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An analysis of the entrepreneurial orientations of retail banks in the Tlokwe municipality area / Jacobus Abraham Christoffel BassonBasson, Jacobus Abraham Christoffel January 2015 (has links)
Corporate entrepreneurship has different strategies as referred to by researchers. An
entrepreneurial orientation is one of these strategies. In the overall corporate
entrepreneurial process, entrepreneurial orientation is referred to as entrepreneurial
intensity. Corporate entrepreneurship is a process where organisations think differently
to overcome barriers to improve the performance of the organisation. Entrepreneurial
orientation is a process of decision making to develop new innovative products, services
or processes to intensify the organisation’s performance.
The South African banking system is supported with a well-managed regulated
framework and is favourable in the global environment. South Africa is the financial
gateway to the rest of Africa and the environment is highly competitive. During the last
twenty years the banking industry went through exciting changes and turmoil when
refering to the financial of 2008 crisis. Retail banks need to think differently and small
competitors are more prominent than ever before. The lower end of the market created
fierce competition between the retail banks in South Africa.
The reason for this study is to focus on entrepreneurial orientations from a customer’s
perspective. Customer perspective is critical for the survival of an organisation and
banks are no different. Based on the literature, entrepreneurial orientation is the level of
intensity of corporate entrepreneurship visible in the organisation.
The results obtained in the empirical study enabled recommendations that can provide
retail banks with useful information from a customer’s perspective that can assist retail
banks in general. Recommendations found in the study include; retail banks need to
reinvest in their own systems to mine useful information to assist customers, be more
open to autonomy approaches and redesign job descriptions, re-look calculated risk
areas that will have no influence on credit processes, regulate innovations better and
involve the customer and be more unique to create a better customer experience. / MBA (Master of Business Administration), North-West University, Potchefstroom Campus, 2015
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[en] THE INFLUENCE OF THE ALLIANCES AND RELATIONSHIP NETWORKS FOR STRATEGIC DECISION-MAKING: CASE RELATIVE TO THE KEEPING, PROCESSING AND DISTRIBUTION OF VALUES, IN THE COUNTRY / [pt] A INFLUÊNCIA DAS ALIANÇAS E REDES DE RELACIONAMENTO NA TOMADA DE DECISÃO ESTRATÉGICA: O CASO DA GESTÃO DA GUARDA, DO PROCESSAMENTO E DA DISTRIBUIÇÃO DE VALORES, NO PAÍSANA ISABEL SERRA HIME 16 June 2005 (has links)
[pt] A atuação em redes estratégicas é fator crítico para o
sucesso das
empresas frente à complexidade dos empreendimentos
contemporâneos.
Globalmente, os meios de pagamento estão em franca
revolução.
Contrariando expectativas, o papel-moeda convive com o
dinheiro
eletrônico ao alvorecer do terceiro milênio. Esta
realidade, presente no
mercado doméstico e internacional, demanda dinamismo na
gestão da
guarda, do processamento e da distribuição de valores. O
ambiente
competitivo em que os bancos de varejo estão inseridos
recomenda
gerenciamento eficaz de um sistema logístico em um novo
ambiente de
maiores exigências por automação, flexibilidade e
segurança. A
convergência dessas demandas associada à consciência de que
a
sobrevivência dos empreendimentos depende da capacidade de
interações associativas sugerem a importância da integração
em redes de
alianças estratégicas. O presente trabalho tem como
objetivo contribuir
às investigações sobre a gestão das empresas em redes de
relacionamento, focando na questão de suas implicações
sobre sua
conduta e seu desempenho. Tem como caso de estudo as
Unidades
Regionais de Tesouraria do Banco do Brasil, buscando
responder a
seguinte pergunta: quais as percepções dos gestores das
Unidades
Regionais de Tesouraria do Banco do Brasil a respeito dos
impactos das
diversas redes e alianças estabelecidas pelo Banco? Com
auxílio de um
novo ferramental para realizar análises estratégicas na
perspectiva
relacional - Modelo Macedo-Soares Strategic Network
Analysis (2002) -
este trabalho busca analisar as implicações estratégicas da
associação
em Redes e Alianças sobre os negócios e estratégias do
Banco do Brasil,
relativos à gestão da guarda, processamento e distribuição
de valores. / [en] The performance in strategic networks is a critical factor
for the
company success, in the face of the current complex
environment.
Globally, the payment systems are in broad revolution.
Against
expectations, currency (bills and coins) lives together
with the electronic
money in the dawn of the third millennium. This reality,
true in the
domestic and international market, demands dynamism of the
keeping,
processing and distribution of values. The competitive
environment in
which retail banks are inserted recommends effective
administration of a
logistics system in a new context of larger demands for
automation,
flexibility and security. The convergence of those demands
as well as the
awareness that the survival of the enterprise depends on
the capacity of
collaborative interactions suggest the importance of firm
integration in
strategic networks. The objective of this thesis is to
contribute to research
in strategic management of firms embedded in organizational
networks,
highlighting the latter´s implications for firm conduct and
performance. It is
focused on the Banco do Brasil´s Regional Units of
Treasury, in an
attempt to answer the following question: what is
management´s
perception, regarding the strategic of Banco do Brasil´s
established
networks or alliances? By way of a new framework to help
carry out
strategic analyses from a relational perspective - Macedo-
Soares` Model/
Strategic Network Analysis (2002) - this study aims at
analyzing the
strategic implications of those Units´ alliances and
networks, relative to the
keeping, processing and distribution of values.
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