende juridiese ontwikkeling rondom die kwelpunte van sessies ter sekerheidstelling plaasgevind nie. Dit is waarskynlik daaraan te wyte dat die howe oor ontoereikende praktiese inligting beskik het om hierdie gebied van die reg noemenswaardig uit te bou. Dit was gevolglik nodig om 'n ondersoek aangaande die toepassing in die praktyk van hierdie tipe sessies te loods. Die resultaat van dié ondersoek toon dat 'n statutêre ingreep inderdaad 'n lewensvatbare oplossing kan bied, aangesien die kwessies te ingewikkeld is vir die howe om te oorkom. Deel van hierdie studie bevat voorgestelde wetgewing met die aanbeveling dat dit in die Wet op Sekerheidstelling deur middel van Roerende Goed 57 van 1993 opgeneem word. / Thesis (LLD)--University of Pretoria, 2013. / Mercantile Law / LLD / Unrestricted

The graduation theses is engaged in theoretical and practical analysis of particular sorts of life insurance on Czech market. The theoretical analysis describes traditional and modern forms of life insurance. In the practical analysis are interpreted statistical data from The Czech association of insurance companies.

第一章 前言 第一節 臺灣壽險業生命表製作簡史 第二節 研究動機 第三節 研究過程 第四節 研究限制 第二章 經驗生命表與檢選表 第一節 生命表的介紹 第二節 檢選表的特性 第三章 經驗檢選表之編製 第一節 確定資料基礎 第二節 檢選期間的決定 第三節 粗死亡率的計算 第四節 檢選因子與檢選係數 第五節 檢選表的修勻 第六節 修勻效果的測試 第七節 安全率的附加 第四章 試編臺灣壽險業經驗檢選表 第一節 各項經驗資料基礎的確定 第二節 粗檢選－終極死亡率表 第三節 檢選粗死亡率表之修勻 第四節 經驗檢選表的完成 第五節 檢選－終極死亡表 第六節 提出問題與檢討 第五章 臺灣壽險業經驗檢選表之應用 第一節 檢選表對各險種之影響 第二節 新商品之開發 第三節 經驗檢選表在實務上的其他用途 第六章 結論及建議 第一節 結論 第二節 建議 參考書目

No description available.

This thesis reviews the UK life insurance industry comprehensively in terms of performance and business behaviour. One major contribution of the thesis is to challenge the conventional view on evaluation of investment funds from a shareholders’ perspective. The accounting valuation techniques to evaluate investment from the policyholder’s perspective have not been advanced to the same extent as methods designed to evaluate investment from the shareholder’s perspective, due partly to the accounting complexity of the investment management. Against this context, the thesis develops a valuation method on the basis that policyholders’ basic expectation that their saved funds shall be invested with value growth higher than inflation in the real goods market, and the thesis takes this as the benchmark to assess the reported value of policyholders’ assets. The thesis employs this valuation to assess the performance of different life assurance products (conventional vs. modern) and examine whether the transformation (from conventional to modern) has any impact on insurer performance and behaviour. The thesis also examines whether product diversification impacts realised and unrealised investment income homogenously; the result suggests that the effect of product diversification on performance varies across different measurements of realised and unrealised gain. The second major contribution of the thesis is to test the validity of different output proxies and compare efficiency scores based ranking for competitive firms to the value creation based ranking. Overall, the thesis suggests that different output proxies give consistently similar ranking for competitive firms, and cost efficiency based on different proxies are closely related to conventional measurers of firm performance and value creation in terms of value and ranking.

Chan Mei-yuk, Daisy, Fung Sek-yung. / Bibliography: leaves [82]-86 / Thesis (M.B.A.)--Chinese University of Hong Kong, 1986

Thesis (M.B.A.)--Boston University.